OCBC VOYAGE CARD

Go further with less limitations

Why you will love this

VOYAGE Miles never expire, unlike other card programs where miles expire after 2-3 years

No black-out dates – redeem VOYAGE Miles for flights on any airline, anytime

Who can apply

Anyone above 21 years old with an annual income of at least S$120,000

Take your indulgence up a notch. Redeem VOYAGE Miles for flights and luxe shopping anytime, without expiry.

VOYAGE MILES
VOYAGE Miles is a unique miles currency that you earn with each spend on your OCBC VOYAGE Card. VOYAGE Miles comes with the following benefits:

2.2*

VOYAGE Miles

Overseas spending

With every S$1 spent in foreign currency

With every S$1 spent in foreign currency

1.3*

VOYAGE Miles

Local retail

With every S$1 spent on local retail spend

With every S$1 spent on local retail spend

Refer to the terms and conditions below for more information on these privileges.

1 VOYAGE Mile = 1 KrisFlyer Mile

*VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles.

2.3*

VOYAGE Miles

Overseas spending

With every S$1 spent in foreign currency

With every S$1 spent in foreign currency

1.6*

VOYAGE Miles

Local spending

With every S$1 spent on local dining and other retail spend

With every S$1 spent on local dining and other retail spend

Refer to our full terms and conditions below for more information on eligible transactions across these categories.

1 VOYAGE Mile = 1 KrisFlyer Mile

*VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles.


VOYAGE Payment Facility

Earn VOYAGE Miles on any occasion including payments that do not accept credit cards such as tax payments, school fees or even a home makeover. You get 1 VOYAGE Mile for every S$1 charged to your VOYAGE Payment Facility.

Here's how you can apply and earn VOYAGE Miles:

1

Complete the application form(s) and email or mail it to OCBC

2

Receive your requested amount to your account

Upon approval within 4 business days, your requested amount will be credited into your designated account, allowing you to make your necessary payments.

Admin fees

Income tax payment

The admin fee depends on the repayment option:

  • One-time lump sum repayment: 1.90%
  • 12-month repayment: 2.50% (normal rate: 2.85%)

2.50% is a special rate available to the first 100 successful applications from 24 April 2020. Eligible customers will be charged 2.85% upfront. A cash rebate of 0.35% will be credited to your account within 1 month from application approval.

Minimum disbursement amount of S$1,000
Disbursement in blocks of S$100

All other payments

  • S$10,000 - S$150,000 - 1.95%
  • S$150,100 and above - 1.90%

Minimum disbursement amount of S$10,000
Disbursement in blocks of S$100

  • Eligible cardmembers are responsible for making his or her own payment to IRAS for the taxes with the funds credited to the specified Bank Account.
  • OCBC Bank shall not be liable to eligible cardmembers for any loss and/or cost of damages of any kind should he or she fail to make payment to IRAS with the fund credited to the specified Bank Account.
  • Late fees and interest charges as per the OCBC VOYAGE Credit Card apply.
  • Terms and conditions apply in the relevant forms above.
Voyage exchange
Your one-stop personal concierge assists, plans and organises all your travel and lifestyle needs 24 hours a day, 7 days a week, offering you:
Privileges

Refer to the terms and conditions below for more information on these privileges.

Merchant promotions
Enjoy specially curated offers on food delivery/takeaway and online-retail offers.
before you apply

Eligibility requirements

Minimum age

21 years old

Annual income

S$120,000 and above

OCBC Premier VOYAGE Card is exclusive to OCBC Premier Banking customers only

OCBC Premier Private Client VOYAGE Card is exclusive to OCBC Premier Private Client customers only

Bank of Singapore VOYAGE Card is exclusive to Bank of Singapore clients only


Fees

Principal card with the following annual service fee options

S$488 (with GST) with 15,000 VOYAGE Miles
S$3,210 (with GST) with 150,000 VOYAGE Miles

Supplementary card

S$188 (with GST) a year per card (First 2 supplementary cards are waived for the first year)

Other fees and charges

Click here for more fees and charges



Ready to apply?

Apply for the OCBC VOYAGE Card today

card
FAQs
Can VOYAGE Miles be converted to any frequent flyer miles with other airlines?

VOYAGE Miles can be converted to KrisFlyer Miles. However, you can use VOYAGE Miles to redeem for flights on any airlines directly without converting. To redeem directly for flights on any airlines, please contact VOYAGE Exchange (+65 6593 9999 or voyage@voyagemiles.com).

I have existing KrisFlyer Miles. Can I combine VOYAGE Miles and KrisFlyer Miles to redeem for air-tickets with VOYAGE Exchange?

KrisFlyer Miles and VOYAGE Miles are separate miles and cannot be combined to redeem air tickets. However, you can convert your VOYAGE Miles to KrisFlyer miles at a rate of 1:1 and redeem tickets with Singapore Airlines. The conversion of VOYAGE Miles to KrisFlyer miles is subjected to wait time.

What are the transactions that have recently been excluded from awarding VOYAGE Miles?

The following list of MCCs and merchant transactions will be added to the list of exclusions for the awarding of VOYAGE Miles from 1 June 2020. You may refer to the VOYAGE Terms and Conditions for the full list of excluded MCCs and merchant transactions.

MCC Description
7349 Cleaning, maintenance and janitorial services
8062 Hospitals
(only Singapore Government Public Hospitals transactions are excluded)
4784 Tolls and Bridge Fees
4111, 4121, 4131 Transportation & Tolls
(except for transactions with Grab Transport, Gojek and licensed taxi operators - including,
without limitation, Comfort/Citycab/ Transcab/ SMRT Taxi/ Premier Taxi/ Prime Taxi/ HDT Taxi)
5993 Cigars Stores and Stands
Can I accumulate my spend over a few months in order to qualify for the complimentary Airport Transfer Service?

One-time complimentary Airport Transfer Service can be redeemed each calendar month with a min. spend of S$5,000 in that calendar month. For example, in June 2020, with S$5,000 spent on the VOYAGE Card will entitle the Cardmember to the complimentary service in June 2020. An additional transfer can be redeemed for the next S$5,000 spent. (Complimentary Airport Transfer Service is capped at 2 transfers per month with a min. spend of S$10,000) The Cardmember can use this service before the accumulation amount is met. At the end of the calendar month if either the S$5,000 or S$10,000 minimum spend is met, charges will be waived based on the respective entitlement and total rides utilised for that calendar month. If not, S$45 will be charged to your VOYAGE Card.

More questions and answers