Instant Approval | OCBC Singapore

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OCBC INFINITY Cashback Card

OCBC INFINITY Cashback Card

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OCBC 365 Credit Card

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OCBC 90°N Visa Card

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OCBC 90°N Card

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OCBC 90°N Card

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OCBC Rewards Card

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OCBC VOYAGE Card

OCBC VOYAGE Card

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OCBC NXT Credit Card

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OCBC FRANK Credit Card

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OCBC Arts Credit Card

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    OCBC Platinum Credit Card

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      BEST-OCBC Credit Card

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        Before you apply

        Important things to note

        FAQ

        Frequently Asked Questions

        Referral Consent

        By submitting this application, you agree that the Bank can disclose your credit card application status to third parties, including the OCBC Group employee who referred you to apply for this credit card.

        User details

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        Are you an OCBC cardmember?

        No, I'm new to OCBC1 

        Yes, I'm an existing OCBC cardmember2 

        1 I have not had an OCBC credit card in the last 6 months.
        2 I have/have had an OCBC credit card in the last 6 months.

        No, I'm new to OCBC1 

        Yes, I'm an existing OCBC cardmember2 

        1 I have not had an OCBC credit card in the last 6 months.
        2 I have/have had an OCBC credit card in the last 6 months.

        You are now applying for the OCBC VOYAGE Card

        An Annual Membership fee of S$492.50 (incl. GST) will be charged upon card approval and it is not waivable.

        To apply for the OCBC Premier, Premier Private Client or Bank of Singapore VOYAGE Card, please approach your Relationship Manager or get us to contact you.

        Do you want to include NTUC-OCBC Starter Account?

        Earn higher interest of up to 1% a year on your savings without any initial deposit or monthly service fee.

        Yes, include I just need a card

        Do you want to include Plus! Savings Account?

        Earn higher interest of up to 0.15% on your savings without any initial deposit or monthly service fee.


        Yes, include I just need a card

        Choose the card you want

        card
        OCBC 90°N Mastercard:
        Select 
        card
        OCBC 90°N Visa Card:
        Select 

        Choose a sign-up reward

        gift1-miles
        Up to 55,000 miles1
        (worth a return trip to Tokyo/Seoul)
        Choose this reward 
        gift2-samsonite
        [FULLY REDEEMED] Samsonite STEM Spinner 28" TRUNK1
        (worth S$650)

        1Eligibility is subject to all qualifying conditions.

        Select your card color


        card
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        card
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        OCBC 90°N Card

        card
        Apply now

        New OCBC Cardmembers

        • S$50 cash rebate upon approval
        • Additional 7,000 miles when you spend S$5,000 in the first 3 months

        Existing OCBC Cardmembers

        • Get 3,000 miles when you spend S$5,000 in the first 3 months
        OCBC 365 Credit Card

        Get the most out of your every day spending

        Enjoy 2x more cashback of up to S$160 a month (S$1,920 per year)

        Enjoy 3% cashback on Watsons, streaming and EV charging

        Enjoy 5% cashback on dining and food delivery

        Apply now Add card Remove
        card

        Eligibility

        Minimum age
        21 and above
        Annual income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$196.20 (including GST), waived for the first two years
        Supplementary Card
        S$98.10 (including GST), waived for the first two years
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000, starting from the month in which your OCBC 365 Credit Card was issued
        Other fees and charges apply.
        To enjoy the above cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month. If you spend less than S$800, a flat 0.25% cashback is awarded.
        Cashback amount is capped at S$160 per calendar month.
        OCBC 90°N CARD

        Accelerated miles and rebates on your travel and everyday spend

        2.1 Miles per S$1 on foreign currency spend (Miles will be awarded as 90°N Miles in blocks of S$5 per transaction)

        1.3 Miles per S$1 on local spend

        Miles never expire

        Apply now Add card Remove
        OCBC 90°N CARD

        Eligibility

        Minimum age
        21 and above
        Annual income
        S$30,000 and above for Singaporeans and Singapore PRs
        S$45,000 and above for foreigners

        Fees

        Principal Card
        S$196.20 (including GST), waived for the first year
        Principal cardholders who pay the Annual Service Fee in 2024 will earn 10,000 bonus 90°N Miles.
        Supplementary Card
        S$98.10 (including GST), waived for the first year
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000
        Other fees and charges apply.
        OCBC Rewards Card

        More rewards on local and overseas shopping

        Earn 15 OCBC$ (equivalent to 6 air miles) for every S$1 spent at Watsons and on certain online shopping platforms

        Earn 10 OCBC$ (equivalent to 4 air miles) for every S$1 spent in certain retail categories – both online and in stores

        Exchange OCBC$ for cash rebates, air miles, vouchers, products or experiences

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$196.20 (including GST), waived for the first two years
        Supplementary Card
        S$98.10 (including GST), waived for the first two years
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000
        Other fees and charges apply.
        OCBC NXT Credit Card

        Split any payment, anywhere. On anything

        Interest-free auto-instalments

        Ease of split payments across 3 or 6 months

        Earn 1% cash rebates when your monthly bill is S$1,000 or more

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$163.50 (including GST), waived for the first two years
        Supplementary Card
        S$81.75 (including GST), waived for the first two years
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000, starting from the month in which your OCBC NXT Credit Card was issued
        Other fees and charges apply.
        OCBC INFINITY CASHBACK CARD

        Earn cashback – to infinity – on everything you need, want and love

        1.6% in cashback all year round

        No minimum spending required or limit to the cashback you can earn

        Cashback credited automatically

        Apply now Add card Remove
        OCBC NXT Card

        Eligibility

        Minimum Age
        21 years old
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs
        S$45,000 and above for foreigners

        Fees

        Principal Card
        S$196.20 (including GST), waived for the first year
        Supplementary Card
        S$98.10 (including GST), waived for the first year
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000, starting from the month in which your OCBC INFINITY Cashback Card was issued
        Other fees and charges apply.
        OCBC FRANK Credit Card

        Score up to 10% in cashback

        8% cashback on foreign currency transactions and online/contactless mobile transactions in SGD

        Extra 2% cashback at selected green merchants

        0.3% cashback on other eligible transactions

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age

        21 years old for principal cardholders

        18 years old for supplementary cardholders

        Annual Income
        • At least S$30,000 for Singaporeans and Singapore PRs aged between 21 and 54
        • At least S$15,000 for Singaporeans and Singapore PRs aged 55 and above
        • At least S$45,000 for foreigners

        Fees

        Principal Card
        S$196.20 (including GST), waived for the first two years
        Supplementary Card
        S$98.10 (including GST), waived for the first two years
        Other fees and charges
        Fees and charges
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000 in one year, starting from the month in which your OCBC FRANK Credit Card was issued
        Total monthly cashback is capped at S$100, with a minimum monthly spend of S$800.
        For details, refer to the Terms and Conditions.
        OCBC Plus! Visa Credit Card

        Save and be rewarded on daily expenses

        7% rebate at FairPrice stores, Unity and Warehouse Club

        3% rebate at FairPrice On

        Receive up to 20.3% fuel savings at Esso and up to 20% fuel savings at Caltex

        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$107 per annum (First 1 year free)
        Supplementary Card
        Free (up to 3 supplementary cards)
        Interest rate
        26.76% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$2,500
        Other fees and charges apply.
        Terms and Conditions
        Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.
        Rebates are valid with a minimum monthly spend of S$500 anywhere outside of FairPrice, FairPrice On, Warehouse Club and Unity.
        NTUC Plus! Visa Credit Card

        Your card of choice at FairPrice and more

        Up to 12% rebate at FairPrice stores, Unity and Warehouse Club

        Up to 8% rebate at FairPrice On

        Receive up to 20.3% fuel savings at Esso and up to 20% fuel savings at Caltex

        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        Free (prevailing NTUC Membership fee applies)
        Supplementary Card
        Free (up to 3 supplementary cards)
        Interest rate
        26.76% per annum
        Late payment charge
        S$100
        Other fees and charges apply.
        Terms and Conditions
        Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.
        Rebates are valid with a minimum monthly spend of S$400 anywhere outside of FairPrice, FairPrice On, Warehouse Club and Unity.
        OCBC Arts Credit Card

        Discounts & priority bookings for the latest in the Arts scene

        Up to 20% off on show tickets

        15 OCBC$ per S$5 spent on SISTIC purchases*

        Priority bookings for selected shows

        *OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$.

        *OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$.

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$163.50 (including GST), waived for the first two years
        Supplementary Card
        S$81.75 (including GST), waived for the first two years
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000
        Other fees and charges apply.
        OCBC Platinum Credit Card

        Enrichment courses, recreation and shopping for the family

        5 OCBC$ per S$5 spent*

        Travel deals from Expedia and more

        Dining deals for every occasion

        *OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$.

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$163.50 (including GST), waived for the first two years
        Supplementary Card
        S$81.75 (including GST), waived for the first two years
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000
        Other fees and charges apply.
        BEST-OCBC Credit Card

        Enjoy great savings on electronics & appliances

        3% cash rebates for in-store spend

        Members-only sales and events

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$163.50 (including GST), waived for the first two years
        Supplementary Card
        S$81.75 (including GST), waived for the first two years
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$2,500
        Other fees and charges apply.
        OCBC Great Eastern Cashflo Credit Card

        Up to S$200 rebates plus split your payments at 0% interest

        0.3% cash rebate with monthly bill below S$1000

        1.2% cash rebate with monthly bill of S$1000 and above

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

        Fees

        Principal Card
        S$163.50 (including GST), waived for the first two years
        Supplementary Card
        S$81.75 (including GST), waived for the first two years
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$5,000
        Rebates are capped at S$200 per month.
        Other fees and charges apply.
        OCBC 90°N Visa CARD

        Accelerated miles and rebates on your daily spend

        2.1 Miles per S$1 on foreign currency spend (Miles will be awarded as 90°N Miles in blocks of S$5 per transaction)

        1.3 Miles per S$1 on local spend

        Miles never expire

        Apply now Add card Remove
        rd

        Eligibility

        Minimum age
        21 and above
        Annual income
        S$30,000 and above for Singaporeans and Singapore PRs
        S$45,000 and above for foreigners

        Fees

        Principal Card
        S$196.20 a year (including GST), waived for the first year
        Supplementary Card
        S$98.10 (including GST), waived for the first year
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000
        Other fees and charges apply.
        OCBC 90°N Mastercard

        Accelerated miles and rebates on your travel and everyday spend

        2.1 Miles per S$1 on foreign currency spend (Miles will be awarded as 90°N Miles in blocks of S$5 per transaction)

        1.3 Miles per S$1 on local spend

        Miles never expire

        Apply now Add card Remove
        OCBC 90°N Visa Card

        Eligibility

        Minimum age
        21 and above
        Annual income
        S$30,000 and above for Singaporeans and Singapore PRs
        S$45,000 and above for foreigners

        Fees

        Principal Card
        S$196.20 a year (including GST), waived for the first year
        Supplementary Card
        S$98.10 (including GST), waived for the first year
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$10,000
        Other fees and charges apply.
        OCBC VOYAGE CARD

        Go further with less limitations

        Earn 2.2 VOYAGE miles with every S$1 spent in foreign currency, 1.3 VOYAGE miles per S$1 on local spend*

        No expiry of miles

        Redeem flights on any airline, anytime, with no blackout dates

        * VOYAGE miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE miles.

        Apply now Add card Remove
        card

        Eligibility

        Minimum Age
        21 and above
        Annual Income
        S$120,000 and above
        • OCBC Premier VOYAGE Card is exclusive to OCBC Premier Banking customers only
        • OCBC Premier Private Client VOYAGE Card is exclusive to OCBC Premier Private Client customers only
        • Bank of Singapore VOYAGE Card is exclusive to Bank of Singapore clients only

        Fees

        Principal Card
        S$498.00 (including GST)
        You will earn 15,000 VOYAGE Miles each time you pay the Annual Service Fee
        Supplementary Card
        S$191.00 (including GST)
        Annual Service Fee for up to 2 supplementary cards is waived for the first year
        Interest rate
        27.78% per annum
        Late payment charge
        S$100
        Minimum spending required to have your Annual Service Fee automatically waived
        S$60,000
        Other fees and charges apply.

        Select a card to proceed

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        Please be informed that you will be receiving an SMS and email from OCBC Bank 1 hour after the submission of your application.

        The SMS and email will contain an URL link that allows you to grant consent for OCBC Bank to proceed with your application.