Download our annual report and shareholders’ meeting minutes
Annual report and AGM
Financial year
2024 Annual Report
- 2024 Annual Report - English [E-Publication]
- 2024 Annual Report - English PDF
- 2024 Annual Report - Chinese PDF
Letter to Shareholders
- Letter to shareholders dated 26 March 2025 (184 KB)
2025 AGM
- Notice of AGM (107 KB)
- Proxy form (107 KB)
- Request form (96 KB)
- OCBC AGM Responses to substantial and relevant questions from Shareholders 11 April 2025 (189 KB)
- OCBC Management presentation at 1pm prior to 2025 AGM on 17 April 2025 (848 KB)
- OCBC 2025 AGM Results 17 April 2025 (105 KB)
- 2025 AGM Minutes (2.10MB)
2023 Annual Report
- 2023 Annual Report - English [E-Publication]
- 2023 Annual Report - English PDF
- 2023 Annual Report - Chinese PDF
Letter to Shareholders
- Letter to shareholders dated 5 April 2024 (160 KB)
2024 AGM
- Notice of AGM (106 KB)
- Proxy form (111 KB)
- Request form (106 KB)
- OCBC AGM Responses to substantial and relevant questions from Shareholders 24 April 2024 (186 KB)
- OCBC 2024 AGM Results 30 April 2024 (106 KB)
- 2024 AGM Minutes (2.03MB)
2022 Annual Report
- 2022 Annual Report - English [E-Publication]
- 2022 Annual Report - English [PDF]
- 2022 Annual Report - Chinese [PDF]
Letter to Shareholders
- Letter to shareholders dated 31 March 2023 (324 KB)
2023 AGM
- Notice of AGM (70 KB)
- Proxy form (66 KB)
- Request form (49 KB)
- OCBC AGM Responses to substantial and relevant questions from Shareholders 21 April 2023 (200 KB)
- OCBC 2023 AGM Results 25 April 2023 (108KB)
- 2023 AGM Minutes (1.63MB)
2021 Annual Report
- 2021 Annual Report - English (7.4MB)
- 2021 Annual Report - Chinese (5.9MB)
Letter to shareholders
- Letter to shareholders dated 31 March 2022 (129KB)
2022 AGM
- Notice of AGM (72KB)
- Announcement on 2022 AGM released to SGXNET on 31 March 2022 (121KB)
- FAQ on AGM arrangements (140KB)
- Registration for AGM Proceedings (29KB)
- Proxy Form (67KB)
- Request Form (42KB)
- OCBC AGM Responses to substantial and relevant questions from Shareholders and SIAS 20 April 2022 (280KB)
- OCBC 2022 AGM Results 22 April 2022 (58KB)
- Presentation slides tabled at 2022 AGM (1.0MB)
- Post-AGM Responses to substantial and relevant questions from Shareholders 25 April 2022 (169KB)
- 2022 AGM Minutes (14.8MB)
2020 Annual Report
- 2020 Annual Report - English (6.5MB)
- 2020 Annual Report - Chinese (5.2MB)
Letter to shareholders
- Letter to shareholders dated 5 April 2021 (217KB)
2021 AGM
- Notice of AGM (63KB)
- Announcement on 2021 AGM released to SGXNET on 5 April 2021 (92KB)
- FAQ on AGM arrangements (174KB)
- Registration for AGM Proceedings (25KB)
- Proxy Form (52KB)
- Annual General Meeting to be held on 29 April 2021 – Availability of “Live” Q&A (47KB)
- Supplementary FAQs on 2021 AGM Arrangements (Live Q&A) (54KB)
- OCBC AGM Responses to substantial and relevant questions 27 April 2021 (205KB)
- OCBC 2021 AGM Results 29 April 2021 (107KB)
- Presentation slides tabled at 2021 AGM (1.2MB)
- 2021 AGM Minutes (4.5MB)
2019 Annual Report
- 2019 Annual Report - English (11MB)
- Shareholding Statistics as at 2 April 2020 (updates to pages 280 and 281 of 2019 Annual Report) (52KB)
- 2019 Annual Report - Chinese (8.5MB)
Letter to shareholders
- Letters to shareholders dated 26 April 2020 (143KB)
2020 AGM
- Announcement on 2020 AGM released to SGXNET on 26 April 2020 (186KB)
- Notice of AGM (65KB)
- Proxy Form (61KB)
- FAQ on AGM arrangements (212KB)
- Registration for AGM Proceedings (109KB)
- OCBC 2020 AGM Results 18 May 2020 (106KB)
- Presentation slides tabled at 2020 AGM (900KB)
- 2020 AGM Minutes
2018 Annual Report
- 2018 Annual Report (English) (6MB)
- 2018 Annual Report (Chinese) (4.6MB)
Letter to shareholders
- 2018 Letter to Shareholders (119KB)
2019 AGM
- 2019 AGM Minutes (7.4MB)
2017 Annual Report
- 2017 Annual Report - English
- Corrigendum to Annual Report 2017 (English) - page 81
- Corrigendum to Annual Report 2017 (English) - page 129
- 2017 Annual Report - Chinese
Letter to shareholders
- 2017 Letter to Shareholders
2018 AGM
- 2018 AGM Minutes
2016 Annual Report
- 2016 Annual Report - English
- 2016 Annual Report - Chinese
Letter to shareholders
- 2016 Letter to Shareholders
2017 AGM
- 2017 AGM Minutes
2015 Annual Report
- 2015 Annual Report - English
- 2015 Annual Report - Chinese
- Front Cover
- Purpose and Values
- Synopsis
- Letter from Chairman and CEO
- Financial Highlights
- Remembering Lee Seng Wee
- Board of Directors
- Management Committee
- OCBC Corporate Strategy
- OCBC Greater China Strategy
- Operations Review
- Corporate Social Responsibility
- Celebrating SG50
- Corporate Governance
- Additional Information Required under the SGX-ST Listing Manual
- Capital Management
- Risk Management
- Pillar 3 Disclosures
- Financial Report
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- International Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Corporate Profile and Corporate Information
Letter to shareholders
- 2015 Letter to Shareholders
2016 AGM
- 2016 AGM Minutes
2014 Annual Report
- 2014 Annual Report - English
- 2014 Annual Report - Chinese
2014 Annual Report Sections
- Front Cover
- Purpose and Values
- Synopsis
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- OCBC at a Glance
- Strategy & Capital Committee Members
- OCBC Corporate Strategy
- OCBC Greater China Strategy
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Additional Information Required under the SGX-ST Listing Manual
- Capital Management
- Risk Management
- Pillar 3 Disclosures
- Financial Report
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- International Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Corporate Profile and Corporate Information
2013 Annual Report
- 2013 Annual Report - English
- 2013 Annual Report - Chinese
2013 Annual Report Sections
- Front Cover
- Purpose and Values
- Synopsis
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- Strategy and Capital Committee Members
- Corporate Strategy
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Additional Information Required under the SGX-ST Listing Manual
- Capital Management
- Risk Management
- Pillar 3 Disclosures
- Financial Report
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- International Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Corporate Profile and Corporate Information
2012 Annual Report
- 2012 Annual Report - English
- 2012 Annual Report - Chinese
2012 Annual Report Sections
- Front Cover
- Purpose and Values
- Synopsis
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- Strategy and Capital Committee Members
- New Horizons III
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Additional Information Required Under the SGX-ST Listing Manual
- Capital Management
- Risk Management
- Basel II Pillar 3 Risk Disclosures
- Financial Report
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- International Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Corporate Profile
2011 Annual Report
- 2011 Annual Report - English
- 2011 Annual Report - Chinese
2011 Annual Report Sections
- Front Cover
- Purpose and Values
- Thematics
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- Principal Officers
- New Horizons III
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Additional Information Required under the SGX-ST Listing Manual
- Capital Management
- Risk Management
- Basel II Pillar 3 Risk Disclosure
- Financial Report
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- International Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Corporate Profile
2010 Annual Report
- 2010 Annual Report - English
- 2010 Annual Report - Chinese
2010 Annual Report Sections
- Front Cover
- Purpose and Values
- Thematics
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- Principal Officers
- New Horizons II
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Capital Management
- Risk Management
- Basel II Pillar 3 Market Disclosure
- Management Discussion and Analysis
- Financial Statements
- Group's Major Properties
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Principal Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Request for Chinese Annual Report
2009 Annual Report
- 2009 Annual Report
2009 Annual Report Sections
- Front Cover
- Purpose and Values
- Letter to Shareholders
- Board of Directors
- Principal Officers
- New Horizons II
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Capital Management
- Risk Management
- Basel II Pillar 3 Market Disclosure
- Management Discussion and Analysis
- Financial Statements
- Group's Major Properties
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Principal Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Request for Chinese Annual Report
2008 Annual Report
- 2008 Annual Report (English version)
- 2008 Annual Report (Chinese version)
2008 Annual Report Sections
- Front Cover
- Purpose and Values
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- Principal Officers
- New Horizons II
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Risk Management
- Capital Management
- Management Discussion and Analysis
- Basel II Pillar 3 Market Disclosure
- Financial Statements
- Group's Major Properties
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Principal Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Request for Chinese Annual Report
2007 Annual Report
- 2007 Annual Report (English version)
- 2007 Annual Report (Chinese version)
2007 Annual Report Sections
- Front Cover
- Purpose and Values
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- Principal Officers
- New Horizons II
- Operations Review
- Corporate Social Responsibility
- Corporate Governance
- Risk Management
- Capital Management
- Management Discussion and Analysis
- Financial Statements
- Group's Major Properties
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Additional Information Required Under The SGX Listing Manual
- Principal Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Request for Chinese Annual Report
2006 Annual Report
- 2006 Annual Report
2006 Annual Report Sections
- Front Cover
- Purpose and Values
- Letter to Shareholders
- Financial Highlights
- Board of Directors
- Principal Officers
- New Horizons II
- Operations Review
- Corporate Governance
- Risk Management
- Management Discussion and Analysis
- Financial Statements
- Group's Major Properties
- Group's Major Quoted Equity Securities
- Ordinary/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Additional Information Required under the SGX Listing Manual
- Principal Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Request for Chinese Annual Report
- Corporate Profile
2005 Annual Report
- 2005 Annual Report
2005 Annual Report Sections
- Front Cover
- Purpose and Values
- Financial Highlights
- Letter to Shareholders
- Board of Directors
- Principal Officers
- New Horizons
- Operations Review
- Corporate Governance
- Risk Management
- Financial Report
- Management Discussion and Analysis
- Financial Statements
- Group's Major Properties
- Group's Major Quoted Equity Securities
- Stockholding/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Additional Information Required Under The SGX Listing Manual
- Principal Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Request for Chinese Annual Report
- Corporate Profile
2004 Annual Report
- 2004 Annual Report
2004 Annual Report Sections
- Front Cover
- Purpose and Values
- Financial Highlights
- Letter to Shareholders
- Board of Directors
- Principal Officers
- New Horizons
- Operations Review
- Corporate Governance
- Risk Management
- Financial Report
- Management Discussion and Analysis
- Financial Statements
- Group's Major Properties
- Group's Major Quoted Equity Securities
- Stockholding/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Additional Information Required Under The SGX Listing Manual
- Principal Network
- Financial Calendar
- Notice of Annual General Meeting
- Proxy Form
- Request for Chinese Annual Report
- Corporate Profile
2003 Annual Report
- 2003 Annual Report
2003 Annual Report Sections
- Front Cover Description
- Purpose and Values
- Financial Highlights
- Letter to Shareholders
- Board of Directors
- Principal Officers
- New Horizons
- Operations Review
- Corporate Governance
- Risk Management
- Management Discussion and Analysis
- Statement of Change in Shareholders' Equity
- Group's Major Properties
- Group's Major Quoted Equity Securities
- Financial Statements
- Stockholding/Preference Shareholding Statistics
- Investor Reference
- Further Information on Directors
- Additional Information Required Under SGX Listing Manual
- Principal Network
- Financial Calendar
- Notice of Meeting
- Proxy Form
- Corporate Profile and Information
2002 Annual Report
- 2002 Annual Report
2002 Annual Report Sections
- Principal Network
- Corporate Profile
- Financial Highlights
- Operations at a Glance
- Letter to Shareholders
- Board of Directors
- Principal Officers
- Operations Review
- Corporate Governance
- Risk Management
- Management Discussion and Analysis
- Statement of Change in Shareholders' Equity - Group
- Financial Statements
- Group's Major Properties
- Group's Major Quoted Equity Securities
- Stockholding/Preference Shareholding Statistics
- Further Information on Directors
- Principal Network
- Notice of Meeting
- Proxy Form
- Corporate Profile and Information