Our quarterly results are released within 45 days of the close of the quarter and audited results within 2 months of the financial year ending on 31 December. Please view our Financial Calendar for results announcement information.
Overview of OCBC Bank's financials
- Third Quarter 2022 Results Press Release (198KB)
- Third Quarter 2022 Results CEO Presentation (457KB)
- Third Quarter 2022 Results Highlights (983KB)
- Third Quarter 2022 Media Briefing Recording
- First Half 2022 Media Release and Financial Highlights (171KB)
- First Half 2022 CEO Presentation (440KB)
- First Half 2022 Results Presentation (722KB)
- First Half 2022 Unaudited Interim Financial Statements (525KB)
- First Half 2022 Results Briefing Recording
- First Quarter 2022 Results Highlights (474KB)
- First Quarter 2022 Results Press Release (178KB)
- First Quarter 2022 Media Briefing Recording
- Full Year 2021 Media Release and Financial Highlights (267KB)
- Full Year 2021 CEO Presentation (1MB)
- Full Year 2021 Results Presentation (1MB)
- 2021 Condensed Interim Financial Statements (916KB)
- Full Year 2021 Media Briefing Recording
- Third Quarter 2021 Trading Update (185KB)
- Third Quarter 2021 CEO Presentation (913KB)
- Third Quarter 2021 Results Highlights (1MB)
- Third Quarter 2021 Media Briefing Recording
- First Half 2021 Media Release and Financial Highlights (284KB)
- First Half 2021 Results Presentation (2MB)
- First Half 2021 Unaudited Interim Financial Statements (1MB)
- First Half 2021 Media Briefing Recording
- First Quarter 2021 Trading Update (175KB)
- First Quarter 2021 Results Highlights (676KB)
- First Quarter 2021 Media Briefing Recording
- Full Year 2020 Financial Results (923KB)
- Full Year 2020 CEO Presentation (625KB)
- Full Year 2020 Results Presentation (965KB)
- Full Year 2020 Media Briefing Recording
- Third Quarter 2020 Trading Update (234KB)
- Third Quarter 2020 CEO Presentation (365KB)
- Third Quarter 2020 Results Highlights (1MB)
- Third Quarter 2020 Media Briefing Recording
- First Half 2020 Financial Results (629KB)
- First Half 2020 CEO Presentation (450KB)
- First Half 2020 Results Presentation (950KB)
- First Half 2020 Media Briefing Recording
- First Quarter 2020 Trading Update (204KB)
- First Quarter 2020 Results Highlights (619KB)
- First Quarter 2020 Media Briefing Recording
- 2019 Financial Results (11MB)
- 2019 CEO Presentation (165KB)
- 2019 Results Presentation (726KB)
- 2019 Analyst/Investor Briefing Recording
- Third Quarter 2019 Financial Results (838KB)
- Third Quarter 2019 Results Presentation (664KB)
- Second Quarter 2019 Financial Results (804KB)
- Second Quarter 2019 Results Presentation (558KB)
- First Quarter 2019 Financial Results (487KB)
- First Quarter 2019 Results Presentation (829KB)
- 2018 Financial Results
- 2018 Results Presentation
- Third Quarter 2018 Financial Results
- Third Quarter 2018 Results Presentation
- Second Quarter 2018 Financial Results
- Second Quarter 2018 Results Presentation
- First Quarter 2018 Financial Results
- First Quarter 2018 Results Presentation
- 2017 Financial Results
- 2017 Results Presentation
- Third Quarter 2017 Financial Results
- Third Quarter 2017 Results Presentation
- Second Quarter 2017 Financial Results
- Second Quarter 2017 Results Presentation
- First Quarter 2017 Financial Results
- First Quarter 2017 Results Presentation
- 2016 Financial Results
- 2016 Results Presentation
- Third Quarter 2016 Interim Financial Statements
- Third Quarter 2016 Financial Results
- Third Quarter 2016 Results Presentation
- Second Quarter 2016 Financial Results
- Second Quarter 2016 Results Presentation
- First Quarter 2016 Financial Results
- First Quarter 2016 Results Presentation
- 2015 Financial Results
- 2015 Results Presentation
- Third Quarter 2015 Financial Results
- Third Quarter 2015 Results Presentation
- Half Year 2015 Interim Financial Statements
- Second Quarter 2015 Financial Results
- Second Quarter 2015 Results Presentation
- First Quarter 2015 Financial Results
- First Quarter 2015 Results Presentation
- 2014 Financial Results
- 2014 Results Presentation
- Third Quarter 2014 Financial Results
- Third Quarter 2014 Results Presentation
- Half Year 2014 Interim Financial Statements
- Second Quarter 2014 Financial Results
- Second Quarter 2014 Results Presentation
- First Quarter 2014 Financial Results
- First Quarter 2014 Results Presentation
- 2013 Financial Results
- 2013 Results Presentation
- Third Quarter 2013 Financial Results
- Third Quarter 2013 Results Presentation
- Second Quarter 2013 Financial Results
- Second Quarter 2013 Results Presentation
- First Quarter 2013 Financial Results
- First Quarter 2013 Results Presentation
- 2012 Financial Results
- 2012 Results Presentation
- Third Quarter 2012 Financial Results
- Third Quarter 2012 Results Presentation
- Second Quarter 2012 Financial Results
- Second Quarter 2012 Results Presentation
- First Quarter 2012 Financial Results
- First Quarter 2012 Results Presentation
- 2011 Financial Results
- 2011 Results Presentation
- 2011 New Horizons III Presentation
- Third Quarter 2011 Financial Results
- Third Quarter 2011 Results Presentation
- Second Quarter 2011 Financial Results
- Second Quarter 2011 Results Presentation
- First Quarter 2011 Financial Results
- First Quarter 2011 Results Presentation
- 2010 Financial Results
- 2010 Results Presentation
- 2010 New Horizons III Presentation
- Third Quarter 2010 Financial Results
- Third Quarter 2010 Results Presentation
- Second Quarter 2010 Financial Results
- Second Quarter 2010 Results Presentation
- First Quarter 2010 Financial Results
- First Quarter 2010 Results Presentation
- 2009 Financial Results
- 2009 Results Presentation
- 2009 New Horizons II Presentation
- Third Quarter 2009 Financial Results
- Third Quarter 2009 Results Presentation
- Second Quarter 2009 Financial Results
- Second Quarter 2009 Results Presentation
- First Quarter 2009 Financial Results
- First Quarter 2009 Results Presentation
- 2008 Financial Results
- 2008 Results Presentation
- 2008 New Horizons II Presentation
- Third Quarter 2008 Financial Results
- Third Quarter 2008 Results Presentation
- Second Quarter 2008 Financial Results
- Second Quarter 2008 Results Presentation
- First Quarter 2008 Financial Results
- First Quarter 2008 Results Presentation
- 2007 Financial Results
- 2007 Results Presentation
- 2007 New Horizons II Presentation
- Third Quarter 2007 Financial Results
- Third Quarter 2007 Results Presentation
- Second Quarter 2007 Financial Results
- Second Quarter 2007 Results Presentation
- First Quarter 2007 Financial Results
- First Quarter 2007 Results Presentation
- 2006 Financial Results
- 2006 Results Presentation
- 2006 New Horizons II Presentation
- Third Quarter 2006 Financial Results
- Third Quarter 2006 Results Presentation
- Second Quarter 2006 Financial Results
- Second Quarter 2006 Results Presentation
- First Quarter 2006 Financial Results
- First Quarter 2006 Results Presentation
- 2005 Financial Results
- 2005 Results Presentation
- 2005 New Horizons II Presentation
- Third Quarter 2005 Financial Results
- Third Quarter 2005 Results Presentation
- Second Quarter 2005 Financial Results
- Second Quarter 2005 Results Presentation
- First Quarter 2005 Financial Results
- First Quarter 2005 Results Presentation
- 2004 Financial Results
- 2004 Results Presentation
- Third Quarter 2004 Financial Results
- Third Quarter 2004 Results Presentation
- Second Quarter 2004 Financial Results
- Second Quarter 2004 Results Presentation
- First Quarter 2004 Financial Results
- First Quarter 2004 Results Presentation
- 2003 Financial Results
- 2003 Results Presentation
- Third Quarter 2003 Financial Results
- Third Quarter 2003 Results Presentation
- Second Quarter 2003 Financial Results
- Second Quarter 2003 Results Presentation
- First Quarter 2003 Financial Results
- First Quarter 2003 Results Presentation
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24 February 2023
2022 Full Year Results
Announcement of financial results for the Full Year of 2022
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10 May 2023 *
2023 First Quarter Results
Announcement of financial results for the First Quarter of 2023
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4 August 2023 *
2023 Half Year Results
Announcement of financial results for the Half Year of 2023
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10 November 2023 *
2023 Third Quarter Results
Announcement of financial results for the Third Quarter of 2023
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* The above dates are indicative and may be subject to change. Any updates will be posted on this website.
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Income Statement (S$ million)
- 2021
- 2020
- 2019
- 2018
- 2017 1/
- 2016
- 2015
- 2014
- 2013
- 2012
2021 2020 2019 2018 2017 1/ 2016 2015 2014 2013 2012 Total Income 10,596 10,139 10,871 9,701 9,528 8,489 8,722 8,340 6,621 7,961 Operating Expenses 4,764 4,439 4,644 4,214 4,043 3,788 3,664 3,258 2,784 2,695 Operating Profit before Allowances and Amortisation 5,832 5,700 6,227 5,487 5,485 4,701 5,058 5,082 3,837 5,266 Allowances for Loans and Other Assets 873 2,043 890 288 671 726 488 357 266 271 Net Profit Attributable to Equity Holders of the Bank 4,858 3,586 4,869 4,492 4,045 3,473 3,903 3,842 2,768 3,993 Excluding non-core gains (S$ million) Total Core Income 10,596 10,139 10,871 9,701 9,528 8,489 8,722 7,949 6,621 6,645 Core Operating Profit before Allowances and Amortisation 5,832 5,700 6,227 5,487 5,485 4,701 5,058 4,691 3,837 3,950 Core Net Profit Attributable to Equity Holders of the Bank 4,858 3,586 4,960 4,492 4,045 3,473 3,903 3,451 2,768 2,825 -
Balance Sheet (S$ million)
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Total Assets 542,187 521,395 491,691 467,543 452,693 409,884 390,190 401,226 338,448 295,943 Assets Excluding Life Insurance Fund Investment Securities and Other Assets 442,091 424,327 404,353 390,676 378,766 347,911 333,207 343,940 285,043 243,672 Net Loans to Customers 2/ 286,281 263,538 262,348 255,502 234,668 217,295 208,218 207,535 167,854 142,376 Deposits of Non-bank Customers 342,395 314,907 302,851 295,412 283,642 261,486 246,277 245,519 195,974 165,139 Ordinary Equity 51,463 48,422 45,662 40,637 37,528 35,507 33,053 29,701 23,720 22,909 Equity Attributable to Equity Holders of the Bank 52,663 49,622 47,162 42,137 39,028 37,007 34,553 31,097 25,115 25,804 -
Ratios (%)
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Cost-to-Income 45.0 43.8 42.7 43.4 42.4 44.6 42.0 39.1 42.0 33.8 Cost-to-Income excluding non-core gains 45.0 43.8 42.7 43.4 42.4 44.6 42.0 41.0 42.0 40.6 Loans-to-Deposits 83.6 83.7 86.5 86.4 82.5 82.9 84.5 84.5 85.7 86.2 Non-performing Loans Ratio 1.5 1.5 1.5 1.5 1.5 1.3 0.9 0.6 0.7 0.8 Return on Equity (ROE) 9.6 7.6 11.2 11.5 11.0 10.0 12.3 14.8 11.6 17.9 Core ROE 9.6 7.6 11.4 11.5 11.0 10.0 12.3 13.2 11.6 12.5 Core Return on Assets 3/ 1.13 0.85 1.26 1.17 1.11 1.03 1.14 1.11 1.05 1.19 -
Per Ordinary Share (S$) 4/
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
- 2015
- 2014
- 2013
- 2012
2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Basic Earnings 1.07 0.80 1.12 1.06 0.95 0.82 0.95 1.03 0.76 1.10 Basic Core Earnings 1.07 0.80 1.14 1.06 0.95 0.82 0.95 0.92 0.76 0.77 Dividend (cents) 5/ 53.0 31.8 53.0 43.0 37.0 36.0 36.0 36.0 34.0 33.0 Net asset value 11.46 10.82 10.38 9.56 8.96 8.49 8.03 7.46 6.99 6.79
1/ 2017 figures were restated with the adoption of Singapore Financial Reporting Standards (International). 2/ Comparatives from 2016 to 2019 have been reclassified to conform with current year’s presentation. 3/ The computation of return on assets excludes life insurance fund investment securities and other assets. 4/ Figures prior to 2014 were adjusted for the effects of the 1-for-8 rights issue, effected on 26 September 2014. 5/ In July 2020, the MAS called on locally-incorporated banks headquartered in Singapore to cap total dividends per share for FY20 at 60% of that for FY19. This aims to bolster the banks’ resilience and capacity to support lending to customers while also meeting the needs of shareholders. In July 2021, the dividend cap was lifted for the FY21 dividend. Download Historical Financials (88KB)
Common questions
Past financial results can be found in the Financial Results section.
Softcopies may be downloaded from the Annual report and AGM section.
Webcast link for the latest half year/full year results briefing can be found in the Financial Results section.