Fixed repayment loan (Cash-Out)

Get cash from your Plus! Visa Card
for the things you need and
choose your repayment option

  • Cash is deposited into your bank account upon approval
  • Fixed monthly repayments
  • A choice of 12 or 24 months instalment plans

Interest rates and monthly instalments

Here are the repayment options for a 12 or 24-month loan tenure

Assuming a loan of $8,000
12-month 24-month
Interest Rate
(per year)
0% 0%
Processing fee 6%
of the approved loan amount
of the approved loan amount
$667 $334
Effective Interest rate
(per year)
11.47% 9.16%

Note: Effective interest rates include interest rate (per year) and processing fee. Processing fee will be deducted from your loan amount before it is transferred.

Plus! U is a collaboration amongst NTUC FairPrice Co-operative Limited, Link Loyalty Services Pte Ltd and Oversea-Chinese Banking Corporation Limited. All banking products and services, unless otherwise stated, are provided by Oversea-Chinese Banking Corporation Limited for Plus! Visa.