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Fixed repayment loan (Cash-Out)
Get cash from your Plus! Visa Card
for the things you need and
choose your repayment option
- Cash is deposited into your bank account upon approval
- Fixed monthly repayments
- A choice of 12 or 24 months instalment plans
Interest rates and monthly instalments
Here are the repayment options for a 12 or 24-month loan tenure
| Assuming a loan of $8,000 | ||
|---|---|---|
| Repayment period |
12-month | 24-month |
| Interest Rate (per year) |
0% | 0% |
| Processing fee | 6% of the approved loan amount |
9% of the approved loan amount |
| Monthly Instalment |
$667 | $334 |
| Effective Interest rate (per year) |
11.47% | 9.16% |
Note: Effective interest rates include interest rate (per year) and processing fee. Processing fee will be deducted from your loan amount before it is transferred.
Plus! U is a collaboration amongst NTUC FairPrice Co-operative Limited, Link Loyalty Services Pte Ltd and Oversea-Chinese Banking Corporation Limited. All banking products and services, unless otherwise stated, are provided by Oversea-Chinese Banking Corporation Limited for Plus! Visa.
How to apply
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