Join the OCBC Graduate Talent Programme Today!

Your fast-tracked career in banking begins here!

We take a long term view with our employees: We invest in and develop aspiring employees, empowering him or her to grow and flourish, personally and professionally.

Sounds like a place you will like to explore?
Take the first step – find out how our OCBC Graduate Talent Programme supports your career goals and personal aspirations. This programme is designed for graduates from across all academic disciplines as we believe in success beyond the classroom. You don’t necessarily need a Business or Economics degree; we hire Engineering, Computing, Arts and Science majors as well. The essence of your 24-month with us is to let us help you build a strong foundation in Banking regardless of your discipline, and prepare you for success as a future leader in OCBC.

We are proud to offer you our award-winning programme and workplace.


Why you should join the Graduate Talent Programme: 

a) 24-months Accelerated Career Programme

"Through the OCBC Graduate Talent Programme, we were able to put our career on the fast track. In just 24 months, I went from a fresh graduate to becoming a key contributor in the systems delivery team." 

Muhammad Zaki, Graduate Talent 2017
B. Eng (Hons)
Group Operations & Technology

b) Achieve a Head-start with personalised Job Rotations

The GTP is the only programme in OCBC that gives fresh graduates a broad overview of banking through stints in core banking functions like Branch Banking, Compliance and Operations, as well as minimally one other rotation within your Home Division.

c) Develop Broad-based Banking Knowledge

Through 4 weeks of training during your orientation, you will gain an in-depth knowledge of the banking industry across multiple sectors. Even if you do not have a Business degree, you can get a good head-start with the intensive training provided.

d) Be guided through Group Mentorship

We know that wisdom is not easily gained through textbooks.

Hence, we have arranged for group mentorship to help you pick up golden nuggets of wisdom from mentors who have been there, done that and who can show you how you can craft out your own successful career path too.

“With the training and mentorship provided, I was able to gain invaluable insights from my seniors and bosses, thereby allowing me to adapt to my role faster and achieve my career goals within a shorter time.”

Sherbelle Seah, Graduate Talent 2018
B. Eng (Hons)
Fintech & Innovation Group

e) Work on Business Innovation Projects

Throughout this programme as a Graduate Talent, you will get to work on projects that give you a wider perspective beyond your usual roles and responsibilities. This is designed to give you the added exposure and edge in the organisation.

f) Get connected with Regional Talent and Senior Management at Regional Week

Here's a sneak peak of the Regional Week specially tailored for our Graduate Talents:

Be the Difference, We see You.
We take a long-term view on your career. We see the best in you.

Join us to become the next Graduate Talent of the future!

We seek go-getters with high levels of motivation and drive, those who seek to build a career in the banking industry.

Other qualities that put you in strong standing for the programme are:
- a degree;
- stellar extra-curricular achievements;
- model leadership, and a penchant for problem-solving and new challenges; and
- less than 2 years of working experience.

You may apply online during the application period, and shortlisted candidates will be duly informed at the end of the selection process.

For 2021 Graduate Talent Programme, we are hiring for the following divisions:

Global Consumer Financial Services (GCFS)

Global Consumer Financial Services serves almost 3 million customers across Singapore, Malaysia, Indonesia and China. In Singapore, our customer proposition caters to different life-stages and needs ranging from Mighty Savers for children and young families, FRANK by OCBC for the youths and young working adults to OCBC Premier Banking for affluent individuals. Besides being the pioneer in various banking products and services which includes FRANK by OCBC, full-service Sunday Banking and award-wining Online Banking, we are also the market leader for Bancassurance sales.

The GCFS track is specially designed to provide you with a holistic development as we understand the challenges you face as you enter the working world. Apart from equipping you with technical skills and business knowledge, we will also ensure that you become competent in critical skills like customer service, analytics, and process improvement while learning to work collaboratively and becoming more comfortable around senior management.

You will be assigned to your home department which allows you to gain an overview of how your department operates while having the opportunity to know colleagues from other departments and divisions. To accelerate your learning and development, you will participate in departmental and cross-departmental projects so that you have exposure of how GCFS and the bank operate. You will also participate in various developmental activities, including those related to CSR. These activities are specially designed to allow you to have opportunities to interact with senior management as well as to expand your network.


+ show more

Group Operations and Technology (GO&T)

Group Operations and Technology (GO&T) is recognized for our thought leadership, innovative culture, people development and service excellence. 

We provide IT & processing support across the bank's business lines such as consumer and corporate banking. Considered to be the core engine of the Bank, GO&T supports the growth expansion strategies within OCBC Group.  It runs the bank’s regional processing centres and technology operations; drives a dynamic quality and innovation culture for continuous process improvement and service excellence.

If you have strong leadership skills, an innovative mind set and love exploring new ideas, we would like to maximize your potential and develop you to be part of this dynamic team. In the first 12 months of the program, you will be given the opportunity to rotate into various departments of GO&T and this will provide you with a good understanding of the various roles & activities and develop an appreciation of GO&T’s contribution towards supporting the Bank’s businesses. With the support of your line managers and working with your colleagues, you will be able to leverage OCBC’s scale by simplifying, standardizing and inte8grating existing business processes and technology applications. You will interact with business partners to deliver technology and process solutions that meet customers’ requirements.


In the operations role, you may experience a role in the vertical operations team that enables specialization and provide undivided attention to the respective business lines such as Consumer Banking, Corporate Banking and Treasury. You may also experience a role in the Shared Services teams that looks after all the common services used across the Bank such as Payment and E-banking Operations. You will be challenged to embark on a transformation journey with us to implement digital initiatives.


In the technology role, you will be challenged to “Run-The-Bank” as you maintain, support and improve Bank-wide IT Services through departments like Application Services, Technology Infrastructure, Data Centre Support, Cloud Computing and DevOps.

You may also experience a role in “Change-The-Bank” function as you deliver new capabilities based on the IT roadmaps through Project Management Office, System Delivery, Regional Development Centre as well as maintain close engagement with the business units.

Additionally, you may also experience a role in Transformation Architecture where you can be part of the modernization of our technology architecture and capabilities, future-proofing the technology architecture and landscape to be agile, scalable, and more efficient to support future business demands and growth.

+ show more
Global Wholesale Banking (GWB)

Global Wholesale Banking hold global responsibilities for banking relationships with small and medium-sized enterprises, large corporates and financial institutions; two product groups – cash management and trade under the transaction banking business; as well as the investment banking business.

As a Graduate Talent in Global Wholesale Banking, you will be given the opportunity to master Corporate Banking products and service our corporate customers. You will be trained professionally to deliver solutions-oriented and prompt after-sales service for corporate customers at our Commercial Service Centre, and be rotated to another department within Global Corporate Bank as a Relationship Associate (RA) to assist in managing a portfolio of corporate customers, servicing their businesses with the full range of financial products and services, including Credit, Cash Management, Trade & Payments and Treasury products.
+ show more
Group Risk Management (GRM)

Group Risk Management oversees the management of credit, market and operational risks for the bank and its financial subsidiaries.
We adopt the best in-class risk management practices to establish a sound risk control framework in order to protect the Group against losses that could arise from taking risks beyond its risk appetite while enabling the Group to maximise its risk-adjusted return on capital.
On a day-to-day basis, GRM has functional responsibility for providing independent risk control and managing credit, market, operational, liquidity and other key risks. Within the division, risk officers are dedicated to establishing Group-wide policies, risk measurement and methodology, as well as monitoring the Group’s risk profiles and portfolio concentrations. GRM also has a dedicated unit that manages risk remediation.
Risk functions extend across the Bank, with excellent work opportunities across geography such as Malaysia, Indonesia, China, Hong Kong and Private Banking through the Bank of Singapore. It also extends to OCBC Group members such as Great Eastern Insurance, OCBC Securities and OCBC NISP.
+ show more
Group Legal and Regulatory Compliance (GLRC)

Group Legal and Regulatory Compliance Division supports OCBC Group in all legal and regulatory compliance matters. The division helps ensure that the various businesses adopt a comprehensive framework, policies and procedures to comply with relevant laws, rules and regulations issued by Monetary Authority of Singapore and other local regulators.

Group Anti Money Laundering Department

The Group Anti Money Laundering Graduate Talent will be part of the team that has responsibilities of managing and maintaining the organisation’s obligations as it relates to the supervision and reporting of money laundering and terrorist financing activities. In addition to the development of appropriate AML/CFT & Sanctions policies, procedures, the team is instrumental in designing and ensuring the AML/CFT & Sanctions framework remains robust to manage the risk associated to money laundering, terrorist financing and sanctions.

What it takes: 

  • Good honours degree
  • A keen interest to develop in the area of anti-money laundering and regulatory compliance.
  • Strong verbal and written communication
  • Good analytical and problem solving skills.
  • Able to work in a team as well as independently.
  • Able to work in a fast pace and dynamic environment.
  • Good organization skills.


Group Legal Department

The Singapore Legal team is part of Group Legal and the team provides legal support to the Global Wholesale Banking division, the Global Consumer Financial Services division, the Group Operations & Technology and other functions (including Human Resources, Risk Management, OCBC Securities etc) (collectively, “OCBC Businesses”).

What it takes: 

  • Good honours degree. Law degree preferred but will consider other degrees.
  • Strong verbal and written communication.
  • Good analytical and problem solving skills.
  • Able to work in a team as well as independently.
  • Able to work in a fast pace and dynamic environment.
  • Agile mindset in embracing use of technology for legal innovation and change management.

Group Customer Experience (GCX)

Group Customer Experience Division comprises professionals in market research, experience design, information architecture and design thinking. It is also in the business of customer analytics and helping business divisions within the bank transform their service into one increasingly customer centric.

Working with other partners across OCBC Bank Group, it has one goal in mind: to build powerful customer centric propositions. These include delivering great customer experience across all touch points, from websites to forms, to branches, people, products and marketing. The division comprises 3 internal consulting units, spanning Experience Design, Market Research and , Customer Analytics & Decisioning.

Market Research

The Market Research team partners our business units to conduct research, facilitate business planning and consult on strategies. Focusing on marketing and strategy issues, you will leverage on insights for business impact, integrate customer needs into business plans and continue to help create value propositions for the consumer and corporate banking business.

+ show more

Global Treasury

We aim to be the centre of excellence for Asian financial products. Our market dominance is demonstrated by numerous accolades for product innovation and customer recognition. A can-do attitude and high performance culture has consistently ranked us as one of the best in the region.

Our functions include Treasury Advisory, Institutional Sales, Asset Liability Management, Trading, Product Development, and Business Management Unit.

 We are recruiting graduates for the following positions:

  • Traders / Structurers
  • Treasury Advisors
  • Business Management roles
  • Project Management roles
+ show more

Group Finance

Group Finance Division tracks and analyses the financial data generated from the business operations of the bank. Gaining an in-depth financial knowledge of the bank, Group Finance supports businesses in their decisions by providing performance analytics, thereby facilitating an efficient allocation of financial resources within the bank.

Group Finance also plans and manages the bank’s funding and capital resources so that there are adequate financial resources for the bank to grow its existing businesses. In addition, Group Finance evaluates new business opportunities that would strategically enhance the bank’s competitiveness.

With various control functions such as Treasury Financial Controls, Group Finance seeks to ensure the high standards required for the bank’s financial and regulatory reporting. Confident of the integrity of the financial numbers, Group Finance communicates regularly with external stakeholders to keep them abreast of the bank’s financial performance and strategy.

We are recruiting graduates for the following departments:

  • Corporate Planning & Development
  • Corporate Treasury
  • Finance Future
  • Group Financial Control & Advisory
  • Group Tax Advisory
  • Investor Relations
  • Management Reporting, Planning & Analysis
  • Treasury Financial Control & Advisory
+ show more

Group Human Resources
The HR Analytics team partners with various HR functions such as HR Business Partners, Compensation & Benefits, Learning & Development, Recruitment etc. to make better business decisions by analysing huge volumes of employee data to uncover hidden patterns, unknown correlations and other useful information.  The team translate these insights into action through proactive recommendations & consulting work resulting in more effective employee decisions.


  • Use your data, programming & data visualisation skills to uncover insights from structured & unstructured data.
  • Typical projects may include segmentation, profiling, unstructured text analysis, model building or dashboard design.
  • Present your findings to internal management and key stakeholder.
  • Partner with HR colleagues to identify new avenues and possibilities to enhance employee experience across any of the identified employee lifecycle / touchpoint
+ show more

Group Audit (GA)
Group Audit provides an independent and objective assurance that OCBC’s business activities are functioning effectively and will enable the Group to accomplish its strategic objectives within the established risk appetite. We adopt a risk-based and systematic audit approach to evaluate and provide recommendations to improve the effectiveness of internal control, risk management and governance processes.

The departments in Group Audit include Global Consumer Financial Services & Bank of Singapore Audit, Global Treasury & Investment Banking Audit, Credit Risk Review, Group Operations/Finance Audit, IT Audit, Support Services & Subsidiaries Audit, Investigation, Audit Methodology & Standards and Program Management Office.

If you want to learn and understand the various facets of banking, sharpen your analytical, problem-solving and communication skills, develop data analytics or machine learning models to deepen risk insights and at the same time strengthen your interpersonal abilities, come and join Group Audit. We also offer opportunities to work with audit clients in the multiple countries where OCBC operates, broadening your experience in the culture and operating uniqueness in each country.

+ show more

•    Do I need to have a Business or Banking background to be qualified for 
      the programme?

     We welcome all disciplines to join the Graduate Talent Programme. The programme begins with 
     comprehensive industry orientation, followed by extensive training, in-depth job rotations and 
     guidance from senior managers in order to equip our Graduate Talent with 
     a strong banking foundation.

•    Do I need to have any work experience? 
     The programme is open to candidates with less than 2 years of working experience with at least a Bachelor's degree.

•    What is the working culture like at the company?
     We have a conducive and caring work environment – one that is inclusive, welcomes innovation and encourages continual learning and development. We encourage everyone to be progressive and to deliver a difference.

•    Why should I join OCBC
     At OCBC, we take the long-term view on our employees and believe that everyone should have the opportunity to succeed. No matter where you see youself in the future, we want to help you get there. 

•    What happens after I submit my application?
     You will be contacted if you have been successfully shortlisted for the next round of interview.

•    When does the Programme start?
     This is an annual programme and our next intake will commence on 25th June 2021. If you are up for the challenge, apply today!


Apply online