Treasury Services

One-stop access
to a wide spectrum
of treasury solutions

Manage your treasury and investment needs with OCBC. We provide timely research and market news to keep you abreast of economic and political events which may impact your treasury management decisions.

Foreign exchange

Manage your foreign exchange requirements according to your business and risk profiles with the round-the-clock services we offer:

  • Market and currency trend analysis
  • Fast, efficient and competitive pricing for all your vanilla spot and forward foreign exchange transactions for all G7 and Asian currencies
  • Competitive pricing for non-deliverable forwards and options help you hedge your requirements in exchange-controlled currencies
  • Solutions with embedded currency derivatives to improve your foreign exchange hedging rates

View Standard Terms and Conditions Governing Foreign Exchange Transactions

  

Interest rate

To help you hedge interest rate exposures, we have a broad range of instruments ranging from vanilla interest rate swaps and cross currency swaps to other solutions including interest rate caps, floors, collars and swaptions.

Commodities

To hedge the upside or downside of commodity prices, we offer cash-settled commodity trades to hedge your exposures. Our commodity product offerings include energy, base and precious metals, as well as soft commodities.

Equities

To increase the upside or hedge the downside risks of your equity portfolio, we offer either physical stock unit settlements or cash-settled solutions to help you manage your exposure in stocks or stock indices.

Research and market news

Regular and timely cutting-edge analytical research and market updates are available to keep you informed of the economic and world events as well as foreign exchange and interest rate trends.

View research articles

Investment portfolio management

OCBC has a comprehensive suite of products, tailored according to your investment goals and risk profile, to help you grow your investment portfolio, enhance your returns and diversify your risks.

Bonds / fixed income and credit derivatives

Fixed income products are instruments with periodic payouts until maturity. These include:

  • Government bonds
  • Corporate bonds
  • Preference shares / perpetual bonds
  • Credit-linked notes which pay fixed or floating interest on a regular basis
  • Cash-settled credit default swaps

Structured deposits

Structured deposits allow you to enjoy potentially higher returns compared to fixed deposits. You will receive full principal amount if the structured deposit is held till maturity and the bank remains solvent.

They are typically linked to underlying financial instruments and hence give you an opportunity to diversify your portfolio risk into different asset classes / markets like foreign exchange, money market, equities, commodities and credits.

With no upfront fees or annual management fees and your choice of investment term, this is an attractive investment opportunity for investors with low to medium risk appetite looking for enhanced yield.

Structured investments

Structured investments allow you to earn potentially higher returns compared to fixed deposits.

The structured investments are typically linked to underlying financial instruments (e.g. foreign exchange, equity or bond) and, depending on its performance, the principal investment can be returned to you in another asset class (e.g. equity).

With no upfront fees or annual management fees to worry about, this offers an attractive investment opportunity for customers with medium to high risk appetite looking for enhanced yield.

Dual Currency Returns

This structured investment is linked to a pre-agreed currency pair.

Depending on the currency movement, the principal and guaranteed enhanced yield can be returned in either the original investment currency or the alternate currency, at the pre-agreed strike price at maturity.

The latter occurs when the alternate currency weakens against the investment currency beyond the pre-agreed strike price.

Equity-linked convertible investment

This structured investment is linked to a pre-agreed stock / equity.

Depending on the closing price of the stock / equity at maturity, the principal and guaranteed enhanced yield can be returned either in cash or in units of the pre-agreed stock / equity.

The latter occurs when the stock price on maturity is lower than the pre-agreed strike price.

Bond-linked convertible investment

This structured investment is linked to a pre-agreed bond.

Depending on the closing price of the bond at maturity, the principal and the guaranteed enhanced yield can be returned either in cash or in units of the pre-agreed bond.

The latter occurs when the bond price at maturity is lower than the pre-agreed strike price.

Credit-linked note

This structured investment is linked to the performance of a reference credit (example, a corporate bond).

As long as the underlying referenced credit does not default in any of its obligations, this credit-linked note will pay regular interest, which is higher than fixed deposit rates.




Find out how OCBC can help your business

Call us at

(65) 6538 1111