Solutions you can trust
Meet your saving goals and enjoy attractive interest rates with our deposit accounts.
OCBC 360 Account
Earn up to 3.05% p.a. in bonus interest on your first S$70,000 savings when you credit your salary to the account and transact, insure, and invest with it.Learn more
OCBC Premier EasiSave Account
Earn up to 0.25% p.a. and enjoy the flexibility of cash withdrawals with this chequing account.
OCBC Premier Global Account
Earn up to 1.50% p.a. with the flexibility to save and transact in 8 major foreign currencies, namely USD, AUD, NZD, CNH, CAD, EUR, GBP, and HKD.Learn more
OCBC Premier Dividend+ Savings Account
Earn 0.85% p.a. if you don’t make any withdrawals, or 0.05% p.a. base interest, every month.Learn more
Enjoy attractive interest rates with a time deposit account in your preferred currency.
|Currency||Tenure||Interest rate (p.a.)|
|Singapore dollar||12 months||1.40%|
|Australian dollar||3 months||1.65%|
|New Zealand dollar||3 months||1.90%|
|U.S. dollar||3 months||2.00%|
The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).
To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$50,000 is required; for the foreign currency promotion, a minimum placement amount of 5,000 in respective currency is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.
All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.
Plan for your retirement and leave a legacy for your loved ones without compromising your lifestyle.
Pick a later payout age for higher monthly retirement income. Choose to pay premiums only for the first 10 years or until 60 years old (age next birthday).Learn more
PremierLife Generation II
This participating single-premium whole-life plan lets you enjoy guaranteed income for life while leaving a lasting legacy.Learn more
Universal Life Plus
We offer universal life insurance plans from various providers such as The Great Eastern Life Assurance Company Limited, Transamerica Life (Bermuda) Ltd. and HSBC Insurance (Singapore) Pte Ltd. to meet your wealth legacy needs.
Maximise your wealth with a wide array of investment options for different risk profiles and portfolio types.
We only recommend funds that are carefully selected and guided by the views of the OCBC Wealth Panel:
- Access global exchange traded funds at low cost for sustainable income with the Lion-OCBC Global Core Fund
- Tap on the expertise of Lion Global Investors and Bank of Singapore in Asian markets with the Lion-Bank of Singapore Asian Income Fund
- Diversify your portfolio in uncertain markets with the BlackRock Global Multi-Asset Income Fund
Equity-linked convertible investments
Equity-linked convertible investment is a short-term capital-at-risk equity-linked investment that gives you the opportunity to purchase shares of a selected company at a discounted price at maturity of the investment, relative to the price prevailing on the day of the investment. This investment potentially pays higher yields but carries the risk of market movements of the underlying share price.
A structured note is a derivative investment whose return is linked to the market performance of its underlying assets or securities. The common underlying asset may include market indices, equities, interest rates, bonds, mutual funds, and foreign currencies exchange rates.
Bonds offer the opportunity to diversify your investments and earn better yields than bank deposits. They offer a steady stream of passive income from periodic interest payments, normally on an annual or semi-annual basis.
Dual currency returns
Such currency-linked investments let you capitalise on movements in currency markets for higher returns, if you’re willing to take a risk on the exchange rate between two currencies.
Cash Trading Account
Trade with an OCBC Securities trading account and have the world markets at your fingertips. Access to more than 15 securities exchanges gives you a global advantage, and direct market access to 10 markets allows you to capture opportunities with speed, security, and control.
Get customised and holistic solutions for important investments, whether you’re purchasing a property or refinancing an existing loan.
Solutions include a home loan to finance the purchase of your property and a term loan to convert your properties’ appreciating value into accessible credit. Finance the purchase of land, construction of your home, and purchase of overseas property in London, New York, Tokyo, and Australia.
Multiply your investment power by borrowing against the value of your investment portfolio, and enjoy the flexibility to borrow in local currency (SGD) as well as foreign currencies like United States Dollar(USD), European Dollar(EUR), and Japanese Yen(JPY). Pledge a wide variety of assets, including deposits, Singapore stocks, bonds, and unit trusts, as collateral.