Get straight to the point. Get straight to your card or personal loan.

Receive and use your digital card, or get cash from your line of credit instantly when you apply via MyInfo. Plus, enjoy exclusive rewards for a limited time only.

SIGN-UP PROMOTIONS

OCBC Credit Cards

EasiCredit

  • S$60 rebate upon approval for new EasiCredit applicants.
  • Plus, customers with annual income of S$30,000 and above will enjoy the lowest prevailing interest rate of 6% p.a. (usual: 20.9% p.a.) from now till 31 January 2020.
  • Apply online by 31 December 2019

OCBC Bank Accounts

  • Get S$20 cash credit for opening an account together with a card or ExtraCash Loan application.
  • Limited to first 600 new OCBC deposit account holders who apply online every month.
  • Apply online by 31 December 2019
Immediate Perks

Aside from instant approvals and instant Online Banking set up, here are more benefits:

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Credit and Debit Cards

  • Instant digital card issuance.
  • Same day physical credit card issuance for online applications approved before 12:30pm.
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EasiCredit

Get cash instantly from your line of credit.

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ExtraCash Loan

Get cash disbursed instantly into your designated bank account

A truly instant process.

Here’s how you can use and enjoy your card-related benefits immediately upon receiving your digital card:

  • Add your card into your mobile wallet (e.g. Apple Pay, Fitbit Pay, Google Pay®, Samsung Pay) to pay for in-store purchases.
  • Checkout using your card details for online and mobile app purchases*.
  • Use your card to pay for recurring bills (e.g. monthly utility bills and subscriptions).

*Excluding merchants that do not require CVV input.

How it works

Get your card or personal loan in 3 simple steps.

Please also refer to Important things to note before you start your application.

1

Connect via MyInfo
Retrieve your details via MyInfo for a quicker and easier application.

2

Verify and submit
Confirm your details and submit your application.

3

Get and use instantly
After your card or personal loan is approved instantly, you will receive an email and SMS with a link to access your digital card or loan account.
Apply for a personal loan

EasiCredit

A line of credit for standby cash
when you need it

ExtraCash Loan

An affordable instalment loan for
your one-time borrowing needs

Apply for an OCBC credit card

OCBC 365 Credit Card

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OCBC 90°N Card

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OCBC Titanium Rewards Credit Card

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OCBC Cashflo Credit Card

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FRANK Credit Card

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OCBC Plus! Visa Credit Card

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NTUC Plus! Visa Credit Card

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OCBC Robinsons Group Credit Card

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OCBC Arts Credit Card

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OCBC Platinum Credit Card

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OCBC BEST Denki Credit Card

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OCBC Great Eastern Cashflo Credit Card

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Apply for an OCBC debit card

OCBC YES! Debit Card

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OCBC Plus! Visa Debit Card

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NTUC Plus! Visa Debit Card

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Before you apply

Important things to note

Credit Bureau Singapore

Please note that additional time may be needed to review your application as Credit Bureau of Singapore will be synchronising data from 12am to 8am daily.

MyInfo

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance

Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Singapore Deposit Insurance Corporation

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Mobile Payments

Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. All other third party company, product, and service names mentioned herein are marks, trademarks, registered trademarks or service marks of the respective owners.

Plus! Collaboration Clause

Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.

Referral Consent

By submitting this application, you agree that the Bank can disclose your credit card application status to third parties, including the OCBC Group employee who referred you to apply for this credit card.