Myinfo contains Singapore government verified information on you, which you can allow banks to use in support of your application. By using Myinfo, majority of the fields in the application form will be auto-populated with this information, thereby shortening the entire application process including providing you with an almost immediate application outcome.
Get straight to the point. Get straight to your card or personal loan.
Receive and use your digital card, or get cash from your line of credit instantly when you apply via Myinfo.
Aside from instant approvals and instant Online Banking set up, here are more benefits:
Credit and Debit Cards
- Instant digital card issuance.
Get cash instantly from your line of credit.
Get cash disbursed instantly into your designated bank account
A truly instant process.
Here’s how you can use and enjoy your card-related benefits immediately upon receiving your digital card:
- Add your card into your mobile wallet (e.g. Apple Pay, Fitbit Pay, Google Pay®, Samsung Pay) to pay for in-store purchases.
- Checkout using your card details for online and mobile app purchases*.
- Use your card to pay for recurring bills (e.g. monthly utility bills and subscriptions).
*Excluding merchants that do not require CVV input.
Get your card or personal loan in 3 simple steps.
Please also refer to Important things to note before you start your application.
OCBC 365 Credit Card
OCBC 90°N Visa Card
OCBC 90°N Mastercard
OCBC Titanium Rewards Credit Card
OCBC VOYAGE Card
OCBC NXT Credit Card
FRANK Credit Card
OCBC Plus! Visa Credit Card
NTUC Plus! Visa Credit Card
OCBC Arts Credit Card
OCBC Platinum Credit Card
BEST-OCBC Credit Card
OCBC Great Eastern Cashflo Credit Card
OCBC Debit Card
OCBC Plus! Visa Debit Card
NTUC Plus! Visa Debit Card
FRANK Debit Card
Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau of Singapore will be synchronising data from 12am to 8am daily.
Myinfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. All other third party company, product, and service names mentioned herein are marks, trademarks, registered trademarks or service marks of the respective owners.
Plus! Collaboration Clause
Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.
By submitting this application, you agree that the Bank can disclose your credit card application status to third parties, including the OCBC Group employee who referred you to apply for this credit card.
Common QuestionsMore questions and answers
Daily from 9.30pm to 6am, as well as on Sundays and Public Holidays (specifically for ExtraCash Loans), you may receive an approved status confirmation but not receive the SMS and email notifications that carry the link to the details of the newly applied product, nor will you be able to see the newly approved product in Internet Banking.
Also, daily from 5am to 6am, and from 12am to 7am at the end of each month, due to the maintenance of Credit Bureau of Singapore’s system, you will not be able to get an instantaneous outcome on your application for an unsecured credit card or loan/line application.
Your digital card can be used for online and in-app purchases, recurring payments (e.g. Great Eastern policy premiums and on mobile wallet like Apple Pay, Samsung Pay and Android Pay.)
Note that for your safety, the bank will decline digital card transactions whereby the eCommerce merchants do not request for your digital CVV (the 3 digits beside the signature panel at the back of the card image).
To transact at these merchants, you will need to first activate your physical card.
You can log in to your Online Banking account and use PayNow to transfer daily up to SGD 1,000 from your EasiCredit account to PayNow registered user of your choice.
Instructions on this arrangement is also available in the email that is sent to you upon application approval.