Shareholder Information

OCBC Group

Shareholder Information - Fixed Income Securities

Preference Shares and Bonds
Level	Currency	Name
Tier 1	SGD	OCBC Class G 4.2% Non-convertible Non-cumulative Preference Shares
Tier 1	SGD	OCBC Class M 4.0% Non-convertible Non-cumulative Preference Shares
Tier 1	SGD	OCC 3.93% Non-convertible Non-cumulative Guaranteed Preference shares
Tier 1	SGD	OCC 5.1% Non-convertible Non-cumulative Guaranteed Preference Shares
Tier 2	SGD	OCBC 5.60% Subordinated Notes due 2019 Callable with Step-up in 2014
Tier 2	USD	OCBC 4.25% Subordinated Notes due 2019 Callable with Step-up in 2014
Tier 2	USD	OCBC 3.75% Subordinated Notes due 2022 Callable with Step-up in 2017
Tier 2	USD	OCBC 3.15% Subordinated Notes due 2023 Callable with Step-up in 2018

OCBC Class G 4.2% Non-Convertible Non-Cumulative Preference Shares
Redemption
Level (currency)	Shares issued	Issue date	Listing date (SGX)	Liquidation preference
Tier 1 (SGD)	245,830,884*	14 July 2003	21 July 2003	S$1.00
Tier 1 (SGD)	150,000,000**	S$1.0027	6 August 2003	7 August 2003	S$1.00
Maturity	Dividend	Payment dates	Credit ratings
Perpetual	4.2% p.a. (net)	20 June & 20 December	Moody's A3 (hyb)	Fitch A	S&P BBB+
OCBC Bank may, at its option, redeem in whole, but not in part, the preference shares on: 1. 14 January 2009 2. 14 July 2013 3. On each dividend date after 14 July 2013

* Issued to OCBC stockholders who opted to receive these preference shares in lieu of a special cash dividend
** Issued by way of private placement

OCBC Class M 4.0% Non-Convertible Non-Cumulative Preference Shares
Redemption
Level (currency)	Shares issued	Issue date	Listing date (SGX)	Liquidation preference
Tier 1 (SGD)	1,000,000,000	17 July 2012	18 July 2012	S$1.00
Maturity	Dividend	Payment dates	Credit ratings
Perpetual	4.0% p.a. (net)	20 June & 20 December	Moody's A3 (hyb)
OCBC Bank may, at its option, redeem in whole, but not in part, the preference shares on: 1. 17 January 2018 2. 17 July 2022 3. On each dividend date after 17 July 2022

OCC 3.93% non-convertible non-cumulative guaranteed preference shares
Redemption
Level (currency)	Number of shares issued	Issue date	Listing date (SGX)	Liquidation preference
Tier 1 (SGD)	4,000,000	2 February 2005	3 February 2005	S$100
Dividend			Payment Dates
Before 20 March 2015: 3.93% p.a. Thereafter: 3-Month Singapore swap offer rate plus 1.85%			On / Before 20 March 2015: 20 March & 20 September Thereafter: 20 March , 20 June, 20 September & 20 December
Issuer	Guarantor	Maturity	Credit Ratings
OCBC Capital Corporation#	OCBC Bank	Perpetual	Moody's A3 (hyb)	Fitch A	S&P BBB+
OCBC Bank may, at its option, redeem in whole, but not in part, the Preference Shares on: 1. 20 March 2015 2. On each dividend date after 20 March 2015

# Wholly-owned subsidiary of OCBC Bank

OCC 5.1% Non-Convertible Non-Cumulative Guaranteed Preference Shares
Redemption
Level (currency)	Number of shares issued	Issue date	Listing date (SGX)	Liquidation preference
Tier 1 (SGD)	15,000,000	27 August 2008	28 August 2008	S$100
Dividend			Payment dates
Before 20 September 2018: 5.1% a year Thereafter: 3-month Singapore swap offer rate plus 2.5%			On / before 20 September 2018: 20 March & 20 September Thereafter: 20 March , 20 June, 20 September & 20 December
Issuer	Guarantor	Maturity	Credit ratings
OCBC Capital Corporation (2008)#	OCBC Bank	Perpetual	Moody's A3 (hyb)	Fitch A	S&P BBB+
OCBC Bank may, at its option, redeem in whole, but not in part, the preference shares on: 1. 20 September 2018 2. On each dividend date after 20 September 2018

# Wholly-owned subsidiary of OCBC Bank

OCBC 5.60% subordinated notes due 2019 callable with step-up in 2014
Level (currency)	Amount issued	Issue date	Maturity date
Tier 2 (SGD)	S$712 million	27 March 2009	27 March 2019
Interest	Payment date	Credit ratings
Before 27 March 2014: 5.6% a year Thereafter: 7.35% a year	27 March & 27 September	Moody's Aa2	Fitch A+	S&P A+

OCBC 4.25% subordinated notes due 2019 callable with step-up in 2014
Level (currency)	Amount issued	Issue date	Maturity date
Tier 2 (USD)	US$500 million	18 November 2009	18 November 2019
Interest	Payment date	Credit ratings
Before 18 November 2014: 4.25% a year Thereafter: fixed rate equal to the relevant 5-year US Treasury benchmark rate plus 2.997%	18 May & 18 November	Moody's Aa2	Fitch A+	S&P A+

OCBC 3.75% subordinated notes due 2022 callable with step-up in 2017
Level (currency)	Amount issued	Issue date	Maturity date
Tier 2 (USD)	US$500 million	15 November 2010	15 November 2022
Interest	Payment date	Credit ratings
Before 15 November 2017: 3.75% a year Thereafter: floating rate a year equal to 3-month LIBOR plus 1.848%	15 May & 15 November	Moody's Aa2	Fitch A+	S&P A+

OCBC 3.15% subordinated notes due 2023 callable with step-up in 2018
Level (currency)	Amount issued	Issue date	Maturity date
Tier 2 (USD)	US$1 billion	11 September 2012	11 March 2023
Interest	Payment date	Credit ratings
Before 11 March 2018: 3.15% a year Thereafter: US Dollar swap rate plus 2.279%	11 March & 11 September	Moody's Aa2	Fitch A+