OCBC Business Account.
The account that helps you, start, run and grow.

Take your business further with an account that comes with powerful tools.

Get all-round support with OCBC

Do more with your business account

Gain access to a wealth of digital tools that can help you run your business more efficiently, reduce costs and save time.

Explore these benefits for your business
Start right

Starting a new business can be intimidating. We have the tools to help you navigate through it more confidently. Open an account now and enjoy our complimentary Business Starter Kit; a guide to help you avoid common pitfalls, put your books in order, and get things done right on your first try.

Check out our Business Starter Kit 
Operate well

Plan ahead for your business with a range of tools on OCBC Velocity Digital Business Banking platform and the Business Mobile Banking app. With our business account, you can manage cash flow better, collect payments faster with e-invoices, as well as stay on top of your entire business.

Plan your cash flow with Business Financial Management 
Pay right

Enjoy free unlimited FAST and GIRO transactions with an OCBC business account. Pay for what is right with our smart auto payment mode selection, and save on transaction fees for overseas transfers using International Automated Clearing House (IACH). You can also choose your desired FX rates in real time via FX Online.

Make overseas transfers with IACH 
Collect payments fast

Receive payments in a quick and secure manner with PayNow. If you are an F&B operator or a retailer, try OCBC OneCollect, a contactless digital merchant solution that helps you collect payments instantly and manage transactions easily.

Sign up for OCBC OneCollect 
Expand seamlessly

Whether you are expanding your business locally, bringing it overseas or enhancing your presence along the value chain, let our Serial Entrepreneur specialists support you in your ambitions and financing needs. You can also get an SME Overseas Loan to fund your overseas operations, business expansion and contingency needs.

Become a Serial Entrepreneur 
Customer Stories

Discover why businesses like yours have chosen OCBC to help them start, run and grow their businesses.

Benjamin Barker

Benjamin Barker is synonymous with sharp suits and menswear, but their vision goes beyond that.


MindChamps has made its mark in the education space in Singapore. Now, they are taking their unique model of education to the world.

Tat Hong

Tat Hong has played a huge role in building Singapore’s distinctive landscape, but its journey has extended overseas as well. Hear from their Group CEO and MD Mr Roland Ng.

Transworld Group Singapore

Its strong team, regional focus and ability to stay nimble have helped Transworld Group Singapore weather some storms over the years – and they are thriving. Hear from their Chairman and CEO Mr.​ Mahesh Sivaswamy.

Before you apply

Eligibility requirements

Location of business incorporation and registration

All businesses registered in Singapore

Fees and charges

Initial deposit


Fall below fee

S$15 per month if monthly average balance falls below S$1,000 (w.e.f. 1 November 2022)

GIRO and FAST transaction


Account fee

S$10 per month (Waived for the first 2 months)

Pricing guide and notices

Full pricing guide and service fees

Download business banking pricing guide

Deposits Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Insured Deposits Register

Download register of insured deposits document for more information.

Ready to apply?

Open an OCBC Business Account and tap into our suite of powerful tools today.

Our awards and accolades