OCBC 360 Account

Promotion

● Save more to earn an additional 1% p.a.on your monthly incremental balance till 30 June 2018 (capped at S$1,000,000).

● Get up to S$100 cash reward when you open your account online and credit your salary from now till 31 July 2018.


Terms and Conditions apply

 
360 Savings Account
FOR A LIMITED PERIOD
SAVE PROMOTION
1%
per
year
SAVE PROMOTION
Increase your account balance from the previous month's balance.

Valid from 2 April to 30 June 2018

Bonus interest on the first S$70,000 of your account balance when you do all or any of these:

SALARY
1.2%
per
year
SALARY
Credit your salary of at least S$2,000 through GIRO.
PAYMENT
0.3%
per
year
PAYMENT
Pay at least 3 bills online or through GIRO with a total amount of at least S$150.
SPEND
0.3%
per
year
SPEND
Spend at least S$500 on OCBC Credit Cards.
WEALTH
Up to
1.2%
per
year
WEALTH
Insure or invest with OCBC. Earn 0.6% or 1.2% for 12 months, depending on the qualifying amount.
FOR A LIMITED PERIOD
SAVE PROMOTION
1%
per
year
Increase your account balance from the previous month's balance.

Valid from 2 April to 30 June 2018
How to earn the bonus interest
  • Credit your salary of at least S$2,000.
  • Only salary credit through GIRO with the transaction description "GIRO - SALARY" in your statements will qualify for this bonus.
  • To set up your OCBC 360 Account as your salary crediting account, please inform your HR department of your new account number. You will only need to do it once.

More questions?

How to earn the bonus interest
  • Make at least 3 unique bill payments from this account with OCBC Online Banking using Pay Any Bill and Pay Any Card services or through GIRO. The total bill payment amount must also be at least S$150.
  • Multiple payments to the same bill within the calendar month will be considered as a single payment.
  • Payments made to OCBC Credit Cards or accounts before 9.00pm will be processed on the same day.
  • Payments made to other banks' credit cards before 9.30pm will be processed on the same day. These payments will be received by the respective biller after 2 to 3 business days.
  • All payments made after the stated cut-off timings or on Sundays or Public Holidays will be processed on the next business day. For more information on payment processing, please click here.
  • Payments that are subsequently cancelled, reversed or made void will not be considered.

More questions?

How to earn the bonus interest
  • Spend at least S$500 in total across your personal OCBC Credit Card(s) such as 365, Titanium, Platinum, FRANK, Robinsons, Plus! and Best Denki.
  • You need to be the primary account holder of the OCBC 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).
  • Eligible transactions with posting date within the calendar month will be considered, less off and excluding amounts in all transactions that are terminated, voided, reversed or cancelled.
  • Don't have an OCBC Credit Card? Get one today.

More questions?

How to earn the bonus interest

Purchase any new eligible financial product from OCBC of at least the minimum amount and earn bonus interest of either 0.6% or 1.2% per year.

 

Financial product type 0.6%
per year
1.2%
per year
Regular premium endowment insurance S$4,000 S$8,000
Single premium endowment insurance, Unit trusts or Structured deposits S$20,000 S$40,000

 

Note: To ensure that the product you purchase meets your financial needs, our financial consultants will perform a Financial Needs Analysis (FNA) with you in order to help you make an informed decision.

 

  • You need to be the primary account holder of the OCBC 360 Account as well as the policyowner of the eligible insurance product or single name account holder of the eligible investment product.
  • This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.
  • If you qualify for the wealth bonus more than once in the same month, only the higher bonus interest will be accorded.

More questions?

How to earn the bonus interest

Purchase any new eligible financial product from OCBC of at least the minimum amount and earn bonus interest of either 0.6% or 1.2% per year.

Eligible financial products

0.6% per year

1.2% per year

Regular premium endowment insurance

S$4,000

S$8,000

Single premium endowment insurance

S$20,000

S$40,000

Unit trusts

S$20,000

S$40,000

Structured deposits

S$20,000

S$40,000

Regular premium protection insurance

-

S$2,000

Whole life insurance

-

S$150,000

Universal life insurance

-

US$150,000

Bonds and structured products

-

S$200,000


Note: To ensure that the product you purchase meets your financial needs, our financial consultants will perform a Financial Needs Analysis (FNA) with you in order to help you make an informed decision.


  • You need to be the primary account holder of the OCBC 360 Account as well as the policyowner of the eligible insurance product or single name account holder of the eligible investment product.
  • This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.
  • If you qualify for the wealth bonus more than once in the same month, only the higher bonus interest will be accorded.

More questions?

How to earn the bonus interest
  • The promotion period to earn the Save Promotion bonus interest is from 2 April to 30 June 2018.
  • Earn this bonus interest on your account's monthly incremental balance (which is the difference between current and previous month's account average daily balance), up to a cap of S$1,000,000.
  • New accounts opened during the promotion period will earn the bonus interest on the average daily balance in the month of account opening, and incremental balances in subsequent months, up to a cap of S$1,000,000.

More questions?

1%
per
year
SAVE
Earn this extra bonus on the first S$70,000 if your account balance is S$200,000 and above.
SAVE
1%
per
year
SAVE
Earn this extra bonus on the first S$70,000 if your account balance is S$200,000 and above.
How to earn the bonus interest
  • Your account's average daily balance for the month must be S$200,000 and above.

More questions?

You will earn a base interest of 0.05% per year on your entire account balance.


OCBC 360 Account Calculator
OCBC 360 Account Interest Calculator

2 April 2018 to 30 June 2018
Save Promotion

Earn an additional 1% p.a. on monthly incremental balances (Up to a cap of S$1 million).

Please enter a minimum balance of S$0

S$

Please enter a mininum balance of S$0

S$

S$

Save Promotion

0

Credit salary

of at least S$2,000 via GIRO

0

Make 3 bill payments

of at least S$150 in total amount

0

Spend

at least S$500 on OCBC Credit Cards

0

Insure or invest

in eligible products with OCBC

Insurance premium or investment amount

0

Save

Extra bonus if your account balance is S$200,000 and above

S$0.00

Base interest

0

Total interest per month

0

Disclaimer

The amount is calculated on per month (31 days) basis and is for illustration purposes only.

The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.

Wealth Bonus

Insure or invest in eligible financial products

Financial product type 0.6%
per year
1.2%
per year
Regular premium endowment insurance S$4,000 S$8,000
Single premium endowment insurance, Unit trusts or Structured deposits S$20,000 S$40,000
Minimum Age
18 years old
Nationality
Singaporeans, Permanent Residents, E-Pass and S-Pass Holders
Initial Deposit
S$1,000
Minimum average daily balance for the month
S$3,000
Fall below fee
S$2 (waived for the first year)
Monthly statements
E-Statement

Ways to apply

Online Account
Opening Promotion
1. $20 cash reward for opening your 360 account via Internet Banking or online application.
2. $80 cash reward upon salary credit.

Online

(For Singaporeans and Singapore PRs only)

Account is opened immediately with MyInfo.

 

New and existing customers

  1. Open your account instantly with MyInfo.

    Easy application as your information is pre-filled and no supporting documents required. Get your account number immediately upon successful completion and approval of your account application and deposit money to start earning interest.


  2. Instant Account Opening is not applicable to applications submitted from 9.30pm to 7am (Monday to Saturday).




  3. If you choose to apply manually, your account will be opened within five working days. Please ensure you have these supporting documents ready. You will receive your account number and Online Banking access within 5 working days.


  4. Have questions?

    Find your answers on our Frequently Asked Questions page.

At a branch

Visit any branch near you. Account is opened immediately.

 

Please bring along:
1
NRIC

for Singaporeans and
Singapore PRs

OR
Passport +
Employment Pass/S-Pass

Foreigners need to bring:

  • Passport
  • Employment Pass (EP) or S-Pass
2
S$1,000

for initial deposit

3
Additional documents

Include any one of the following documents:

  • Phone bill
  • Half-yearly CPF statement
  • Any bank statement
Find nearest branch to apply
Locate

NEW
Get a queue number before visiting the branch via Easy Q!

Internet Banking

For existing OCBC Savings or Current Account customers, your account will be opened within 1 working day.

 

You will receive your account number and Online Banking access within 1 working day.

Login to open the account now.


Online (For Singaporeans and Singapore PRs only)

Account is opened immediately with MyInfo.

OR

New and existing customers

Open your account instantly with MyInfo.

Easy application as your information is pre-filled and no supporting documents required. Get your account number immediately upon successful completion and approval of your account application and deposit money to start earning interest.


Instant Account Opening is not applicable to applications submitted from 9.30pm to 7am (Monday to Saturday).




If you choose to apply manually, your account will be opened within five working days. Please ensure you have these supporting documents ready. You will receive your account number and Online Banking access within 5 working days.


Have questions?

Find your answers on our Frequently Asked Questions page.

At a branch

Visit any branch near you. Account is opened immediately.

Please bring along:

  • NRIC for Singaporeans and Singapore PRs.
  • Foreigners need to bring:
    • Passport
    • Employment Pass (EP) or S-Pass
  • S$1,000 for initial deposit.
  • Additional documents
    Include any one of the following documents:
    • Phone bill
    • Half-yearly CPF statement
    • Any bank statement
Find nearest branch to apply
Locate

NEW
Get a queue number before visiting the branch via Easy Q!

Online Banking

For existing OCBC Savings or Current Account Customers. Account is opened within 2 - 3 working days.

Login to open the account now.


You will need your:

1
NRIC
2
SIGNATURE
3
SUBMIT SUPPORTING DOCUMENTS

You can choose to

  • Mail in your documents to us at:
    ACCOUNT SERVICES
    BRAS BASAH POST OFFICE
    LOCKED BAG SERVICE NO. 8
    SINGAPORE 911886
  • If you would like to be offered an OCBC Credit Card as well, login to CPF Online Services using your SingPass username and password.