OCBC 360 Account

360 Savings Account

Earn bonus interest when you do all or any of these


Bonus interest on the first S$60,000 of your account balance
 
1.2%
per
year
Credit your salary of at least S$2,000 through GIRO
 
0.5%
per
year
Pay any 3 bills online or through GIRO
 
0.5%
per
year
Spend at least S$500 on OCBC Credit Cards
 
1%
per
year
Insure or invest and get this bonus for 12 months
On any incremental account balances
 
1%
per
year
Increase your account balance from the previous month's balance
How to earn the bonus interest
  • Credit your salary of at least S$2,000.
  • Only salary credit through GIRO with the transaction description "GIRO - SALARY" in your statements will qualify for this bonus.
  • To set up your OCBC 360 Account as your salary crediting account, please inform your HR department of your new account number. You will only need to do it once.
  • You will receive this bonus interest by the 7th business day (exclude Saturday, Sunday and Public Holiday) of the following month.

More questions?

How to earn the bonus interest
  • Make 3 unique bill payments from this account with OCBC Online Banking using Pay Any Bill and Pay Any Card services or through GIRO.
  • Multiple payments to the same bill within the calendar month will be considered as a single payment.
  • Payments made to OCBC Credit Cards or accounts before 9.00pm will be processed on the same day.
  • Payments made to other banks' credit cards before 9.30pm will be processed on the same day. These payments will be received by the respective biller after 2 to 3 business days.
  • All payments made after the stated cut-off timings or on Sundays or Public Holidays will be processed on the next business day.
  • Payments that are subsequently cancelled, reversed or made void will not be considered.
  • You will receive this bonus interest by the 7th business day (excluding Saturday, Sunday and Public Holiday) of the following month.

More questions?

How to earn the bonus interest
  • Spend at least S$500 in total across your personal OCBC Credit Cards such as 365, Titanium, Platinum, FRANK, Robinsons, Plus! and Best Denki.
  • You need to be the Primary Account Holder of the OCBC 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).
  • Eligible transactions with posting date within the calendar month will be considered.
  • You will receive this bonus interest by the 7th business day (exclude Saturday, Sunday and Public Holiday) of the following month.
  • Don't have an OCBC Credit Card? Get one today.

More questions?

How to earn the bonus interest
  • From 1 May 2015, purchase any new eligible financial product from OCBC of at least the minimum amount, such as Endowment Insurance Plan of at least S$8,000 in annual premium, or investment products such as Unit Trust or Structured Deposits of at least S$40,000. View eligible products.
  • Note: To ensure that the product you purchase meets your financial needs, our financial consultants will perform a Financial Needs Analysis (FNA) with you in order to help you make an informed decision.

  • If you make multiple purchases of eligible financial products within the same month, we will only combine purchases of the same product type which have passed 14 days after the product's effective date. Effective date refers to the inception date of the insurance plan, trade date of unit trust, deposit start date of structured deposit and transaction date for other investment products.
  • You need to be the Primary Account Holder of the OCBC 360 Account as well as the policyowner of the eligible insurance product or single name account holder of the eligible investment product.
  • This bonus interest is paid for 12 months after the free look/cancellation period or 14 days, whichever is longer.
  • You will receive this bonus interest by the 7th business day (excluding Saturday, Sunday and Public Holiday) of the following month.

More questions?

How to earn the bonus interest
  • Incremental account balance is the difference between current and previous month's account average daily balance.
  • This bonus interest will be paid on incremental account balance of up to S$1,000,000.
  • You will receive this bonus interest by the 7th business day (excluding Saturday, Sunday and Public Holiday) of the following month.

More questions?

You will earn a base interest of 0.05% per year on your entire account balance.

All you need to know about OCBC 360 Account

How to apply

Calculate your interest

Minimum Age
18 years old
Nationality
Singaporeans, Permanent Residents, E-Pass and S-Pass Holders
Initial Deposit
S$1,000
Minimum average daily balance for the month
S$3,000
Fall below fee
S$2 (waived for the first year)
Monthly statements
e-Statement
OCBC FAST online banking

Online Banking

Easy transfers and payments

360 Fast Fund Transfer Transfer funds almost instantly between banks with Fast and Secure Transfers (FAST).

Pay any bank's credit card bills online or transfer money locally and to overseas accounts.

Track your spending by category

Know exactly where your money is going as your spending is automatically sorted by category
Money In$ights.

Online security guarantee

Guaranteed a full refund of any money lost due to fraud via Online Banking.

OCBC ATM network

Access cash at over 2,000 withdrawal locations islandwide

Convenient locations

All OCBC and UOB ATMs, participating 7-Eleven stores and NETS merchants.

Find nearest ATMs

Make NETS purchases

Make purchases with your OCBC YES! Card or ATM Card where NETS is accepted.

OCBC sunday opening hours

Sunday at OCBC

Open every day at 19 branches from 11am to 7pm

A new banking experience awaits you at our 19 full-service 'Sunday at OCBC' branches.

OCBC ATM network

Awarded Best Deposit Product in Asia Pacific
by The Asian Banker

3 ways to apply

3 ways to apply

Online

(For Singaporeans and Singapore PRs only)

Open your account anywhere. Account is opened within 5 working days.

 

You will need your:

1
NRIC
2
SIGNATURE
3
SUBMIT SUPPORTING DOCUMENTS

You can choose to

  • Mail in your documents to us at:
    ACCOUNT SERVICES
    BRAS BASAH POST OFFICE
    LOCKED BAG SERVICE NO. 8
    SINGAPORE 911886
  • If you would like to be offered an OCBC Credit Card as well, login to CPF Online Services using your SingPass username and password.
  • 3 simple steps to open an account.
  • For existing OCBC Savings or Current Account customers, your account will be opened within 1 working day. Otherwise, you will receive your account number and Online Banking access within 5 working days. Please make a deposit when you receive your account number. Transfers funds almost instantly to your OCBC 360 Account from any other participating bank with Fast and Secure Transfers (FAST).

If you have images of your NRIC and signature

OR

If you need to capture images of your NRIC and signature, apply through OCBC Open Account App

360 Savings Account Download OCBC Mobile app

At a branch

Visit any branch near you. Account is opened immediately.

 

Please bring along:
1
NRIC

for Singaporeans and
Singapore PRs

OR
Passport +
Employment Pass/S-Pass

Foreigners need to bring:

  • Passport
  • Employment Pass (EP) or S-Pass
2
S$1,000

for initial deposit

3
Additional documents

Include any one of the following documents:

  • Phone bill
  • Half-yearly CPF statement
  • Any bank statement
Find nearest branch to apply
Locate

Online Banking

For existing OCBC Savings or Current Account Customers. Account is opened within 2 3 working days.

Login to open the account now.


Online (For Singaporeans and Singapore PRs only)

Open your account anywhere. Account is opened within 5 working days.

OR

You will need your:

1
NRIC
2
SIGNATURE
3
3
SUBMIT
SUPPORTING DOCUMENTS

You can choose to

  • Mail in your documents to us at:
    ACCOUNT SERVICES
    BRAS BASAH POST OFFICE
    LOCKED BAG SERVICE NO. 8
    SINGAPORE 911886
  • If you would like to be offered an OCBC Credit Card as well, login to CPF Online Services using your SingPass username and password.
  • 3 simple steps to open an account.
  • For existing OCBC Savings or Current Account customers, your account will be opened within 1 working day. Otherwise, you will receive your account number and Online Banking access within 5 working days. Please make a deposit when you receive your account number. Transfers funds almost instantly to your OCBC 360 Account from any other participating bank with Fast and Secure Transfers (FAST).

If you have images of your NRIC and signature

OR

If you need to capture images of your NRIC and signature, apply through OCBC Open Account App

Apply now through OCBC Open Account App

At a branch

Visit any branch near you. Account is opened immediately.

Please bring along:

  • NRIC for Singaporeans and Singapore PRs.
  • Foreigners need to bring:
    • Passport
    • Employment Pass (EP) or S-Pass
  • S$1,000 for initial deposit.
  • Additional documents
    Include any one of the following documents:
    • Phone bill
    • Half-yearly CPF statement
    • Any bank statement
Find nearest branch to apply
Locate

Online Banking

For existing OCBC Savings or Current Account Customers. Account is opened within 2 3 working days.

Login to open the account now.