Earn bonus interest with the 360 Account
Apply for 360 Account
Simply credit your salary with OCBC and gain access to a suite of benefits designed to help you save, grow and enjoy more.
From 1 August to 31 December 2026, enjoy a limited-time promotional bonus interest rate of up to 0.65% a year on your first $100,000 with the 360 account when you grow your average daily balance by at least S$500 monthly.
That means you get up to 4.70% a year (EIR) just by crediting your salary, saving, spending, insuring and investing with us during the promotional period!
T&Cs apply. Insured up to S$100k by SDIC.
Base interest of 0.05% a year applies to all balances.
0.40%
You will earn a base interest of 0.05% a year on your entire account balance regardless of whether you fulfil the above categories.
1For maximum EIR illustration purposes for your first S$100,000:
Salary + Save: You will earn a maximum EIR of 1.70% 1.95% a year.
Salary + Save + Spend: You will earn a maximum EIR of 1.95% 2.20% a year.
Salary + Save + Spend + Insure / Invest: You will earn a maximum EIR of 3.20% 3.45% a year.
Salary + Save + Spend + Insure + Invest: You will earn a maximum EIR of 4.45% 4.70% a year.
Your maximum EIR shown here is for a limited time only from 1 August to 31 December 2026.
Open a new 360 Account and perform the following steps:
Additionally, top up and maintain an average daily balance (ADB) to earn even more:
Promotion open to new-to-360 customers. Valid from 1 to 31 October 2026. T&Cs apply. Insured up to S$100k by SDIC.
10X THE 1.6% CASHBACK*
S$300 CASHBACK^
55,000 OCBC$ (22,000 Miles)^
22,000 Miles^
*Applicable for the first S$2,000 eligible spend within 60 days from the card approval date.
^Make a minimum S$800 eligible spend within 60 days from the card approval date
*^Promotion is valid till 31 December 2026. T&Cs, card fees and charges apply. Applicable to new OCBC Credit Cardmembers.
#Annual fee waiver conditions vary by card, please refer to individual card annual fee terms.
OCBC INFINITY Cashback Card
OCBC 365 Credit Card
OCBC Rewards Card
OCBC 90°N Card
OCBC NXT Credit Card
The Workplace Wellness Series brings you curated workshops and resources designed to support your wellbeing across five key areas - Financial, Mental, Family, Physical and Workplace wellness. Gain practical insights from experts and discover ways to build resilience, stay healthy and thrive both personally and professionally.
Stay tuned for our next webinar.
Whether you’re travelling for work or taking a well-earned holiday, enjoy perks that help you pay, spend and manage your money more conveniently abroad.
New to Scan and Pay? Get 100% cashback (capped at S$5) on your 1st overseas scan and pay with the OCBC app.
Plus, enjoy S$0 transaction fees when you scan and pay via the OCBC app – even for payments above RMB 200 in China!
T&Cs apply. Limited to the first 2,000 new overseas Scan & Pay users per month. Valid till 15 January 2027.
Enjoy more competitive rates when converting currencies or spending money overseas.
T&Cs apply. Eligible customers will receive the applicable promotional offer and promo code.
Enjoy 30% off single-trip plans with promo code SAVE30S.
T&Cs apply. Valid from 1 October to 1 November 2026. Protected up to specified limits by SDIC. Underwritten by Great Eastern General Insurance Limited.
From investing for your children’s education to planning ahead for your future ambitions, Workplace Banking gives you more ways to grow and protect your wealth.
Beyond these offers, you may also invest in Precious Metals, Blue Chip Investment Plan (BCIP) and RoboInvest, all available to purchase in the OCBC app.
Workplace Banking Exclusive: Enjoy 50% off* the sales charge when you invest in Unit Trusts through the OCBC app.
*T&Cs apply. Eligible customers will receive the applicable promotional offer and promo code.
Enjoy a flexible credit line that gives you added financial support whenever you need it for life's unexpected moments.
Apply for a new EasiCredit Account and draw down at least S$1,000 within the first two months to receive up to S$380 cashback.
Valid till 30 November 2026. T&Cs apply.
T&Cs for each offer apply. For details, visit the OCBC website > Personal Banking > Cards > Merchant Promotions.
Employees to maximise their interest by crediting salary with us
Set up GIRO instructions to automate recurring bill payments
Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau of Singapore will be synchronising data from 12am to 8am daily.
Myinfo
Myinfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.
System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise terms and conditions of the plans are specified in the insurance policy contract. GREAT TravelCare is underwritten by Great Eastern General Insurance Limited, a wholly owned subsidiary of Great Eastern Holdings Limited, part of the OCBC Group. GREAT TravelCare is not a bank deposit or obligation of, or guaranteed by OCBC.
No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC and it should not be relied upon as such. OCBC does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Claims arising from events that have already occurred or made known to public via authorities or media before your application will not be covered.
Information presented as at 8 October 2025.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
Open your account instantly with the OCBC app if you are a Singaporean with a valid Singpass or foreigners who hold an OCBC product.
If you are a foreigner and new to OCBC or a Singaporean without a Singpass, please visit an OCBC bank branch with the required documents to open your account
For Singaporeans and Permanent Residents:
For foreigners:
Initial deposit:
Include any one of the following documents:
Open your account instantly with the OCBC app if you are a Singaporean with a valid Singpass or foreigners who hold an OCBC product.
If you are a foreigner and new to OCBC or a Singaporean without a Singpass, please visit an OCBC bank branch with the required documents to open your account
For Singaporeans and Permanent Residents:
For foreigners:
Initial deposit:
Include any one of the following documents:
Open your account instantly with the OCBC app if you are a Singaporean with a valid Singpass or foreigners who hold an OCBC product.
If you are a foreigner and new to OCBC or a Singaporean without a Singpass, please visit an OCBC bank branch with the required documents to open your account
For Singaporeans and Permanent Residents:
For foreigners:
Initial deposit:
Include any one of the following documents:
Download the OCBC Digital app to open your account instantly.
If you do not have Singpass, you can apply at an OCBC bank branch with these documents
For Singaporeans and Permanent Residents:
For foreigners:
Initial deposit:
Include any one of the following documents:
If the account is successfully opened in June 2024, the double bonus interest rate will be applicable for July and August 2024.
OCBC 360 Account Bonus Interest Rates| Salary | Save | Spend | Insure | Invest | Grow | |
| First S$75,000 | 2.00% | 1.20% | 0.60% | 1.20% | 1.20% | 2.40% |
| Next S$25,000 | 4.00% | 2.40% | 0.60% | 2.40% | 2.40% | |
| EIR | 2.50% | 1.50% | 0.60% | 1.50% | 1.50% | 2.40% |
| First S$75,000 |
| Next S$25,000 |
| EIR |
Download the OCBC app to open your account instantly.
For OCBC customers
If you have a current or savings account with us, you can open your account instantly via Internet Banking with only a few clicks.
If you are currently the primary account holder for this type of account, you cannot apply for this account via our digital channels.
“Fresh Funds” refers to:
Eligible accounts:
Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).
This information is intended for general circulation and / or discussion purposes only. It does not consider the specific investment objectives, financial situation or needs of any particular person.
Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs. If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.
We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.
No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.
OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.
Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
The information in and contents of this document may not be reproduced or disseminated in whole or in part without the Bank’s written consent.
OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.
Any hyperlink to any third party article, or other website or webpage (including any websites or webpages owned, operated and maintained by third parties) is for informational purposes only and for your convenience only and is not an endorsement or verification of any such article, website or webpage by OCBC Bank and should only be accessed at your own risk. OCBC Bank does not review the contents of any such articles, website or webpage, and shall not be liable to any person for the same.
There are links or hyperlinks which link you to websites of other third parties (the “Third Parties”). OCBC Bank hereby disclaims liability for any information, materials, products or services posted or offered on the website of the Third Parties.
Graphs, charts, formulae and other devices
Investors should note that there are necessarily limitations and difficulties in using any graph, chart, formula or other device to determine whether or not, or if so, when to, make an investment.
The promotion period is from now till 31 July 2025. The eligibility of any customer to participate in this Promotion shall be determined at the absolute discretion of OCBC.
A customer will qualify for a cash reward ("Reward") under this Promotion if (a) he/she has successfully applied for refinancing of an existing Home Loan from another financier to OCBC during the Promotion Period; (b) the Home Loan is of a minimum loan size of S$300,000 (HDB Home Loan) or S$500,000 (Private Home Loan); the Home Loan is applied directly with OCBC in which no referral fee will be paid and (d) the Home Loan is approved and accepted during the Promotion Period ("Eligible Customer").
The Reward to be awarded is subject to the loan amount and will be paid out only after the loan application is successfully accepted. The terms and conditions relating to the Reward are set out in the letter of offer which will be sent to customer.
OCBC reserves the right in its sole and absolute discretion to determine whether an application qualifies for the Promotion. If OCBC in its sole and absolute discretion decides that any application is not eligible, the Reward will not be awarded.
OCBC's decisions on all matters relating to the Promotion shall be final and binding on all customers. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions shall prevail.
OCBC reserves the right at its absolute discretion to terminate the Promotion or vary, delete or add to any of these terms and conditions at any time without notice including without limitation, the eligibility of any customer and the dates of the Promotion.
By participating in this Promotion, the Eligible Customer hereby agrees and consents to the collection, use and disclosure of their personal data by OCBC and its related corporations for the purposes of managing and administering this Promotion, and such other related purposes, in accordance with OCBC's Data Protection Policy (which can be accessed via the OCBC website > Personal Banking > Policies).
A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.
The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.
Investment involves risks. Past performance figures do not reflect future performance.
Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.
The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.
Investments are subject to investment risks, including the possible loss of the principal amount invested. This is for general information and does not take into account your particular investment and protection aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the investment. Protected up to specified limits by SDIC. GREAT Term Guard and Explorer Travel Insurance are underwritten by The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited respectively.
The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise terms and conditions of the plans are specified in the insurance policy contract. GREAT TravelCare is underwritten by Great Eastern General Insurance Limited, a wholly owned subsidiary of Great Eastern Holdings Limited, part of the OCBC Group. GREAT TravelCare is not a bank deposit or obligation of, or guaranteed by OCBC.
No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC and it should not be relied upon as such. OCBC does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Claims arising from events that have already occurred or made known to public via authorities or media before your application will not be covered.
Information presented as at 8 October 2025.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
Salary crediting requirementsOnly salary credit through these transaction descriptions and codes in your statements will qualify for this bonus:
Get sign-up gifts worth up to S$1,200*Apply and spend S$300 within 30 days of approval to get a luggage bag and spend an additional S$300 to get cashback, miles or OCBC$.
WELCOME GIFT
| BONUS GIFT | |
| Bonus Gift | Eligible Card |
| 26,000 worth of miles | |
| S$180 cashback | |
*Valid till 31 August 2026. T&Cs, card fees and charges apply. Promotion is only available to new OCBC Credit Cardmembers. Limited to 1 DELSEY Air Armour 68cm Expandable Trolley Case and 1 bonus gift. While stocks last. Featured products are for illustration only; actual colours may vary.
^Annual fee waiver conditions vary by card, please refer to individual card annual fee terms.
For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.
The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.
The information in this document is for general information only. It does not take into account your investment aims, financial situation or particular needs. Trading in securities can be very risky, and you may lose all of or more than the amount you originally invested or deposited. You should consider carefully and take caution when making any trading decision, and work out whether each trade is suitable for you. If necessary you should speak to your own financial adviser, who will assess whether the product is suitable for you based on your investment aims, financial situation or needs. If you choose to act based on the information in this document, it is entirely at your own risk and responsibility. The information is not investment advice or recommendations by us or OCBC Securities Private Limited.
A copy of the prospectus of the Fund is available and may be obtained from the Fund Manager, or any of its approved distributors. Potential investors should read the prospectus for details on the Funds before deciding whether to subscribe for or purchase units in the Fund. The value of the units in the Fund and the income accruing to the units, if any, may fall or rise.
For listed Funds, investors cannot redeem their units of the Fund with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of the Fund on any approved exchange does not guarantee a liquid market for the units.
This is not a formal offer for any product, or an offer to enter into a transaction for any securities or to take part in any particular trading or investment strategy.
The information in this document may contain projections or other predictions about future events or the future performance of countries, assets, markets or companies. Actual events or results may be different. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific country, financial product or asset class is used for illustration or information purposes only and you should not rely on it for any purpose.
We have done all we can to make sure that the information in this document is accurate at the time of printing, but we do not guarantee that it is accurate. If any of the information becomes out of date or is inaccurate, we do not have to update it.
We and OCBC Securities Private Limited will not be responsible for any loss or damage arising directly or indirectly in connection with, or as a result of, any person acting on any information provided in this document.
If you are thinking of investing, please read the Terms and Conditions Governing The Blue Chip Investment Plan and the Additional Terms and Conditions Governing Joint Accounts Under The Blue Chip Investment Plan for details about the plan before deciding whether to enter into any transaction with any issuer. You can get a copy of the Terms and Conditions Governing The Blue Chip Investment Plan and the Additional Terms and Conditions Governing Joint Accounts Under The Blue Chip Investment Plan at www.ocbc.com/bluechip.
Please do not reproduce or share any of the information in this document without our written permission.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).
This information is intended for general circulation and / or discussion purposes only. It does not consider the specific investment objectives, financial situation or needs of any particular person.
Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs. If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.
We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.
No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.
OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.
Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
The information in and contents of this document may not be reproduced or disseminated in whole or in part without the Bank’s written consent.
OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.
Any hyperlink to any third party article, or other website or webpage (including any websites or webpages owned, operated and maintained by third parties) is for informational purposes only and for your convenience only and is not an endorsement or verification of any such article, website or webpage by OCBC Bank and should only be accessed at your own risk. OCBC Bank does not review the contents of any such articles, website or webpage, and shall not be liable to any person for the same.
There are links or hyperlinks which link you to websites of other third parties (the “Third Parties”). OCBC Bank hereby disclaims liability for any information, materials, products or services posted or offered on the website of the Third Parties.
Graphs, charts, formulae and other devices
Investors should note that there are necessarily limitations and difficulties in using any graph, chart, formula or other device to determine whether or not, or if so, when to, make an investment.
This is for general information and does not take into account your particular investment aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the product.
We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.
These calculations are approximate and are only indicative of the prevailing rates applicable.
The actual rates shown may vary from time to time without notice.
Whilst every endeavour is made to ensure that the information provided is correct, OCBC or its representatives disclaim any liability for any damage or loss that may be caused as a result of any error or omission.
OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the products or the issuers mentioned herein. Such interests include effecting transactions in such products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such products.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
