EasiCredit Pricing Guide

Personal Banking

For your easy reference, please refer below for a summary of fees and charges for EasiCredit.

	For Annual Income S$30,000 and above	For Annual income of S$20,000 – S$29,999
Annual Fee	S$120	S$120
Monthly Service Fee	NIL	NIL
Minimum Overdraft Interest	S$5	S$5
Late Fee	S$120	S$120
Returned Cheque	S$40 per cheque	S$40 per cheque
Stop Cheque - via Branch / Call Centre - via Electronic / Phonebanking channels	S$30 per cheque S$10per cheque	S$30 per cheque S$10per cheque
Loss of Cheque Book - via Branch / Call Centre - via Electronic / Phonebanking channels	S$50 S$30	S$50 S$30
ATM Card Replacement Fee - Lost / stolen card - Forgotten PIN - Damaged card	S$5 per card S$5 per card Free	S$5 per card S$5 per card Free
Statement Retrieval Charges - Current and previous month's statement - Within a year - Between 1 to 3 years - More than 3 years	Free S$20 per copy S$30 per copy S$50 per copy	Free S$20 per copy S$30 per copy S$50 per copy

The above is intended as a consumer guide only. It contains the salient fees and charges applicable to EasiCredit Accounts. For full details, please read the Oversea-Chinese Banking Corporation Limited Terms and Conditions Governing Personal Line of Credit Accounts. In the event of any inconsistency or conflict between any statement contained in the above and the Terms and Conditions Governing Personal Line of Credit Accounts, the Terms and Conditions Governing Personal Line of Credit Accounts shall prevail.