Earn up to 2.38% per year in interest on your first S$75,000 savings when you credit your salary to the account and transact, insure, and invest with it.
Earn up to 0.05% per year and enjoy the flexibility of cash withdrawals with this chequing account.
Earn attractive rates with the flexibility to save and transact in 8 major foreign currencies, namely USD, AUD, NZD, CNH, CAD, EUR, GBP, and HKD.
Grow your savings and earn interest rates of up to 0.50% per year in months when you save and make no withdrawals.
Enjoy attractive interest rates with a time deposit account in your preferred currency.
|Singapore dollar||12 months||0.40%|
|United States dollar||3 months||0.12%|
The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).
To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$20,000 is required; for the foreign currency promotion, a minimum placement amount of 5,000 in respective currency is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.
All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.
This regular premium whole life insurance plan gives you a guaranteed monthly income for life to supplement your desired lifestyle.
Pick a later payout age for a higher monthly retirement income. Choose to pay premiums only for the first 10 years or until you are 60 (based on age on your next birthday).
Enjoy lifetime monthly payouts from the 5th policy year and your monthly income steps up on the 10th, 15th, and 20th policy year.
We offer Universal Life and Whole Life plans from various providers such as Great Eastern Life Assurance Company Limited, Transamerica Life (Bermuda) Limited, and HSBC Insurance (Singapore) Private Limited to meet your wealth legacy needs.
We only recommend funds that are carefully selected and guided by the views of the OCBC Wealth Panel:
An equity-linked convertible investment is a short-term capital-at-risk equity-linked investment that gives you the opportunity to purchase shares of a selected company at a discounted price when the investment matures, relative to the price prevailing on the day of the investment. This investment potentially pays higher yields but carries the risk of market movements of the underlying share price.
A structured note is a derivative investment whose return is linked to the market performance of its underlying assets or securities. The common underlying asset may include market indices, equities, interest rates, bonds, mutual funds, and foreign currency exchange rates.
Bonds offer the opportunity to diversify your investments and earn better yields than bank deposits. They offer a steady stream of passive income from periodic interest payments, typically on a semi-annual basis.
Such currency-linked investments let you capitalise on movements in currency markets for higher returns, if you are willing to take a risk on the exchange rate between two currencies.
Trade with an OCBC Securities trading account and have the world markets at your fingertips. Access to more than 15 securities exchanges gives you a global advantage, and direct market access to 10 markets allows you to capture opportunities with speed, security and control.
Solutions include a home loan to finance the purchase of your property and a term loan to convert your properties’ appreciating value into accessible credit. Finance the purchase of land, construction of your home, and purchase of overseas property in London, New York, Tokyo and Australia.
Multiply your investment power by borrowing against the value of your investment portfolio, and enjoy the flexibility of borrowing in the local currency (SGD) as well as foreign currencies like United States Dollar (USD), European Dollar (EUR) and Japanese Yen (JPY). Pledge a wide variety of assets, including deposits, Singapore stocks, bonds and unit trusts, as collateral.
Get standby funds up to the approved credit limit when you pledge your fixed deposits or unit trusts for extra cash, without having to sell your financial assets. Interest is charged only on the amount used, depending on the collateral pledged.
Own the first lightweight metal credit card with exclusive lifestyle privileges and unparalleled benefits.
Enjoy exclusive access to the VOYAGE Exchange, a 24/7 personal concierge that assists with your travel and lifestyle needs.
In the past, we have gone the extra mile by:
The minimum placement amount for the Foreign Currency Time Deposits Promotion is S$50,000 equivalent and the maximum placement amount is S$999,999 equivalent in fresh funds only i.e. the funds placed must not be transferred from existing OCBC Bank deposit accounts or in the form of OCBC cheques/cashier’s orders/demand drafts. All promotional interest rates and tenures are valid for a limited period only and are subject to change by OCBC Bank at its sole discretion without prior notice. Foreign currency deposits are subject to inherent exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time for certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means, and risk profile. Any pre-termination costs will be deducted from your deposit. The decision of OCBC Bank on all matters relating to this promotion shall be final and binding. Terms and conditions Governing Deposit Accounts apply. OCBC reserves the right to waive/vary/amend any of these terms and conditions without prior notice.
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.