Solutions you can trust

Solutions you can trust

At OCBC Premier Banking, we understand your pursuit of the important goals in life. Explore our enhanced suite of wealth solutions tailored to meet your wealth accumulation, retirement, children’s education and legacy goals.

Deposits

Meet your saving goals and enjoy attractive interest rates with our deposit accounts.

Day-to-day banking

OCBC 360 Account

Earn up to 2.68% per year in interest on your first S$70,000 savings when you credit your salary to the account and transact, insure, and invest with it.

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OCBC Premier EasiSave Account

Earn up to 0.08% per year and enjoy the flexibility of cash withdrawals with this chequing account.

 


 

OCBC Premier Global Savings Account

Earn attractive rates with the flexibility to save and transact in 8 major foreign currencies, namely USD, AUD, NZD, CNH, CAD, EUR, GBP, and HKD.

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Saving

OCBC Premier Dividend+ Savings Account

Grow your savings and earn interest rates of up to 0.60% per year in months when you save and make no withdrawals.

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Time deposits

Enjoy attractive interest rates with a time deposit account in your preferred currency.

Currency Tenure Interest rate
(per year)
Singapore dollar 12 months 0.50%
United States dollar 3 months 0.15%
  6 months 0.25%

The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$20,000 is required; for the foreign currency promotion, a minimum placement amount of 5,000 in respective currency is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.

Insurance

Plan for your retirement and leave a legacy for your loved ones without compromising your lifestyle.

Retirement planning

GREATLife Generation

This regular premium whole life insurance plan gives you a guaranteed monthly income for life to supplement your desired lifestyle.

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MaxRetire Income

Pick a later payout age for a higher monthly retirement income. Choose to pay premiums only for the first 10 years or until you are 60 (based on age on your next birthday).

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Legacy planning

PremierLife Generation III

Enjoy lifetime monthly payouts from the 5th policy year and your monthly income steps up on the 10th, 15th, and 20th policy year.

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Universal Life and Whole Life Plans

We offer Universal Life and Whole Life plans from various providers such as Great Eastern Life Assurance Company Limited, Transamerica Life (Bermuda) Limited, and HSBC Insurance (Singapore) Private Limited to meet your wealth legacy needs.

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Investments

Maximise your wealth with a wide array of investment options for different risk profiles and portfolio types.

Unit trusts

We only recommend funds that are carefully selected and guided by the views of the OCBC Wealth Panel:

Treasury products

Equity-linked convertible investments

An equity-linked convertible investment is a short-term capital-at-risk equity-linked investment that gives you the opportunity to purchase shares of a selected company at a discounted price when the investment matures, relative to the price prevailing on the day of the investment. This investment potentially pays higher yields but carries the risk of market movements of the underlying share price.


Structured notes

A structured note is a derivative investment whose return is linked to the market performance of its underlying assets or securities. The common underlying asset may include market indices, equities, interest rates, bonds, mutual funds, and foreign currency exchange rates.


Bonds

Bonds offer the opportunity to diversify your investments and earn better yields than bank deposits. They offer a steady stream of passive income from periodic interest payments, typically on a semi-annual basis.

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Dual currency returns

Such currency-linked investments let you capitalise on movements in currency markets for higher returns, if you are willing to take a risk on the exchange rate between two currencies.

Equities

Cash Trading Account

Trade with an OCBC Securities trading account and have the world markets at your fingertips. Access to more than 15 securities exchanges gives you a global advantage, and direct market access to 10 markets allows you to capture opportunities with speed, security and control.

Financing

Get customised and holistic solutions for important investments, whether you are purchasing a property or refinancing an existing loan.

Home financing

Solutions include a home loan to finance the purchase of your property and a term loan to convert your properties’ appreciating value into accessible credit. Finance the purchase of land, construction of your home, and purchase of overseas property in London, New York, Tokyo and Australia.

Portfolio financing

Multiply your investment power by borrowing against the value of your investment portfolio, and enjoy the flexibility of borrowing in the local currency (SGD) as well as foreign currencies like United States Dollar (USD), European Dollar (EUR) and Japanese Yen (JPY). Pledge a wide variety of assets, including deposits, Singapore stocks, bonds and unit trusts, as collateral.

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Secured Overdraft

Get standby funds up to the approved credit limit when you pledge your fixed deposits or unit trusts for extra cash, without having to sell your financial assets. Interest is charged only on the amount used, depending on the collateral pledged.

Exclusive credit cards to suit your premium lifestyle

Exclusive credit cards to suit your premium lifestyle

OCBC Premier Visa Infinite Credit Card

OCBC Premier Visa Infinite Credit Card


Complimentary for OCBC Premier Banking customers and earn rewards on every spend.

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OCBC Premier VOYAGE Credit Card

OCBC Premier VOYAGE Credit Card


Own the first lightweight metal credit card with exclusive lifestyle privileges and unparalleled benefits.


Concierge services for VOYAGE cardmembers

Enjoy exclusive access to the VOYAGE Exchange, a 24/7 personal concierge that assists with your travel and lifestyle needs.

In the past, we have gone the extra mile by:

Sourcing and delivering a sought-after toy for a child in the nick of time

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Assisting a family to return home safely amidst unforeseen circumstances.


Earn one of the best rates in the market*
Earn one of the best rates in the market*

  • 2.3

    VOYAGE Miles

    With every S$1 spent in foreign currency
  • 1.6

    VOYAGE Miles

    With every S$1 spent locally on dining and retail

Redeem your VOYAGE Miles for flights without blackout dates

*VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles.

OCBC Premier World Elite™️ Debit Card

OCBC Premier World Elite™️ Debit Card


In addition to exclusive lifestyle privileges, this is the only debit card in Singapore that allows you to earn a 1% rebate on overseas spending and local duty-free purchases.

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