OCBC 360 Account

Earn up to 2.68% per year in interest on your first S$70,000 savings when you credit your salary to the account and transact, insure, and invest with it.

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OCBC Premier EasiSave Account

Earn up to 0.08% per year and enjoy the flexibility of cash withdrawals with this chequing account.

OCBC Premier Global Savings Account

Earn attractive rates with the flexibility to save and transact in 8 major foreign currencies, namely USD, AUD, NZD, CNH, CAD, EUR, GBP, and HKD.

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OCBC Premier Dividend+ Savings Account

Grow your savings with no limits, earn interest rates of up to 0.60% for months you save and don’t withdraw.

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Enjoy attractive interest rates with a time deposit account in your preferred currency.

The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$20,000 is required; for the foreign currency promotion, a minimum placement amount of 5,000 in respective currency is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.

GREATLife Generation

This regular premium whole life insurance plan gives you guaranteed monthly income for life to supplement your desired lifestyle.

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MaxRetire Income

Pick a later payout age for higher monthly retirement income. Choose to pay premiums only for the first 10 years or until 60 years old (age next birthday).

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PremierLife Generation III

Enjoy lifetime monthly payouts from the 5th policy year and your monthly income steps up on the 10th, 15th, and 20th policy year.

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Universal Life and Whole Life Plans

We offer Universal Life and Whole Life plans from various providers such as Great Eastern Life Assurance Company Limited, Transamerica Life (Bermuda) Limited, and HSBC Insurance (Singapore) Private Limited to meet your wealth legacy needs.

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We only recommend funds that are carefully selected and guided by the views of the OCBC Wealth Panel:

• Maximise your returns with no upfront fees and receive potential monthly payouts through an optimized portfolio of bonds and REITs, with the Allianz SGD Income Plus
• Go for quality holdings during times of market uncertainty with the Fidelity Enhanced Reserve Fund
• Gain access to Fullerton’s best Asian credit ideas with the Fullerton USD Income Fund
• Marry the benefits of active management with low cost investments with the Lion-OCBC Global Core Fund (Moderate)
• Invest in a better future with the BlackRock ESG Multi-Asset Fund

Equity-linked convertible investments

Equity-linked convertible investment is a short-term capital-at-risk equity-linked investment that gives you the opportunity to purchase shares of a selected company at a discounted price at maturity of the investment, relative to the price prevailing on the day of the investment. This investment potentially pays higher yields but carries the risk of market movements of the underlying share price.

Bonds

Bonds offer the opportunity to diversify your investments and earn better yields than bank deposits. They offer a steady stream of passive income from periodic interest payments, normally on an annual or semi-annual basis.

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Dual currency returns

Such currency-linked investments let you capitalise on movements in currency markets for higher returns, if you’re willing to take a risk on the exchange rate between two currencies.

Cash Trading Account

Trade with an OCBC Securities trading account and have the world markets at your fingertips. Access to more than 15 securities exchanges gives you a global advantage, and direct market access to 10 markets allows you to capture opportunities with speed, security, and control.

Solutions include a home loan to finance the purchase of your property and a term loan to convert your properties’ appreciating value into accessible credit. Finance the purchase of land, construction of your home, and purchase of overseas property in London, New York, Tokyo, and Australia.

Multiply your investment power by borrowing against the value of your investment portfolio, and enjoy the flexibility to borrow in local currency (SGD) as well as foreign currencies like United States Dollar (USD), European Dollar (EUR), and Japanese Yen (JPY). Pledge a wide variety of assets, including deposits, Singapore stocks, bonds, and unit trusts, as collateral.

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Get standby funds up to the approved credit limit when you pledge your fixed deposits or unit trusts for extra cash, without having to sell your financial assets. Interest is charged only on amount used, depending on the collateral pledged.