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Vox

Teleport back to the 90s, before the Internet zapped us silly with cat videos and Kim Kardashian, with VOX - Singapore's 1st pop-rock string quartet

Studio 1939 @ Potato Head Folk

Enjoy exclusive privileges at Studio 1939 @ Potato Head Folk with your OCBC Card.

Studio 1939 @ Potato Head Folk

Enjoy exclusive privileges at Studio 1939 @ Potato Head Folk with your OCBC Card.

Eligibility

• Age 21 and above
• Annual income S$30,000 and above
• Singaporeans, Singapore PRs and foreigners

Fees and Charges

• Principal card: S$192.60 a year
• Supplementary card: S$96.30 a year
• No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

Promotion Period

The promotion period shall be from 20 Aug 2015 to 20 Sep 2015 (both dates inclusive), or such other period(s) as may be determined by Oversea-Chinese Banking Corporation Limited (“OCBC Bank”) in its absolute discretion (the “Promotion Period”).

Eligibility

This promotion is only applicable to new OCBC Credit Cardmembers who have applied for at least two OCBC Credit Cards together through applications that are submitted via OCBC Bank online application pages, during the Promotion Period, and whose applications for at least 2 OCBC Credit Cards have been approved by OCBC Bank on or before 20 Oct 2015 (the “Eligible Customer”).
Subject to the terms and conditions of this Promotion being fulfilled, an amount of SGD25 will be credited into each of the first two approved Credit Card accounts of the Eligible Customers, by 30 Nov 2015.
Subject to the terms and conditions of this Promotion being fulfilled, each eligible customer is only entitled to receive a maximum of SGD50 cashback.
For the avoidance of doubt, card applications submitted through other promotion channels will not be eligible for this Promotion.
Applicants who had cancelled existing OCBC Credit Card facilities within the last 6 months prior to this promotion and re-applied for it under this Promotion are not eligible to participate in this Promotion.

General

OCBC Bank reserves the right at its absolute discretion to terminate this Promotion or vary, delete or add to any of these terms and conditions from time to time without notice including without limitation, the eligibility of any Credit Cardmember and the dates of this Promotion.
Without prejudice to these terms and conditions, all participants in this Promotion expressly and irrevocably permit and authorise OCBC Bank to disclose, reveal and divulge information regarding their information and particulars to any person (including, without limitation, the parties involved in organising, promoting and conducting this Promotion) as OCBC Bank deems fit.
OCBC Bank's decision on all matters relating to this Promotion will be at its absolute discretion and will be final and binding on all participants. No correspondence shall be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to this Promotion, these terms and conditions will prevail.
These terms and conditions shall be governed by the laws of Singapore and the participants in this Promotion irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

The interest rate for OCBC credit cards (excluding NTUC/OCBC Plus! Visa Cards) is 26.88% per annum. The interest rate for NTUC/OCBC Plus! Visa Credit Cards remains unchanged at 25.92% per annum. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, calculated from the transaction date, will be billed to your account.

Cards	Annual fees	Other Charges
OCBC 365 Credit Card	Main Card: S$192.60/year (First 2 years free) Supplementary Card: S$96.30/year (First 2 years free)	Late payment charge S$100 if the minimum payment is not received by payment due date. Annual fee waiver spend requirement S$10,000
OCBC Titanium Credit Card, OCBC Titanium Rewards Credit Card	Main Card: S$192.60/year (First 2 years free) Supplementary Card: S$96.30/year (First 2 years free)	Late payment charge S$100 if the minimum payment is not received by payment due date. Annual fee waiver spend requirement. S$10,000.
OCBC Plus! Visa Credit Card	Main Card: S$107/year (Free for first year) Supplementary Card: Free	Late payment charge S$100 if the minimum payment is not received by payment due date. Annual fee waiver spend requirement. S$2,500.
NTUC Plus! Visa Credit Card	Main Card: Free (Prevailing NTUC Membership fee applies) Supplementary Card: Free	Late payment charge S$100 if the minimum payment is not received by payment due date.s
OCBC Robinsons Group Credit Card	Main Card: S$192.60/year (Free for first year) Supplementary Card: S$96.30/year	Late payment charge S$100 if the minimum payment is not received by payment due date. Annual fee waiver spend requirement. S$5,000.
FRANK Debit Card	No annual fees	Card Design Fee: From S$0 - S$30, depending on card design
FRANK Credit Card	Main Card: S$80/year (First 2 years free) Supplementary Card: S$40/year (First 2 years free)	Late payment charge S$100 Annual fee waiver spend requirement: S$10,000 NETS FlashPay auto top-up: • S$50 (top-up value) • An Auto Top-Up fee of S$0.25 (GST inclusive) will be charged by NETS for each NETS FlashPay Auto Top-Up transaction involving your FRANK Credit Card Card Design Fee: Card design fee of S$30 applies for the Artisan Collection
OCBC BEST Denki Credit Card	Main Card: S$160.50 a year (First 2 years free) Supplementary Card: S$80.25 a year (First 2 years free)	Late payment charge S$100 if the minimum payment is not received by payment due date. Annual fee waiver spend requirement. S$5,000
OCBC Arts Credit Card, OCBC Platinum Credit Card	Main Card: S$160.50/year (Free for first year) Supplementary Card: S$80.25 a year (Free for first year)	Late payment charge S$100 if the minimum payment is not received by payment due date. Annual fee waiver spend requirement. S$10,000
OCBC VOYAGE Credit Card	Main Card: S$488 (with GST) with15,000 complimentary VOYAGE Miles Or S$3,210 with 150,000 KrisFlyer Miles Or S$10,000 with 500,000 KrisFlyer Miles Supplementary Card: S$188 (with GST), first year waived for first 2 supplementary cards	Late payment charge S$100 if the minimum payment is not received by payment due date.
OCBC Cashflo Credit Card, OCBC Great Eastern Cashflo Credit Card	Main Card: S$160.50/year (First 2 years free) Supplementary Card: S$80.25/year (First 2 years free)	Late payment fee: S$100 if the minimum payment is not received by payment due date. Annual fee waiver spend requirement. S$10,000 Cash advance fee: 6% of amount withdrawn (minimum S$15) Administrative fee: S$150 to accelerate payment of automatic instalments.

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