Fixed repayment loan (CashWise)

Get upfront cash
with your credit card

Receive up to 90% of your credit limit

  • Cash is deposited into your bank account upon approval
  • Fixed monthly repayments
  • A choice of 6-, 12- or 24-month instalment plans
  • Transaction do not earn OCBC$, Robinsons$ or LinkPoints

Interest rates and monthly instalments

Illustration based on a loan amount of S$5,000:

Loan termInterest ratesMonthly instalments
6 months 3% (EIR 4.09%) S$833.34
12 months 6% (EIR 3.88%) S$416.67
24 months 9% (EIR 3.81%) S$208.34

Apply by mail or fax

Download form

Complete the CashWise application form

Download application form

Mail to

Oversea-Chinese Banking Corporation Limited
Credit Cards CashWise
Robinson Road
P.O. Box 1187
Singapore 902337


Fax to

(65) 6784 2953


Terms and conditions
Important notice

Get us to call you

SMS <CW> to 72222 for more details. We’ll call you back within 3 working days.

    Need help?

    1800 363 3333

    or contact us online