FX and Investments
Equity Structured Investment (Individuals)

Equity Structured Investment (Individuals)

Snag the opportunity to purchase shares at a discounted price

Why you will love this
Who can apply

Why you will love this

Potential to earn higher yield than time deposits

Flexibility to tailor underlying to suit your preferences

Wide range of equities to select from

Who can apply

Individuals

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Pricing varies depending on tenure, investment amount and market conditions. T&Cs apply. Being one of the leading banks in Asia, OCBC is poised to help deliver the best possible pricing available to you.

Features and benefits

Diverse investment payout outcomes

At Valuation Date, depending on the price of the Underlying Equity relative to the Strike Price, you may receive either cash, physical shares, or a combination of both.

Support your bullish investment view

ELCI could be an option if you hold a moderately bullish view that the price of the Underlying Equity will be equal to or surpass the Strike Price on Valuation Date.

Purchase shares at a discounted price

Upon maturity, if price of the Underlying Equity surpasses the Strike Price, ELCI investors stand a chance to purchase shares at a discounted price relative to the prevailing price on the day of the investment.

Customised investment options

Flexibility to select the Underlying Equity and Strike Price that you are comfortable with.

HOW IT WORKS

An example would be Equity Linked Convertible Instrument (ELCI), which is a short term capital at risk equity linked investment. The ELCI gives investors the opportunity to purchase shares of a selected company at a discounted price at maturity of the Transaction, relative to the price prevailing on the day of the investment. Each Transaction potentially pays higher yields but carries the risk of market movements of the share price.

The Investor buys into a Transaction with Stock A as the Underlying Equity with the following terms:

Reference Spot Price:	SGD 15.0000
Strike Price:	SGD 14.2500 (95% of Reference Spot Price)
Share Quantity:	20,000
Annualised Yield:	10.00% per annum
Number of Days:	30 days
Nominal Value:	SGD 285,000.00
Principal Amount:	SGD 282,676.63