Cross-Currency and Interest Rate Swaps
Hedge against currency and interest rate risks
Pricing varies depending on tenure, investment amount and market conditions. T&Cs apply. Being one of the leading banks in Asia, OCBC is poised to help deliver the best possible pricing available to you.
Improved cash flow
Enjoy predictable payment schedules that help you manage liquidity and plan your cash flow more efficiently.
Enjoy predictable payment schedules that help you manage liquidity and plan your cash flow more efficiently.
Additional savings
Unlock potential cost efficiencies by swapping your interest payments for more favourable rates in alternate foreign currency.
Unlock potential cost efficiencies by swapping your interest payments for more favourable rates in alternate foreign currency.
Safeguard against future rate movements
Gain certainty with pre-agreed exchange rates & interest rates, safeguarding your business from future market fluctuations.
Gain certainty with pre-agreed exchange rates & interest rates, safeguarding your business from future market fluctuations.
Certainty of borrowing costs
By converting your existing interest rates to a fixed rate, you gain certainty over borrowing costs for budgeting purposes and in a rising interest rate environment, an Interest Rate Swap can also help reduce overall borrowing costs.
By converting your existing interest rates to a fixed rate, you gain certainty over borrowing costs for budgeting purposes and in a rising interest rate environment, an Interest Rate Swap can also help reduce overall borrowing costs.
Safeguard against future rate movements
Ensure certainty with pre-agreed interest rate terms, regardless of how markets move.
Ensure certainty with pre-agreed interest rate terms, regardless of how markets move.
Flexibility and customisation
Tailor swap agreements to meet your specific needs and risk tolerance.
Tailor swap agreements to meet your specific needs and risk tolerance.
Cross-currency swaps let businesses manage both currency and interest rate risks. You can convert your loan interest payments and principal into different currencies, allowing you to access more favourable interest rates compared to borrowing directly in foreign currencies.
Here is what a cross-currency swap could look like.
Example of pricing parameters for a USD-SGD cross-currency swap
| Notional | USD 10,000,000 / SGD 13,600,000 |
| Tenor | 5 years |
| FX spot at inception | 1.3600 |
Interest rate swaps let businesses change the type of interest on loan payments. For instance, if you are paying a floating interest rate, you can swap it for a fixed interest rate for more certainty. This may be suitable for companies with large loans or debts, or corporations looking to manage interest rate exposures.
Terms and conditions
Important notices
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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