Structured Deposits
Enhance your investment with the combined potential of a deposit and an investment product
Pricing varies depending on tenure, investment amount and market conditions. T&Cs apply. Being one of the leading banks in Asia, OCBC is poised to help deliver the best possible pricing available to you.
Maximise your investment returns
Strategically manage your excess cash with potentially higher returns compared to traditional fixed deposits, making your capital work harder for you.
Strategically manage your excess cash with potentially higher returns compared to traditional fixed deposits, making your capital work harder for you.
Capital preservation
Initial investment amount will be returned if held to maturity and the bank remains solvent.
Initial investment amount will be returned if held to maturity and the bank remains solvent.
Personalised investment strategies
Choose from a range of underlying assets (e.g. interest rates, foreign exchange rates, equities) to fit your risk profile and cash flow needs.
Choose from a range of underlying assets (e.g. interest rates, foreign exchange rates, equities) to fit your risk profile and cash flow needs.
Payouts may be varied
If predetermined payout conditions are not met, you may not receive any interest payout for some or all interest payment periods.
If predetermined payout conditions are not met, you may not receive any interest payout for some or all interest payment periods.
Structured deposits combine a deposit with an underlying asset – typically interest rates, foreign exchange rates, market indices, shares, bonds or a combination of these. The investment’s return depends on the performance of the chosen underlying asset.
Total payout
SGD 150,000
Principal sum returned
SGD 52,500
Total interest payout
SGD 202,500
Total payout
Total payout
SGD 150,000 SGD
Principal sum returned
SGD 15,750
Total interest payout
SGD 165,750
Total payout
Alpha Southeast Asia 18th Annual Treasury & FX Awards 2025
Best FX Bank for Corporates & Fls
(2014 - 2025: 12th consecutive win)
Best FX Bank for Corporates & Fls
(2014 - 2025: 12th consecutive win)
Alpha Southeast Asia 18th Annual Treasury & FX Awards 2025
Best online FX Platform: End-to-end e-trading and eFX platform
(2022 - 2025: 4th consecutive win)
Best online FX Platform: End-to-end e-trading and eFX platform
(2022 - 2025: 4th consecutive win)
FX Markets Asia Awards 2025
Best Asia FX trading venue for retail clients
(2022 - 2025: 4th consecutive win)
Best Asia FX trading venue for retail clients
(2022 - 2025: 4th consecutive win)
CorporateTreasurer Awards 2025
Best ESG Initiative
Best ESG Initiative
CorporateTreasurer Awards 2025
Best for Digital Solutions
(2023 - 2024: 2nd consecutive win)
Best for Digital Solutions
(2023 - 2024: 2nd consecutive win)
Asia Risk Awards 2024
Derivatives house of the year Singapore
(2016 - 2020, 2022- 2024: 3rd consecutive win)
Derivatives house of the year Singapore
(2016 - 2020, 2022- 2024: 3rd consecutive win)
Eligibility requirements for businesses
You must be a user of OCBC Velocity.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Open doors to more opportunities
Get in touch with us and discover the possibilities that await you.
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