Credit-linked Notes and Bond-linked notes
Achieve potentially higher returns than traditional investments
Pricing varies depending on tenure, investment amount and market conditions. T&Cs apply. Being one of the leading banks in Asia, OCBC is poised to help deliver the best possible pricing available to you.
Unlock higher returns with smart and secure structured note investments.
Credit-linked notes (CLNs) and bond-linked notes (BLNs) are two common types of structured notes — hybrid financial instruments that combine debt securities with derivative components, giving you a wide range of investment choices.
At a glance
| Issuer | Bank XYZ |
| Reference entity | Company ABC |
| Tenor | 1 year |
| Principal sum | 1,000,000 SGD |
| Coupon | 8% p.a., paid semi-annually on the 6th and 12th month |
| Credit event trigger | Default, bankruptcy, or restructuring of Company ABC |
Total payout
1,000,000 SGD
Principal at maturity
80,000 SGD
Coupon payments
1,080,000 SGD
Total payout
Total payout
Company ABC bonds
Instead of principal sum
40,000 SGD
Coupon payments
40,000 SGD + Bonds
Total payout
I am investing as
I am investing as
Customised investment solutions
CLNs and BLNs can be tailored to your business' financial goals, risk tolerance and liquidity needs. Align your investment strategy to your corporate goals and ensure optimal returns with managed risks.
CLNs and BLNs can be tailored to your business' financial goals, risk tolerance and liquidity needs. Align your investment strategy to your corporate goals and ensure optimal returns with managed risks.
Enhanced yield potential
Maximise your business' idle cash, overall portfolio performance and capital efficiency. CLNs and BLNs offer higher potential returns than traditional fixed deposits or corporate bonds.
Maximise your business' idle cash, overall portfolio performance and capital efficiency. CLNs and BLNs offer higher potential returns than traditional fixed deposits or corporate bonds.
Flexible terms and liquidity solutions
Diversify your business' portfolio without unnecessary risk, with stable growth even in uncertain market conditions. Choose from short and long term maturities, with select notes offering redemption or secondary market liquidity.
Diversify your business' portfolio without unnecessary risk, with stable growth even in uncertain market conditions. Choose from short and long term maturities, with select notes offering redemption or secondary market liquidity.
Expert insights backed by a top-tier research team
Leverage the expertise of our best-in-class research team, whose in-depth market and currency trend analyses can inform your trading decisions.
Leverage the expertise of our best-in-class research team, whose in-depth market and currency trend analyses can inform your trading decisions.
Potential to earn higher yields than traditional savings
Tap into opportunities beyond fixed deposits, and make your money work harder for you.
Tap into opportunities beyond fixed deposits, and make your money work harder for you.
Regular stream of income
CLNs and BLNs offer pre-defined returns based on market performance.
CLNs and BLNs offer pre-defined returns based on market performance.
A smarter, more personalised way to invest
Your money, your strategy. CLNs and BLNs are designed to match your risk appetite and financial goals, letting you decide how your wealth grows.
Your money, your strategy. CLNs and BLNs are designed to match your risk appetite and financial goals, letting you decide how your wealth grows.
Expert insights backed by a top-tier research team
Leverage the expertise of our best-in-class research team, whose in-depth market and currency trend analyses can inform your trading decisions.
Leverage the expertise of our best-in-class research team, whose in-depth market and currency trend analyses can inform your trading decisions.
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