Business First Loan

Collateral-free* loan offered under the government assisted Micro Loan Programme

Easy to apply – only your Notice of Assessment and latest bank account statement is required

Enjoy loan approval in 1 day**


  • Business is registered and operating in Singapore for less than 3 years
  • Business is at least 30% owned by Singaporean
    or Singapore PR
  • No more than 10 employees or annual turnover
    not exceeding S$1 million
  • At least one principal/guarantor must be a Singaporean or Singapore PR, aged between 21 and 62

How to apply

SMS <BFL> space <COMPANY NAME> to 72008



Indicate 'BFL' in subject line of email


Call us at



Terms and conditions apply.
*OCBC bank requires guarantor(s) to support the loan.
**Upon receipt of complete documentation.