Robinsons$ Rewards Programme

1. Definitions
1.1 'Bank' means Oversea-Chinese Banking Corporation Limited including its successors and assigns.

1.2 'Cardmember's Agreement' means the OCBC Cardmember's Agreement between the OCBC Robinsons Group Cardmember and the Bank for the time being in force.

1.3 'OCBC Robinsons Group Visa Card' means any card issued by the Bank bearing (i) the name Visa and/or the service mark of Visa; (ii) the name and/or mark of Robinsons; and (iii) the name and/or mark of the Bank, and includes any such card issued in replacement or renewal thereof.

1.4 'OCBC Robinsons Group Card Account' means the account of an OCBC Robinsons Group Cardmember with the Bank, designated and maintained by the Bank in relation to his OCBC Robinsons Group Visa Card.

1.5 'OCBC Robinsons Group Cardmember' means the person to whom an OCBC Robinsons Group Visa Card is issued by the Bank and includes the OCBC Robinsons Group Supplementary Cardmember where the context so requires.

1.6 'OCBC Robinsons Group Principal Cardmember' means the person to whom an OCBC Robinsons Group Visa Card is issued on his application alone.

1.7 'OCBC Robinsons Group Supplementary Cardmember' means any person other than an OCBC Robinsons Group Principal Cardmember to whom an OCBC Robinsons Group Visa Card is issued on the application or request of an OCBC Robinsons Group Principal Cardmember whether alone or jointly with such person.

1.8 'Programme' means the Robinsons Rewards Programme governed by these terms and conditions.

1.9 'Qualifying Period' means any period from 1 January to 30 June (both dates inclusive) of any calendar year or from 1 July to 31 December (both dates inclusive) of any calendar year.

1.10 ‘Relevant Month' means the month in which the relevant OCBC Robinsons Group Visa Card was first approved by the Bank.

1.11 ‘Relevant Period' means the last day of the 84th calendar month calculated/commencing from the relevant calendar month in which the relevant OCBC Robinsons Group Visa Card was first approved by the Bank.

1.12 'Robinsons' means Robinson & Company (Singapore) Private Limited including its successors and assigns.

1.13 'Robinsons catalogue' means the catalogue posted on the Bank's website for the Programme.

1.14 'Robinsons Purchases' in relation to each OCBC Robinsons Group Cardmember, means his purchases of goods and/or services from the Robinsons Group of Stores and charged to his OCBC Robinsons Group Card Account, and a 'Robinsons Purchase' means any one of such purchases.

1.15 'Robinsons reward' means any gift/privilege/benefit/merchandise featured in the Robinsons catalogue from time to time.

1.16 'Robinsons reward Voucher' means any voucher issued by the Bank to an OCBC Robinsons Group Principal Cardmember for the purpose of claiming the Robinsons reward selected by him from any of the Robinsons Group of Stores pursuant to his redemption of Robinsons$ on the terms herein or as may be prescribed by the Bank in its sole discretion at any time and from time to time.

1.17 'Robinsons$ expiry date' means, in relation to any Robinsons$, the last day of the 24th calendar month calculated/commencing from the relevant calendar month in which such Robinsons$ was earned by a Cardmember from charging a relevant retail purchase transaction to his/her OCBC Robinsons Group Card.

1.18 'Robinsons Group of Stores' means all retail stores operated in Singapore by (i) Robinsons; (ii) John Little Private Limited including its successors and assigns; and (iii) Marks & Spencer Trading Enterprises including its successors and assigns, at any time and from time to time, and a 'Robinsons Group Store' means any one of them.

1.19 'S$' means the lawful currency of Singapore.

1.20 'Visa Merchant' means any person or entity with whom the Bank or any member or licensee of Visa has a subsisting agreement relating to the use and or acceptance of a Visa Card for the payment to such person or entity whether for goods, services or charges incurred and/or to obtain Cash Advances from such person or entity.

1.21 Unless the context otherwise requires, words and expressions respectively defined or construed in the Cardmember's Agreement shall have the same meanings when used or referred to herein and words referring to the male gender shall include the female gender and words referring to the singular number shall include the plural number and vice versa.

2. Eligibility Requirements
2.1 An OCBC Robinsons Group Cardmember whose OCBC Robinsons Group Card Account is in good standing, as determined by the Bank at its sole discretion, is entitled to participate in the Programme, subject to these terms and conditions.

2.2 If the OCBC Robinsons Group Card Account of an OCBC Robinsons Group Cardmember is terminated at any time for any reason whatsoever, the OCBC Robinsons Group Cardmember shall immediately be disqualified from participating in the Programme on and from the date of such termination.

2A. Rebate from the Robinsons Group of Stores
2A.1 An OCBC Robinsons Group Visa Cardmember will be entitled to a 5% rebate on the purchase price of his Robinsons Purchases.

2A.2 If the aggregate purchase price of the Robinsons Purchases of an OCBC Robinsons Group Cardmember exceeds S$5,000 during a Qualifying Period, he will be entitled to a 10% rebate on the purchase price of any Robinsons Purchase(s) which is in excess of S$5,000 during that Qualifying Period.

2A.3 If the aggregate purchase price of the Robinsons Purchases of an OCBC Robinsons Group Principal Cardmember and the relevant OCBC Robinsons Group Supplementary Cardmember(s) exceed S$5,000 during a Qualifying Period, each of them will be entitled to a 10% rebate on the purchase price of any Robinsons Purchase(s) which is in excess of that aggregate purchase price of S$5,000 during that Qualifying Period.

2A.4 For the avoidance of doubt, if an OCBC Robinsons Group Visa Cardmember does not qualify for a 10% rebate on the purchase price of any of his Robinsons Purchase(s) in excess of S$5,000 during a Qualifying Period under Sections 2A.2 or 2A.3 above, he shall nevertheless be entitled to a 5% rebate on the purchase price of any of his Robinsons Purchase(s) which is in excess of S$5,000.

2A.5 For the purposes of this Section 2A, the term "purchase price" excludes any applicable goods and services tax.

2A.6 The aggregate rebate amount given to an OCBC Robinsons Group Principal Cardmember and the relevant OCBC Robinsons Group Supplementary Cardmember(s) for each period covered by each Billing Statement shall be reflected in each such Billing Statement and deducted from the Total Balance stated therein.

3. Credit of Robinsons$
3.1 Robinsons$ will accrue to and be credited to the OCBC Robinsons Group Card Account of an OCBC Robinsons Group Cardmember for every S$2 charged to his OCBC Robinsons Group Card Account in respect of goods and/or services purchased from any Visa Merchant (other than the Robinsons Group of Stores and the following RSH Group retail brands: Royal Sporting House, Golf House, bebe, Lacoste, Nautica, Quiksilver / Roxy, DC Shoes, Reebok, Samba, Speedo, Sperry, Ted Baker and Vans) or accrued on such other basis or formula as may be determined by the Bank at its sole discretion at any time and from time to time. Annual Card fees, Cashwise, IPP, extended payment plan, income tax payment, interest, late payment charges, goods and services taxes, cash advances, balance transfers and other fees and charges shall not be taken into account in the award and computation of Robinsons$. Notwithstanding anything to the contrary, in relation to spend incurred on any Ez-Link and TransitLink transactions posted in a OCBC Robinsons Cardmember's OCBC Robinsons Card Account ("ezlink spend") in a relevant calendar month, Robinsons$ will only be awarded on an amount not exceeding S$200 of the total ezlink spend for that calendar month.

3.2 Any and all Robinsons$ earned by an OCBC Robinsons Group Supplementary Cardmember may only be used by the relevant OCBC Robinsons Group Principal Cardmember. The OCBC Robinsons Group Supplementary Cardmember is not entitled to use such Robinsons$.

3.3 Retail purchases charged to the OCBC Robinsons Group Visa Card but have yet to be posted to the OCBC Robinsons Group Card Account shall not be taken into account in the computation of Robinsons$ to be awarded.

3.4 Any Robinsons$ awarded to an OCBC Robinsons Group Cardmember will be reflected in the OCBC Robinsons Group Card Account statement of the relevant OCBC Robinsons Group Principal Cardmember.

3.5 OCBC reserves the right to revoke, deduct and/or recompute any Robinsons$ awarded in the event an OCBC Robinsons Group Cardmember fails to effect due payment for the Card transactions and/or if the account is closed or terminated by the OCBC Robinsons Group Principal Cardmember or the Bank, as the case may be.

3.6 Retail purchases made from any Visa Merchants (other than the Robinsons Group of Stores) and charged to an OCBC Robinsons Group Card Account before the applicable Robinsons$ expiry date, the applicable 2015 Expiry Date (as defined below) or the applicable Relevant Period (as the case may be) but which have not been presented for payment by any of the Visa Merchants (other than the Robinsons Group of Stores) or banks or any other third parties to the Bank shall not be included for the purpose of calculation of Robinsons$.

3.7 (a) Any Robinsons$ accumulated before 1 September 2009 but not utilised will be automatically forfeited, cancelled and shall become null and void on the last day of the Relevant Month in 2015 (the "2015 Expiry Date") or upon the termination of the relevant OCBC Robinsons Group Card Account, whichever is earlier.
(b) Any Robinsons$ accumulated between 1 September 2009 and 22 March 2011 but not utilised will be automatically forfeited, cancelled and shall become null and void on the Relevant Period or upon the termination of the relevant OCBC Robinsons Group Card Account, whichever is earlier.
(c) Any Robinsons$ accumulated on or after 22 March 2011 but not utilised will be automatically forfeited, cancelled and shall become null and void at the relevant Robinsons$ expiry date or upon the termination of the relevant OCBC Robinsons Group Card Account, whichever is earlier.
(d) Subject to Clauses 3.7(a), (b) and (c) where the Robinsons$ accumulated but not utilised will expire on the respective expiry dates as set out therein, any Robinsons$ accumulated on or after 1 July 2015 but not utilised will be automatically forfeited, cancelled and shall become null and void at the relevant Robinsons$ new expiry date or upon the termination of the relevant OCBC Robinsons Card Account, whichever is earlier.

3.8 Robinsons$ shall be awarded to the OCBC Robinsons Group Principal Cardmember base on the amount of each OCBC Robinsons Group Visa Card transaction charged to the Card Account, rounded down to the nearest whole number.

3.9 If a OCBC Robinsons Group Principal Cardmember has more than one OCBC Robinsons Group Visa Card or OCBC Robinsons Group Card Account, Robinsons$ earned on all such OCBC Robinsons Group Principal Cardmember's OCBC Robinsons Group Visa Cards or OCBC Robinsons Group Card Accounts will be aggregated and combined (the "Combined Robinsons$") and you can use the Combined Robinsons$ for the purpose of redeeming Robinsons rewards under the Programme.

3.10 New instalments charged to a OCBC Robinsons Group Principal Cardmember's Card Account under the OCBC 0% Instalment Plan shall not be entitled to earn Robinsons$.

4. Redemption and Use of Robinsons$
4.1 Robinsons$ may only be redeemed by the OCBC Robinsons Group Principal Cardmember on the terms herein or as may be prescribed by the Bank in its sole discretion at any time and from time to time.

4.1A A OCBC Robinsons Card can only be used to redeem Robinsons rewards after 48 hours upon such OCBC Robinson Card's successful activation (or such other time period as may be determined by the Bank from time to time).

4.2 Before a Robinsons$ expiry date, a 2015 Expiry Date or a Relevant Period (as the case may be), an OCBC Robinsons Group Principal Cardmember may redeem the Robinsons$ credited to his OCBC Robinsons Group Card Account for Robinsons reward(s) on such basis or formula as stated in the Robinsons catalogue, or on such other basis or formula as may be determined by the Bank at its sole discretion, provided that there are sufficient Robinsons$ credited to his OCBC Robinsons Group Card Account.

4.3 Robinsons$ may be redeemed by such mode or redemption channels, within such period of time and in such manner as determined by the Bank and notified to the OCBC Robinsons Group Principal Cardmember or publicised by the Bank in any manner as its deems fit from time to time. Further, an OCBC Robinsons Group Principal Cardmember agrees to comply with such procedures for the redemption of any Robinsons reward as may be imposed by the Bank from time to time. All OCBC Robinsons Group Principal Cardmembers agree that the use of any particular redemption channel shall be governed by the terms and conditions then in force in relation to such redemption channels.

4.4 Notwithstanding anything to the contrary, if an OCBC Robinsons Group Card Account is terminated or an OCBC Robinsons Card Account is closed for any reason whatsoever, any and all Robinsons$ credited to the OCBC Robinsons Group Card Account shall automatically be cancelled and become null and void. For the avoidance of doubt, if an OCBC Robinsons Card is terminated or an OCBC Robinsons Card Account is closed for whatsoever reasons, any unutilised Robinsons$ shall not be transferable to any other card or card account.

4.5 Robinsons$ credited to an OCBC Robinsons Group Card Account are non-transferable, nor exchangeable for cash or credit.

4.6 Subject to availability and provided that an OCBC Robinsons Group Principal Cardmember has sufficient Robinsons$ for the Robinsons reward selected, the OCBC Robinsons Group Principal Cardmember may use his Robinsons$ to redeem the said selected Robinsons reward.

4.7 All requests to redeem any Robinsons reward shall be processed based on a first-come, first-served basis, and are subject to (a) whether an OCBC Robinsons Group Principal Cardmember has sufficient accumulated Robinsons$ to redeem the Robinsons reward he has selected and (b) the availability of Robinsons reward at the time of the redemption.

5. Issue and use of Robinsons reward Vouchers
5.1 Upon receipt by the Bank of an OCBC Robinsons Group Principal Cardmember's redemption request for Robinsons reward(s) via such mode or redemption channels, and subject always to the availability of such Robinsons reward(s), the appropriate Robinsons reward Voucher(s) relating to his selected Robinsons reward(s) will be issued to him by the Bank. The Robinsons rewards Voucher(s) issued will specify the Robinsons reward(s) selected by the OCBC Robinsons Group Principal Cardmember.

5.2 A Robinsons reward Voucher will be valid for such period as may be stated in the Robinsons reward Voucher and will cease to have any effect after its expiry. Use of the Robinsons reward Voucher is subject to (i) the terms and conditions stated herein, on the Robinsons reward Voucher and in the Robinsons$ catalogue and (ii) such other restrictions and/or conditions as may be imposed by a merchant in relation to which the Robinsons rewards Voucher may be used to pay for or obtain goods and/or services of that merchant.

5.3 If any sum of money is payable by the OCBC Robinsons Group Principal Cardmember (whether for the purposes in connection with the redemption of an Robinsons.reward or otherwise) (the "Relevant Sum") when a Robinsons reward Voucher is issued to such OCBC Robinsons Group Principal Cardmember by the Bank for the purposes of him/her redeeming a Robinsons reward, the Relevant Sum must be paid with the OCBC Robinsons Group Visa Card in which the OCBC Robinsons Group Principal Cardmember has selected to redeem the Robinsons reward or such other credit cards as may be approved by the Bank in its absolute discretion (the "Relevant Card"). Each OCBC Robinsons Group Principal Cardmember agrees that the Bank or anyone authorized by the Bank has the absolute discretion to charge the Relevant Sum to the Relevant Card without reference to the OCBC Robinsons Group Principal Cardmember. For the avoidance of doubt, if the Robinsons reward Voucher is issued in a form of a cash voucher and an OCBC Robinsons Group Principal Cardmember is to use such cash voucher to redeem or acquire goods or services from a relevant merchant, the OCBC Robinsons Group Principal Cardmember is liable to pay for the difference between the value of such goods or services and the amount stated in the Robinsons reward Voucher if the value of the goods or services exceeds the amount stated in the Robinsons reward Voucher.

5.4 Cancellation of any redemption request by an OCBC Robinsons Group Principal Cardmember will not be accepted by the Bank once the Robinsons reward Voucher(s) has been prepared and the Bank's confirmation to this effect shall be final and conclusive.

5.5 The use of any Robinsons reward Voucher is subject to the terms and conditions stated on the Robinsons reward Voucher. Each Robinsons reward Voucher must be presented at the relevant Robinsons Group of Stores for claiming the Robinsons reward stated on it within the validity period stated on it and shall cease to be valid after the end of the validity period.

5.6 Notwithstanding anything to the contrary, no refund shall be given if the value of a Robinsons reward Voucher exceeds the value of the goods and/or services obtained from any of the Robinsons Group of Stores using the Robinsons reward Voucher.

5.7 A Robinsons reward Voucher which has been issued, is not refundable nor exchangeable for cash, credit or Robinsons$.

5.8 Subject to Clause 5.12, the Bank is not obliged to replace any Robinsons reward Voucher, which has been lost, defaced, torn, damaged or stolen for whatever reason.

5.9 The Bank is not in any way a vendor or agent of any of the Robinsons rewards and shall not be in any way liable or responsible for the quantity, quality, merchantability, fitness for purpose or any other aspect of the goods and/or services obtained from any of the Robinsons Group of Stores and/or any other merchants. Further, the Bank shall not be responsible for the acts or defaults of any of the Robinsons Group of Stores and/or other merchants. Any dispute relating to the quantity, quality or performance of any Robinsons reward or the failure of any Robinsons Group of Stores or any other merchants to supply the Robinsons reward should be resolved directly with such Robinsons Group of Stores or such relevant merchants.

5.10 The Bank reserves the right at any time and from time to time in its absolute discretion to replace a Robinsons reward with another Robinsons reward or any other gift/privilege/benefit/merchandise of similar value.

5.11 To redeem a Robinsons reward, an OCBC Robinsons Group Principal Cardmember must present the relevant Robinsons reward Voucher(s) with his Card to the relevant participating merchant upon redemption of the said Robinsons reward. An OCBC Robinsons Group Principal Cardmember may, subject to such terms and conditions as may be imposed by the Bank, authorise his/her OCBC Robinsons Group Supplementary Cardmember to redeem the Robinsons reward on the said OCBC Robinsons Group Principal Cardmember's behalf. If the OCBC Robinsons Group Supplementary Cardmember is authorised to perform the redemption on the OCBC Robinsons Group Principal Cardmember's behalf, such OCBC Robinsons Group Supplementary Cardmember must present the relevant Robinsons reward Voucher(s) with his/her supplementary card to the relevant participating merchant upon redemption of the said Robinsons rewards. The Bank has the absolute discretion to request the OCBC Robinsons Group Principal Cardmember or the OCBC Robinsons Group Supplementary Cardmember (as the case may be) to comply with such terms as may be imposed by the Bank when redeeming a Robinsons reward under this Clause. For the avoidance of doubt, the Bank is not liable to any person (including, without limitation, any OCBC Robinsons Group Principal Cardmember or OCBC Robinsons Group Supplementary Cardmember) for any losses, damages, claims, liabilities or expenses incurred or suffered by any person as a result of any OCBC Robinsons Group Principal Cardmember or OCBC Robinsons Group Supplementary Cardmember (as the case may be) redeeming any Robinsons reward under this Clause.

5.12 Subject to the Bank's absolute discretion, an OCBC Robinsons Group Principal Cardmember may request the Bank to issue him a replacement Robinsons reward Voucher(s) if he has lost his original Robinsons reward Voucher(s). The Bank has the absolute discretion not to provide any OCBC Robinsons Group Principal Cardmember with any replacement Robinsons reward Voucher(s). In the event that a replacement Robinsons reward Voucher(s) is issued to an OCBC Robinsons Group Principal Cardmember and it is found out later that such OCBC Robinsons Group Principal Cardmember (whether fraud or otherwise) has used both the original and replacement Robinsons reward Voucher(s) to redeem more goods that he/she is entitled to, the Bank has the absolute right to charge such OCBC Robinsons Group Principal Cardmember and such OCBC Robinsons Group Principal Cardmember agrees to be liable to the face value of any additional goods redeemed by him.

5.13 Notwithstanding anything to the contrary, in addition to a Robinsons reward Voucher(s), the Bank has the absolute discretion to use such other modes or means as the Bank determines from time to time (collectively, the "Alternative Modes") to allow an OCBC Robinsons Group Principal Cardmember to redeem any Robinsons reward and each OCBC Robinsons Group Principal Cardmember agrees to be bound by such terms and conditions as may be imposed under the Alternative Modes.

6. “Points Transfer” Programme
6.1 Only OCBC Robinsons Group Principal Cardmembers are eligible to participate under the "Points Transfer" Programme.

6.2 The OCBC Robinsons Group Principal Cardmembers may only transfer accumulated Robinsons$ to a designated OCBC Robinsons Group Principal Cardmember with the same rewards currency. For example, an OCBC Robinsons Group Principal Cardmember can only transfer his/her Robinsons$ to another OCBC Robinsons Group Principal Cardmember's earning Robinsons$.

6.3 The transfer of Robinsons$ can only be made by an OCBC Robinsons Group Principal Cardmember via internet banking.

6.4 For each transfer, a fee in Robinsons$ (as may be determined by the Bank in its absolute discretion) (the "Fee in Robinsons$") is charged for each transfer request made by an OCBC Robinsons Group Principal Cardmember and each OCBC Robinsons Group Principal Cardmember agrees and acknowledges that the relevant Fee in Robinsons$ shall be deducted directly from the relevant OCBC Robinsons Group Principal Cardmember's OCBC Robinsons Group Card Account. For instance, if an OCBC Robinsons Group Principal Cardmember requests that 100 Robinsons$ be transferred, the Bank has the right to deduct such Fee in Robinsons$ on top of the said 100 Robinsons$ from the OCBC Robinsons Group Principal Cardmember's OCBC Robinsons Group Card Account. Notwithstanding anything to the contrary, the Bank reserves the right to impose and charge such amount of Fee in Robinsons$ or such other forms of fees as it may determine and notify to the OCBC Robinsons Group Principal Cardmembers (via such modes of communication as the Bank deems fit) from time to time. Further, the Bank reserves that right to adjust or amend any Fees in Robinsons$ or fees that may be chargeable under the "Points Transfer" Programme from time to time.

6.5 The total number of Robinsons$ requested for the transfer must not exceed the number of Robinsons$ existing within the transferor’s Robinsons$ balance. No negative balance is allowed under the “Points Transfer” Programme.

6.6 If a request for the transfer of Robinsons$ (the "Request") is successful under this "Point Transfer" Programme, the Bank will only send a notification to the relevant OCBC Robinsons Group Principal Cardmember who made the Request .

6.7 Notwithstanding anything to the contrary, the Bank has the absolute discretion not to act on any transfer request made by any OCBC Robinsons Group Principal Cardmembers without providing any reasons whatsoever and the Bank shall not be liable for any losses or damages incurred or suffered by any party as a result of the Bank's decision in not acting on any OCBC Robinsons Group Principal Cardmember's transfer request.

7. General
7.1 The Bank may at any time and from time to time at its absolute discretion and upon 30 days' notice (without giving any reason) to the OCBC Robinsons Group Principal Cardmember vary, modify or amend any one or more provisions in these terms and conditions. No OCBC Robinsons Group Cardmember shall be entitled to any payment or compensation whatsoever in respect of such variation, modification or amendment. The Bank may notify the OCBC Robinsons Group Principal Cardmember of any changes to these terms and conditions by:-
(i) publishing such changes in the OCBC Robinsons Group Card Account statements to be sent to the OCBC Robinsons Group Principal Cardmember;
(ii) displaying such changes at the Bank's branches or automated teller machines;
(iii) posting such changes on the Bank's website;
(iv) electronic mail or letter;
(v) publishing such changes in any newspapers; or
(vi) such other means of communication as the Bank may determine in its absolute discretion.

7.2 Where the OCBC Robinsons Group Principal Cardmember or any relevant OCBC Robinsons Group Supplementary Cardmember(s) continues to use his OCBC Robinsons Group Visa Card after such notification, then the OCBC Robinsons Group Principal Cardmember and all the relevant OCBC Robinsons Group Supplementary Cardmember(s) shall be deemed to have agreed with and accepted such variation, modification or amendment. If the OCBC Robinsons Group Principal Cardmember or any relevant OCBC Robinsons Group Supplementary Cardmember(s) does not accept such variation, modification or amendment, the OCBC Robinsons Group Principal Cardmember and all the relevant OCBC Robinsons Group Supplementary Cardmember(s) shall forthwith discontinue the use of their OCBC Robinsons Group Visa Cards.

7.3 The Bank reserves the right and at any time at its absolute discretion and without giving any reason or notice to withdraw, cancel or invalidate any Robinsons$ credited to any OCBC Robinsons Group Cardmember's OCBC Robinsons Group Card Account without liability. No OCBC Robinsons Group Cardmember shall be entitled to any payment or compensation whatsoever in respect of such withdrawal, cancellation or invalidation.

7.4 In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Programme, these terms and conditions shall prevail.

7.5 The crediting of Robinsons$ to an OCBC Robinsons Group Card Account shall be entirely at the discretion of the Bank and the Bank shall not be liable or responsible for any loss or damage suffered or incurred by any OCBC Robinsons Group Cardmember in relation to or in connection with his participation in the Programme and/or the Robinsons$ and/or the Robinsons reward Vouchers.

7.6 The Bank reserves the right and at any time at its absolute discretion and upon 7 days' notice (without giving any reason) to the OCBC Robinsons Group Principal Cardmember to terminate the Programme. No OCBC Robinsons Group Cardmember shall be entitled to any payment or compensation whatsoever in respect of such termination.
The Bank may notify the OCBC Robinsons Group Principal Cardmember of the termination of the Programme by:-
(i) publishing such notice in the OCBC Robinsons Group Card Account statements to be sent to the OCBC Robinsons Group Principal Cardmember;
(ii) displaying such notice at the Bank's branches or automated teller machines;
(iii) posting such notice on the Bank's website;
(iv) electronic mail or letter;
(v) publishing such notice in any newspapers; or
(vi) such other means of communication as the Bank may determine in its absolute discretion.

7.7 The Bank's record of all matters and decision on all matters relating to the OCBC Robinsons Group Cardmember's participation in the Programme is conclusive and binding on each and every OCBC Robinsons Group Cardmember.

7.8 Any notice given by the Bank to an OCBC Robinsons Group Principal Cardmember shall be deemed to have been given to and received by all the relevant OCBC Robinsons Group Supplementary Cardmember(s) at the time when the OCBC Robinsons Group Principal Cardmember shall have received or is deemed to have received the same.

7.9 Each OCBC Robinsons Group Cardmember hereby authorises the Bank to disclose information regarding him and his OCBC Robinsons Group Card Account to any third parties for any purpose whatsoever.

7.10 A person who is not party to any agreement governed by these terms and conditions has no right under the Contracts (Rights of Third Parties) Act Cap 53B to enforce any of these terms and conditions.

7.11 These terms and conditions shall be construed in accordance with the laws of Singapore. OCBC Robinsons Group Cardmembers shall submit themselves to the non-exclusive jurisdiction of the Courts of the Republic of Singapore with respect to any claim or dispute arising from or relating to any agreement governed by these terms and conditions.

ALL INFORMATION IS CORRECT AND COMPLETE AS AT 1 JUNE 2015.