get access to  the cash you need with EasiCreditget access to  the cash you need with EasiCredit

ExtraCash Loan bring you these benefits:

Easy access to cash via Internet Banking, ATM or Cheque

Get cash of up to 6x your monthly salary

Up to 6 times monthly income

Fixed regular monthly repayments

Pay interest only when you use

As low as 8.18% p.a. (EIR 18.47% p.a.) with a choice of 1 to 5 years loan tenure

EXCLUSIVE ONLINE PROMOTION

Valid from now till 31 March 2016

Flexible Payment

Get S$10 CapitaVoucher with every S$1,000 loan approved when you apply for ExtraCash Loan online.

 

Terms and conditions apply


Interest Rates

 

For annual income S$30,000 and above

1 Nominal interest rate (flat interest rate) is computed based on the approved loan amount. This is equivalent to an applied interest rate of 15% p.a. for annual income of S$30,000 and above.

2 Effective interest rate is inclusive of a one-time processing fee.

3 Instalment amounts are calculated based on a fixed monthly instalment payment option and are simplified for illustration purposes. Interest on the loan amount is calculated based on a monthly rest method.

 

For annual income S$20,000 – S$29,999

4 Nominal interest rate (flat interest rate) is equivalent to an applied interest rate of 22% p.a. for annual income of S$20,000 to S$29,999.

5 Effective interest rate is inclusive of a one-time processing fee.

6 Instalment amounts are calculated based on a fixed monthly instalment payment option and are simplified for illustration purposes. Interest on the loan amount is calculated based on a monthly rest method.

 

Fees and Charges

 

Late fees

S$80

Early partial/ full payment fees

3% of amount to be repaid (S$1,000 min. repayment amount)

Restructuring fees

3% of outstanding loan


Who can apply?

  • 21 years old and above
  • For Singaporean / Singapore PR:
    Annual Income of S$20,000 and above
  • For Foreigner:
    Annual income of S$45,000 and above

Promotion ends on 31 March 2016. Sign up now!

Apply now