OCBC
OCBC Cashflo MasterCard

Singapore's Only Auto-instalment Card

Stretch your payments over 3 or 6 months at 0% interest with up to 1% rebate

Apply now

Create moments of joy with your loved ones with OCBC Cashflo Credit Card


 
0
%
interest

Pay over 3 months when you spend below S$1,000

Pay over 6 months when you spend S$1,000 and more

up to
1
%
rebate

0.5% cash rebate with monthly bill below S$1,000

1% cash rebate with monthly bill of S$1,000 and above



Cashflo Exclusive Benefits

Lazada.sg
Lazada.sg

S$7 off with a min. of S$50 spent
Enter promo code 'OCBC2016' and use your OCBC Cashflo Credit Card at checkout page

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Hotels.com
Hotels.com

Get 8% off your hotel bookings when you use the promo code 'mastercard' and pay with your OCBC Cashflo Credit Card

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Caltex
Caltex

14% off petrol with your OCBC Cashflo Credit Card

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Qoo10
Qoo10 Singapore

Save up to S$40 on your Qoo10 purchases with your OCBC Cashflo Credit Card

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Lazada.sg
Lazada.sg

S$10 off when you pay with your OCBC Cashflo credit card Enter promo code ‘OCBC2016’ and use your OCBC Card at checkout page

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Asiatravel.com
Asiatravel.com

Additional 9% off* worldwide prepay hotels, land packages and tours and attractions Enter the promo code at the payment page: OCBC-9

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Eligibility & Fees

  • Age 21 and above
  • S$30,000 and above for Singaporeans and Singapore PRs
    S$45,000 and above for foreigners
  • Fees & charges
Principal card: S$160.50 a year (First 2 years free)
(Annual fee will be waived if you spend at least S$5,000 by each anniversary date of your OCBC Cashflo Credit Card)
Supplementary card: S$80.25 a year (First 2 years free)
The effective interest rate is 25.92% p.a. per annum and is subject to compounding if the monthly interest charges are not repaid in full.

Things you need before applying:

  • Your Singpass
  • Supplementary card applicant details