Outstanding card balance insurance (CreditWise)

Protect your family from
outstanding credit card balances

Insurance for your family at an affordable premium

  • Protection of up to S$60,000 in the event of death or total and permanent disability
  • Premium costs S$0.40 per S$100 of your outstanding monthly balance
  • Family receives an additional 50% of the sum assured (capped at S$60,000) if death is due to an accident
How to apply

How to calculate premium

Premium Rate = S$0.004 (S$0.40/S$100)

How to calculate premium: S$0.004 X S$900 = S$3.60

*Premium calculation is a monthly basis and it is for illustration purpose only.

Apply by mail or fax

Download form

Complete the CreditWise application form

Download application form

Mail to

Oversea-Chinese Banking
Corporation Limited

OCBC Credit Cards
Robinson Road
P.O. Box 1386
Singapore 902736


Fax to

(65) 6784 5206

Important notice
Terms and conditions

    Need help?

    1800 363 3333

    or contact us online