Business Smart Credit

Get financing of up to S$200,000

Business Smart Credit is a collateral-free working capital solution that offers you up to S$200,000 in financing, accessible with a revolving credit line or business credit card.

Eligibility

  • Business is registered in Singapore with at least 30% local shareholding
  • Business is in operation for the last 2 years or more
  • All Cardholders must have an annual income of S$30,000 and above
  • Other eligibility criteria apply

Available whenever you need funds

Whether it is to fund business growth or to make daily payments, the Business Smart Credit is readily available for you to tap on, through a revolving credit line and a business credit card.


Pay interest only on what you use

You will only be required to pay interest for what you use on the revolving credit line and business credit card. Plus you can also enjoy up to 54 days of interest-free credit on all business expenses that are charged to your business credit card.


Rebates & discounts with the OCBC Business Credit Card

Enjoy special OCBC priviliges, discounts and VISA Commercial Card Offers, as well as 0.3% rebates on selected business expenses.

More about OCBC Business Credit Card


How to apply

Call us at

(65) 6538 1111