OCBC Business Growth Account

Give your business a strong start

  • No minimum balance for the first 6 months
  • Low initial deposit of S$500
  • 0.5% rebate on all foreign currency spend with OCBC Business Debit Card
  • Open your account in 1 day. No signature, no meet up required*.
    Learn more


  • All businesses registered and based in Singapore
  • For all other businesses, please apply for the Business Foreign Account
  • Additional eligibility criteria may apply
Apply Now

OCBC Business Growth Account

Running a business has many challenges. Banking should not be one of them. That's why we designed the OCBC Business Growth Account to be simple to apply and easy to maintain, and offers greater savings. Get off to a strong start with OCBC today.

Low initial deposit

  • Start your account with just S$500


No monthly account fee

  • Only an annual fee of S$38 applies


No minimum balance for first 6 months

  • Thereafter, maintain a monthly average balance of S$3,000

More cost savings

  • Free Business Internet Banking
  • Free Business Mobile Banking
  • No annual fee on your personalised OCBC Business Debit Card
  • Free Business Alerts via email or SMS (only for Singapore-registered numbers) for the first 3 months.


50% off Singtel Business Mobile Plan1

  • Enjoy savings on your mobile plan and mobile security for your phone. Offer only available at point of account opening for new OCBC Business Banking Customers
  • Read more

Stay on top of your business

Business Internet Banking

Business Internet Banking (Velocity@ocbc)

  • Quick overview of your account summary, payments, collections and trade activities
  • Access to richer reporting to help you make informed business decisions
  • Intuitive steps to help you get your transactions done faster and easier

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Business Mobile Banking

Business Mobile Banking

  • Quick access to your account balances with just one touch of your fingerprint
  • Make payments and approve transactions on the go

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Business Debit Card

OCBC Business Debit Card

  • Free personalised debit card
  • Enjoy 0.5% rebate on foreign currency spend and 0.2% rebate on local currency spend. No minimum spend, no rebate cap.
  • Enjoy OCBC Cards promotions.
  • Access to more than 1,200 ATMs island-wide.
  • Enjoy the convenience of MasterCard and NETS network.

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Business Alerts

Business Alerts (eAlerts@ocbc)

  • SMS or email alerts directly to you
  • Be on top of your transactions and balances

Read more

For full fees and charges, download Business Banking Pricing Guide

Documents required to open an account

How to apply?

Skip the branch. Apply online, call or SMS us:

Call us at (65) 9662 3622

SMS <your name> and <company name> to (65) 9662 3622

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Let OCBC assist you through our corporate secretary partners.

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Business First Loan

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  • Get access of up to S$100,000 with a flexible repayment period of up to 4 years
  • Collateral-free loan

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Our awards and accolades

Best Bank for SMEs - Euromoney
Asia's Best Bank for SMEs

Euromoney 2016 - 2017

Excellence In Retail Financial Services
Terms and Conditions apply.


  • *1 Day Account Opening:
    • Only applicable to (1) Singapore-registered Sole Proprietorships owned by an individual or (2) Singapore-incorporated private limited companies with a sole shareholder, who is also the sole director.
    • The individual must (i) be a Singapore citizen or Singapore permanent resident and (ii) have an existing OCBC personal bank account.
    • Accounts will be opened the next working day for applications submitted before 12pm on the previous working day.
    • The Bank reserves the right to request for additional documents to support account opening.
  • 1. Singtel Business Mobile Plan
    • Eligible to all new OCBC Business Banking customers who successfully open any OCBC Business Account. Additional eligibility criteria may apply.
    • Will continue to be valid as long as the OCBC Business Account is maintained.
    • Does not include any device and/or handset vouchers. For full terms and conditions, visit www.singtel.com/ocbctnc


Important Notices

We are excited to assist you to get your business started.

By clicking on the email link below and providing your details, you'll allow us to share your details with 4 of our corporate secretary partners who will get in touch with you for your incorporation needs.

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