Get cash for those important moments in life! Be it your newborn's arrival, a wedding or furnishing your dream home, OCBC EasiCredit lets you get extra cash in just 1 hour. With EasiCredit, we help you turn those important moments into everlasting memories.

Benefits include: 24/7 access to cash via a wide network of ATMs locally and worldwide Pay no interest if you do not use your line of credit Low monthly interest rate of just 1.50%^ 8% cash rebate* when you use your line of credit. Visit any OCBC branch for 1 hour express approval~

Yes, I confirm that I am A Singaporean or non-Singaporean Aged 21 years and above Earning at least S$20,000 income per annum

EasiCredit Fees and Charges Click here for more details.   For Annual Income of Less Than S$30,000 For Annual Income of More Than S$30,000 Effective Interest Rate 2.49%∞ per month (29.8% per annum) 1.50%∞ per month (17.95% per annum) Minimum Payment 5% of the outstanding amount or S$50, whichever is higher 3% of the outstanding amount or S$50, whichever is higher Minimum Interest Charge S$5 Late Payment Fee S$80 will be charged if minimum payment is not received by payment due date 25% of the amount past due if minimum payment is not received by payment due date, subject to a minimum charge of S$85 and a maximum charge of S$125

To view all promotions, click here.

To apply, simply: Click "APPLY NOW" and complete the form OR SMS <ONLINE> <NRIC no> to 72222 for more details.

^Prevailing interest rate at 17.95% p.a.
*The qualifying period will be the EasiCredit account's anniversary year. Rebates will be credited within one month after the end of the anniversary year. Terms & Conditions Governing EasiCredit Cash Rebate apply.
~1 hour approval is only available at OCBC branches. 1-hour approval on Sundays is only available at Sunday Banking branches. Full Service Sunday Banking branches are located at Ang Mo Kio Central, Bedok, Causeway Point, Choa Chu Kang, Compass Point, HarbourFront, Holland Village, Hougang Mall, Jurong East, Jurong Point, Katong, Northpoint, Sun Plaza, Toa Payoh Central and White Sands. Please visit www.ocbc.com/sundaybanking for details.
^∞Please note that if the minimum payment to your EasiCredit account is not made on time, the prevailing non-promotional interest rate applicable to your outstanding amount(s) may be increased to up to 36% p.a. Effective Interest Rate is subject to compounding if the monthly interest charges are not repaid in full.

With EasiCredit Balance Transfer, you can get cash for anything you want. And it's easy to get extra cash at promotional interest rates!

Extra Cash for Every Need Save: Deposit the cash into your deposit account and save on credit card cash advance fees. Invest: You can put that extra cash into good use with EasiCredit Balance Transfer. Make your money work for you and invest to reap better earnings. Bills: Pay off your other banks' credit cards, lines of credit or taxes with EasiCredit Balance Transfer and you will never have to worry over high interest rates or outstanding bills. Gifts: Spoil your loved ones with gifts they deserve with EasiCredit Balance Transfer. You can buy anything without the worry of high credit card interests rates.

Attractive Low Interest Rates Enjoy a low interest of 0% p.a. (E.I.R 6.37% p.a.~) per month for 6 months with a one-time processing fee of 3% and save up to 75%* on interests payments. Balance Transfer Amount S$ 8,000 Interest Rate payable with Credit Cards at 24%p.a. S$ 960 One-time processing fee with EasiCredit 3% S$ 240 SAVINGS* S$ 720 The total transfer amount(s) plus the utilised amount on your EasiCredit Account must not exceed 90% of your assigned credit limit, excluding credit balance.

To apply, simply: Click "APPLY NOW" and complete the form OR SMS <YES> <NRIC no> to 72222 for more details.

* Figures simplified for illustration purposes only.
~Effective Interest Rate (EIR) calculation is based on an approved Fund Transfer of S$10,000 with monthly repayments of 3% of the approved amount and associated fees during the promotion period. This offer is applicable only to EasiCredit customers with annual income of S$30,000 and above.
Terms & Conditions Governing EasiCredit Balance Transfer apply.