Investing in volatile markets

“We advocate that you continue to stay invested with our hunt for yield strategy, where dividends can come from bonds or equities. Our range of income solutions aim to help you navigate the uncertain markets.”

- Mr Vasu Menon, Senior Investment Strategist, Wealth Management
Singapore, OCBC Bank,
Member of OCBC Wealth Panel

OCBC's Low Volatility Investment Solutions

Cushioning the impact of market uncertainties through low volatility and low correlation funds and provide stability through investment solutions that spread out risks through a diversified portfolio.

Investing through a
managed risks approach

Using a Managed Risks Approach and tapping on the expert views from our OCBC Wealth Panel, we provide valuable market insights to help you navigate through market uncertainties.

& Flexibility

We recognise that each person has unique needs and risk appetites. In investing, there is no one-size-fits-all strategy. We give you a wider choice with our range of funds that consists of multi-asset funds (Global or Asia).

potential payouts

With regular potential payouts of up to 6% p.a., you will be able to generate a stream of passive income to build your financial foundation.

Access to Global Exchange Traded Funds, Now at a Lower Cost.

Introducing the Lion-OCBC Global Core Fund, currently Singapore’s only Fund of Exchange Traded Funds (ETFs) with BlackRock (Singapore) Limited as a model provider. Exclusive to OCBC customers, this Fund invests in a portfolio of iShares® ETFs, giving investors the potential opportunity to enjoy sustainable income and long-term capital growth.

Professional Expertise You Can Trust

Behind the Lion-OCBC Global Core Fund, is a level of exceptional expertise. Built with iShares ETFs, the Lion-OCBC Global Core Fund accesses BlackRock’s proprietary asset allocation models. At the same time, the Fund is managed with the expertise of Lion Global Investors at their full discretion.

Bank of Singapore

Fund Manager: Lion Global Investors

One of the largest asset managers in Southeast Asia, Lion Global Investors’ core competency is in managing Asian Equities and Fixed Income investments worldwide.


Model Provider: BlackRock (Singapore) Limited

iShares® by BlackRock is a global leader in ETFs, with more than a decade of expertise and commitment to individual and institutional investors. iShares has over 700 funds globally across multiple asset classes and strategies, and more than USD$1.4 trillion in assets under management as of 31st March 2017.

Key Featured Funds

Lower expected returns, Lower risk
Higher expected returns, Higher risk

BlackRock Global Multi-Asset Income Fund

This is for those who prefer a multi-asset approach. Using flexible and dynamic asset allocation across equities, bonds, and non-traditional assets, BlackRock seeks an above average income while achieving long-term growth. It is less volatile than a bond-equity balanced portfolio with its strong risk-adjusted returns.

  • Potential payout: 5-6% dividend yield p.a (paid monthly)

  • (Payouts are not guaranteed and will depend on currency share class. They may be changed at the discretion of the fund managers without prior notice.)

  • Sales charge: Up to 5%
  • Minimum initial investment: S$5,000
  • Mode: Lump sum/OCBC Momentum
  • Annual management fee: 1.5% p.a
Find out more >

Alternative Fidelity Global Multi Asset Income Fund >

Lion-OCBC Global Core Fund (Moderate/Growth)

If you are looking for a potential regular payout, the Lion-OCBC Global Core Fund offers you a diversified portfolio of Exchange Traded Funds (ETFs). The Fund provides access to global markets and asset classes and targets to achieve a sustainable income and long-term capital growth while keeping fees low for you.

  • Potential quarterly payout of up to 3.5% p.a (for the Moderate Portfolio) and 4.5% p.a. (for the Growth Portfolio)

  • (Payouts are not guaranteed and will depend on currency share class. They may be changed at the discretion of the fund managers without prior notice.)

  • Minimum initial investment: S$5,000
  • Mode: Lump sum/OCBC Momentum
  • Sales Charge: Up to 2%
  • Annual Management Fee: 0.60% p.a. of Net Asset Value
Lion-OCBC Global Core Fund (Moderate) >

Lion-OCBC Global Core Fund (Growth) >

Lion-Bank of Singapore Asian Income Fund

This is for investors seeking steady income with the potential to participate in a rising market. The Lion-Bank of Singapore Asian Income Fund aims to provide both income and capital appreciation. The portfolio comprises Asian bonds for stability, Asian equities for growth and income, and a covered call strategy which can help to potentially generate income.

  • Potential payout: 5% - 6% p.a. (paid quarterly)

  • (Payouts are not guaranteed and will depend on currency share class. They may be changed at the discretion of the fund managers without prior notice.)

  • Mode: Lump sum/OCBC Momentum
  • Sales charge: Up to 5%
  • Annual management fee: 1.20% p.a.
  • Minimum initial investment: S$5,000
Find out more >

Alternative Schroder Asian Income Fund >

Want to know more about OCBC Low Volatility Investment Solutions?

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Enjoy promotional sales charge of 0.88% when you invest online. Valid till 30 June 2017.

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Terms and Conditions Governing the OCBC Online Unit Trusts Discount Promotion (the “Promotion”)

1. The promotion period is from 31 July 2016 11:00 am to 30 June 2017 11:00 am, or such other period as may be determined by Oversea-Chinese Banking Corporation Limited (“OCBC”) in its absolute discretion (the “Promotion Period”).

2. You are eligible to enjoy a discounted online sales charge during the Promotion Period if:
a. You successfully purchase a Unit Trust through OCBC Online Banking or OCBC OneWealth™ app (lump sum or monthly investment plan) during the Promotion Period; and
b. You purchase the Unit Trust using cash from your current or savings account, CPF Investment Account or Supplementary Retirement Scheme Account.

3. If all the conditions in Clause 2 above are met, we will apply a discounted sales charge of 0.88% on your Unit Trust purchase. This represents a discount of 82.4% of the base sales charge of 5%. Where a different base sales charge applies to your Unit Trust purchase, we will likewise apply a 82.4% discount to the sales charge.

4. This Promotion is applicable for any number of Unit Trust purchases you make online during the Promotion Period.

5. You cannot transfer or exchange the discount for cash or other benefits.

6. OCBC Bank reserves the right at its absolute discretion to terminate this Promotion or vary, delete or add to any of these terms and conditions at any time without notice including without limitation, the eligibility of any customer and the dates of this Promotion.

7. OCBC Bank‘s decisions on all matters relating to this Promotion shall be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC Bank.

Updated on 26 January 2016


Unit Trust Disclaimer

The information contained herein is for general information only. It does not take account of your specific investment aims, financial situation or needs.

This is not a formal offer for any product. We are not recommending that you buy any product as you must first assess whether it is suitable for your investment needs. You should speak to a financial adviser before you buy an investment product. The financial adviser will look at your specific investment aims, financial situation and particular needs before advising you on whether the product is suitable for you. Of course, if you decide not to get advice from a financial adviser, you should consider carefully whether this product is suitable for you. The investment objective of the fund is more particularly described in the fund prospectus. You can get a copy of the prospectus of the fund from the manager of the fund, or any of its approved distributors. You should read the prospectus for details of the fund before deciding whether to subscribe for, or buy, units in the fund. The value of the units in the fund and the income building up from the units, if any, may fall or rise.

We (OCBC Bank), and any of our related and connected companies, and their directors and employees (known as ‘related people’), may have interests in, and may make transactions in, the products mentioned in this document. We may have connections with, and may receive a fee from, the product providers. Product providers may also be related people, who may receive fees from investors. We and our related people may also carry out or try to carry out broking and other financial services for the product providers.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by us and it should not be relied upon as such. We have done all we can to make sure that this document is accurate at the time of printing, but we are not responsible if there are any errors or missing information. If the document becomes out of date, we do not have to replace it. We are not responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided in this document. Please do not reproduce or share any of the information in this document without our written permission.


Low volatility

Buy into funds that are potentially more stable & have lower drawdowns in market downturns.

Low correlation

Build a portfolio of funds that invests in different asset classes, regions and sectors that aims to stabilise returns during volatile markets. Returns of investments in a portfolio have a lower likelihood of moving in tandem and thus this potentially reduces the overall risks.


Managed Risks Approach

Funds with good downside risk management i.e. potentially lower drawdown in market downturns.


Regular Potential Payout

*Payouts will differ from fund to fund and will depend on currency share class. They are not guaranteed and may be changed at the fund manager’s discretion without prior notice.