Yes, the hospital and surgical expenses will extend to cover communicable diseases which include Influenza A flu virus (H1N1), Hand Foot and Mouth Disease (HFMD), Severe Acute Respiratory Syndrome (SARS) and Tuberculosis.
- Personal Banking
- Insurance
- GREAT Maid Protect
GREAT MAID PROTECT
Give your domestic helper the protection she needs
How this will benefit you
Up to S$90,000 in coverage for hospital and surgical expenses
Up to S$60,000 in coverage for accidental death or permanent disability
Up to S$50,000 in coverage against claims made by a third party due to injury or death caused by your domestic helper’s negligence
GREAT Maid Protect provides comprehensive coverage for your domestic helper.
Features and Benefits
Get up to S$90,000 in hospital and surgical expenses
Choose from four comprehensive plans that reimburse hospitalisation and surgical expenses*, including overseas medical emergencies and communicable diseases like COVID-19.
*Hospitalisation & surgical expense section is subject to pro-ration factor and co-payment factor if applicable.
Be protected from accidents, whether big or small
Get your domestic helper up to S$60,000 in coverage for accidental death or permanent disability. If she is in an accident, she will also get up to S$3,000 in coverage for outpatient medical expenses incurred at a general practitioner or polyclinic.
Safeguard your finances from unexpected events
Get up to S$50,000 in coverage against claims made by a third party due to injury or death caused by your domestic helper’s negligence.
Get up to S$10,000 in reimbursement when you send your helper back
Receive up to S$10,000 in reimbursement if you need to send your domestic helper back to her home country in the case of death or permanent disablement due to an accident or illness.
COVERAGE PROVIDED
Full coverage for GREAT Maid Protect
- Nanny Plan
- Silver
- Gold
- Platinum
| Benefits | Nanny Plan | Silver | Gold | Platinum |
|---|---|---|---|---|
|
Insurance guarantee
|
- | S$5,000 | ||
|
Personal accident
|
||||
|
Death
|
S$60,000 | |||
|
Permanent disability
|
S$60,000 | |||
|
Medical expenses
|
S$2,000 | S$3,000 | ||
|
Treatment by a physician (for each accident)
|
S$150 | |||
|
Hospitalisation and surgical expenses (for each year)
|
||||
|
Fully paid for by insurer
|
First S$15,000 | S$60,000 (no co-payment needed) | S$90,000 (no co-payment needed) | |
|
Co-payment of 75% by insurer (and 25% by employer) for claim amounts above the first S$15,000
|
S$60,000 | |||
|
Repatriation
|
S$10,000 | |||
|
Recuperation expenses for one day (up to 60 days)
|
- | S$20 | S$30 | |
|
Wages, compensation and levy refund for one day (up to 60 days)
|
- | S$35 | ||
|
Ending employment and finding a replacement
|
- | S$350 | S$500 | |
|
Special grant
|
- | S$1,000 | S$3,000 | |
|
Employer’s liability to the insured person
|
- | S$50,000 | ||
|
Liability to third parties
|
- | S$50,000 | ||
|
Fidelity guarantee (excess of S$50 to be paid)
|
- | S$5,000 | ||
|
Insured person’s belongings
|
- | S$300 | ||
|
Optional benefit
|
||||
|
Bond protector (excess of S$250 to be paid)
|
- | S$5,000 | ||
Nanny Plan
Benefits
Insurance guarantee
-
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$2,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
First S$15,000
Co-payment of 75% by insurer (and 25% for employer) for claim amounts above the first S$15,000
S$60,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
-
Wages, compensation and levy refund for one day (up to 60 days)
-
Ending employment and finding a replacement
-
Special grant
-
Employer’s liability to the insured person
-
Liability to third parties
-
Fidelity guarantee (excess of S$50 to be paid)
-
Insured person’s belongings
-
Optional benefit
Bond protector (excess of S$250 to be paid)
-
Silver
Benefits
Insurance guarantee
S$5,000
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$2,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
First S$15,000
Co-payment of 75% by insurer (and 25% for employer) for claim amounts above the first S$15,000
S$60,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
S$20
Wages, compensation and levy refund for one day (up to 60 days)
S$35
Ending employment and finding a replacement
S$350
Special grant
S$1,000
Employer’s liability to the insured person
S$50,000
Liability to third parties
S$50,000
Fidelity guarantee (excess of S$50 to be paid)
S$5,000
Insured person’s belongings
S$300
Optional benefit
Bond protector (excess of S$250 to be paid)
S$5,000
Gold
Benefits
Insurance guarantee
S$5,000
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$3,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
S$60,000 (no co-payment needed)
Co-payment of 75% by insurers (and 25% for employers) for claim amounts above the first S$15,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
S$20
Wages, compensation and levy refund for one day (up to 60 days)
S$35
Ending employment and finding a replacement
S$350
Special grant
S$1,000
Employer’s liability to the insured person
S$50,000
Liability to third parties
S$50,000
Fidelity guarantee (excess of S$50 to be paid)
S$5,000
Insured person’s belongings
S$300
Optional benefit
Bond protector (excess of S$250 to be paid)
S$5,000
Platinum
Benefits
Insurance guarantee
S$5,000
Personal accident
Death
S$60,000
Permanent disability
S$60,000
Medical expenses
S$3,000
Treatment from a physician (per accident)
S$150
Hospitalisation and surgical expenses (per year)
Fully paid for by insurer
S$90,000 (no co-payment needed)
Co-payment of 75% by insurers (and 25% for employers) for claim amounts above the first S$15,000
Repatriation
S$10,000
Recuperation expenses for one day (up to 60 days)
S$30
Wages, compensation and levy refund for one day (up to 60 days)
S$35
Ending employment and finding a replacement
S$500
Special grant
S$3,000
Employer’s liability to the insured person
S$50,000
Liability to third parties
S$50,000
Fidelity guarantee (excess of S$50 to be paid)
S$5,000
Insured person’s belongings
S$300
Optional benefit
Bond protector (excess of S$250 to be paid)
S$5,000
Premiums
Premiums (excluding GST)
- Nanny Plan
- Silver
- Gold
- Platinum
| Benefits | Nanny Plan | Silver | Gold | Platinum |
|---|---|---|---|---|
|
50 years old and below
|
||||
|
Total premium for 14 months
|
S$214 | S$257 | S$357 | S$420 |
|
Total premium for 26 months
|
S$397 | S$478 | S$578 | S$694 |
|
Above 50 years old
|
||||
|
Total premium for 14 months
|
S$286 | S$403 | S$503 | S$678 |
|
Total premium for 26 months
|
S$532 | S$748 | S$848 | S$1,173 |
Nanny Plan
Benefits
50 years old and below
Total premium for 14 months
S$214
Total premium for 26 months
S$397
Above 50 years old
Total premium for 14 months
S$286
Total premium for 26 months
S$532
Silver
Benefits
50 years old and below
Total premium for 14 months
S$257
Total premium for 26 months
S$478
Above 50 years old
Total premium for 14 months
S$403
Total premium for 26 months
S$748
Gold
Benefits
50 years old and below
Total premium for 14 months
S$357
Total premium for 26 months
S$578
Above 50 years old
Total premium for 14 months
S$503
Total premium for 26 months
S$848
Platinum
Benefits
50 years old and below
Total premium for 14 months
S$420
Total premium for 26 months
S$694
Above 50 years old
Total premium for 14 months
S$678
Total premium for 26 months
S$1,173
Optional benefit (Silver/Gold/Platinum): The bond protector premium is S$50 (excluding GST).
The optional benefit can be purchased at S$80 (excluding GST) within one month of the policy commencement date. A waiting period of 30 days will apply.
GREAT MAID PROTECT PROMOTION
Get 20% off any GREAT Maid Protect plan
Enter the promo code "AGM20%" when you purchase any GREAT Maid Protect plan to enjoy an instant discount.
HOW TO SUBMIT A CLAIM
Just take these 3 steps:
1
Download our claim form and complete the relevant sections.
2
Attach the original copies of all receipts and supporting documents.
3
Submit your claim by emailing it to NonMotorClaims-SG@greateasterngeneral.com or mailing it to:
Great Eastern General Insurance Limited
Attn: Claims Department
1 Pickering Street
Great Eastern Centre, #01-01
Singapore 048659
before you apply
More information
Terms and conditions
GET STARTED NOW
Get 20% off when you apply for GREAT Maid Protect today
Alternatively, you can get us to contact you.
FAQs
Common questions about GREAT Maid Protect
More questions and answersIf my maid is hospitalised due to Tuberculosis will the hospital and surgical expenses incurred be covered under my GREAT Maid Protect?
How does the Insurance Guarantee work?
Upon purchasing GREAT Maid Protect Silver, Gold or Platinum, a Letter of Guarantee will be issued on the employer's behalf to Ministry of Manpower (MOM). If MOM demands payment under the guarantee, we will pay to MOM and subsequently recover the amount from the employer. However, purchasing the Bond Protector1 will free the employer from this obligation to pay us. This benefit under Bond Protector is only applicable if the forfeiture was due to no fault of the employer.
1Subject to an excess of S$250.
Why does Maid insurance have a 14 or 26 months insurance and bond when MOM only issues 12 or 24 months work permit?
This is an MOM requirement. MOM requires all insurance and bond to have an additional 2 months of cover so that in any event / reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.
Will my helper be covered for Outpatient medical treatment?
Yes, you are covered for outpatient treatments up to the sum insured provided that they are a result of injury.
Important notes
The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise Terms and Conditions of the plans are specified in the insurance policy contract.
If you are interested in this insurance policy, please read our policy wording before deciding whether to make a purchase.
GREAT Maid Protect is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and member of the OCBC Group. GREAT Maid Protect is not a bank deposit or obligation of, or guaranteed by OCBC.
OCBC does not provide any representation or warranty (including – but not limited to – accuracy, usefulness, adequacy, timeliness and completeness) regarding any information (including – but not limited to – any statement, figures, opinion, view or estimate) provided in this material. Such information should not be relied upon as such. OCBC does not undertake an obligation to update the information in this advertisement or publication, or correct any inaccuracies that may be apparent later. All information in this material is subject to change without notice. OCBC shall not be held responsible or liable for any loss or damage incurred – directly or indirectly – in connection with or as a result of any individual acting on the information provided in this material.
Information presented as at 15 April 2024.
You are leaving the OCBC Bank's website to access Great Eastern's website.
By clicking on "Proceed", you acknowledge the following:
- You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.
You are leaving the OCBC Bank's website to access Great Eastern's website.
By clicking on "Proceed", you acknowledge the following:
- You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.
You are leaving the OCBC Bank's website to access Great Eastern's website.
By clicking on "Proceed", you acknowledge the following:
- You have chosen not to seek advice on the suitability of this product. You should consider if this product is suitable for your financial circumstances or needs.
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).