OCBC Pay Anyone™ is a new service on OCBC Mobile Banking that allows OCBC customers with a personal savings and/or current account(s) to transfer money to recipient(s) up to a cumulative limit of S$100 per day. The collection details will be sent to the recipient's Singapore-registered mobile number, email address or Facebook wall (that is only visible to him/her).
OCBC Pay Anyone™ is currently available on iPhone and Android Smartphone. To use this service, simply download the OCBC Mobile Banking application via App Store and click on the "Pay Anyone" icon located at the bottom left of the OCBC Mobile Banking page.
Sender (OCBC Customer)
Thereafter, choose the recipient you wish to send money to.
Yes, you need to be an OCBC customer in order to transfer money to the recipient via OCBC Pay Anyone™. If you are the recipient collecting the money, you do not have to be an OCBC customer.
There is currently no service fee imposed for sending money via OCBC Pay Anyone™. However, do note that you will still be subjected to mobile data charges as determined by your telecommunication provider.
You have to meet the following requirements:
No, you do not need the recipient's bank branch code and account number. You will need the recipient's contact details - either his/her mobile number, email address or he/she is on your Facebook contact list.
Yes, you can make one or multiple transfers using OCBC Pay Anyone™ so long as the cumulative amount is less than or equal to S$100 for that day.
No, you will not be able to make future-dated transfer(s) using OCBC Pay Anyone™.
No, you do not require transaction signing to transfer money using OCBC Pay Anyone™ fas your transaction value is capped at a cumulative limit of S$100 a day.
No, the money is only debited from your account when the recipient collects the money. The recipient has up to 24 hours to collect the money from the time you set up the funds transfer.
Your unsuccessful fund transfer could be due to one of the following reasons:
The passcode is a 6-digit number which you will input as part of the transfer of money set up. You will need to inform the recipient of the passcode (manually) as he/she will require this passcode in order to collect the money. It is a security step to ensure that the correct recipient is collecting the money.
This is for security purpose to prevent unauthorised personnel from collecting money that is not meant for him/her.
Yes, the wall post notification is private and will be visible only to the recipient. It will be indicated in the post as "- with Recipient Name".
For security purpose, passcode will not be displayed in the app. Delete the payment you’ve made under ‘Send Status’ in OCBC Pay Anyone™ and make a new payment to your recipient.
You can delete the payment if the status of the payment is either Pending, Expired or Unsuccessful. Note that if you delete a payment which is under Pending status, your recipient will not be able to collect the payment after the deletion.
You can view deleted payments by logging in to Internet Banking. Go to ‘Customer service > Check internet transaction status’ and select ‘Deleted’ under transaction status to view all the Pay Anyone payments that have been deleted.
You can credit the money to any account of the 14 FAST (Fast And Secure Transfer) participating banks as long as the banks accept FAST payment.
(i) Facebook contact list:
If you wish to choose from your Facebook contact list, tap on the “Facebook” option, you will be prompted to log into your Facebook account first to sync your contact list (for the first time only)
(ii) Phone book:
If you wish to choose from your phone book, tap on either the “Mobile” or “Email” option, you will be prompted to sync your contacts from your phone book (for the first time only)
No, you do not need to be an OCBC customer in order to collect money from the sender. However, if you are the party transferring the money, you must be an OCBC customer with OCBC Mobile Banking access and savings and/or current account with us.
There is currently no service fee imposed for collecting money via OCBC Pay Anyone™. However, do note that you will still be subjected to mobile data charges as determined by your telecommunication provider.
You need to have the collection unique URL in the SMS/email/Facebook wall post (that is only visible to you) notification OR the OCBC Pay Anyone™ mobile banking application in the mobile phone, as well as meet the following requirements:
If you are an OCBC customer, you have an additional option to login to OCBC Mobile Banking and select the (OCBC) crediting account. Alternatively, you may key in the account number you wish to transfer the money to.
The mobile browsers are as follow:
The desktop browsers are as follow:
No, you do not need the crediting branch code as this is a FAST (Fast And Secure Transfer) transaction. Please note that the crediting bank must be one of the 14 FAST participating banks.
The 14 FAST participating banks are:
As OCBC Pay Anyone™f is a FAST (Fast And Secure Transfer) transaction, the money will be credited to your account almost instantaneously.
The passcode is a 6-digit number which the sender will disclose to you manually. You will require this passcode in order to collect the money.
Your unsuccessful collection could be due to one of the following reasons:
The collection unique URL will expire 24 hours after the sender set-up the transfer of money to you (the recipient).
You can click on the "Ask sender to resend money" link of the expired transaction to request sender to re-send the money to you.