Age 16 and above
No minimum income
Singaporeans, Singapore PRs and foreigners
Annual Fee – Waived
Replacement Card Fee - $20 (for lost or stolen card only)
Overseas ATM Cash Withdrawal Charges - 3% of the transaction amount (Min S$5 and Max S$20)
Foreign currency transactions, other than USD transactions, are converted to USD first before being converted to SGD based on the rate determined by the respective card associations.
All foreign currency transactions are subjected to a currency conversion charge imposed by the respective card associations (1%) and a bank administrative fee (1.8%) of the foreign transaction amount.
An additional fee will be levied on all Visa and MasterCard transactions effected in SIngapore dollars and processed overseas (including online transactions). This includes but is not limited to (i) any Visa or MasterCard retail transaction presented in foreign currency that you choose to pay in Singapore dollars via dynamic currency conversion and (ii) any online retail card transaction charged to your Visa and MasterCard cards on overseas websites in Singapore dollars. The additional fee charged is 0.8% and 1% on all converted Singapore dollar amounts for Visa and MasterCard transactions respectively.
The OCBC YES! Debit Card comes with more features allowing you to enjoy more payment and usage convenience.
|OCBC YES! Debit Card||ATM Card|
|Pay with NETS|
|Withdraw cash worldwide
Withdraw cash for free on any OCBC ATMSs overseas!
|Enhanced security with EMV Chip|
|Sign with Visa|
|Tap with VISA payWave
Pay fuss free at your favourite grocery stores, fast food restaurants and more!
|Purchase online and overseas
Make payments whenever, wherever
|Enjoy OCBC card promotions
Be entitled to privileges just for you
The daily Visa spending limit on the OCBC YES! Debit Card is set at S$2,000. This means, you can spend up to S$2,000 via Visa . You can change it easily at any OCBC ATM or call us at 1800 363 3333.
If your card is lost or stolen, notify us immediately at 1800 363 3333 and you will only be liable for up to S$100, excluding the ez-link stored value on your OCBC YES! Debit Card.
Overseas cash withdrawals with your OCBC YES! Debit Card has been deactivated to guard against ATM fraud. Call us at 1800 363 3333 or visit any of our branches to enable the function.
You will be notified with a SMS for transactions that are above $1,000. To set your preferred trigger amount, simply visit OCBC Internet Banking or call us at 1800 363 3333.
Complete the application form online.
For existing OCBC deposit account holders
Step 1: Insert your OCBC ATM Card into any OCBC ATM machine
Step 2: Enter your PIN
Step 3: Select 'Other Services'
Step 4: Select 'Debit Card'
Step 5: Select 'OCBC YES! Card Application'
Your OCBC YES! Card will be sent to you by mail
or Singapore PRs
permit or student pass and
passport for foreigners
With effect from 18 June 2016, the OCBC Credit Cardmembers' Agreement will be revised to address, among other matters, amendments and provisions relating to the introduction of digital payment services and malware risks.
Please refer to http://www.ocbc.com.sg/assets/pdf/Cards/CM_Agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.