OCBC YES! Debit Card

<div><style="margin-right:20px">OCBC YES! Debit Card | OCBC</style></div>

All-in-one debit card

Enjoy 1% rebate on your daily Visa spend


Age 16 and above

No minimum income

Singaporeans, Singapore PRs and foreigners

How to apply

Fees & charges

Annual Fee – S$20 (Waived perpetually for new cards approved from 1 November 2012)

Replacement Card Fee - $20 (for lost or stolen card only)

Overseas ATM Cash Withdrawal Charges - 3% of the transaction amount (Min S$5 and Max S$20)

Fees for foreign currency transactions

Currency Conversion Fee

Foreign currency transactions, other than USD transactions, are converted to USD first before being converted to SGD based on the rate determined by the respective card associations.

All foreign currency transactions are subjected to a currency conversion charge imposed by the respective card associations (1%) and a bank administrative fee (1.8%) of the foreign transaction amount.

An additional fee will be levied on all Visa and MasterCard transactions effected in SIngapore dollars and processed overseas (including online transactions). This includes but is not limited to (i) any Visa or MasterCard retail transaction presented in foreign currency that you choose to pay in Singapore dollars via dynamic currency conversion and (ii) any online retail card transaction charged to your Visa and MasterCard cards on overseas websites in Singapore dollars. The additional fee charged is 0.8% and 1% on all converted Singapore dollar amounts for Visa and MasterCard transactions respectively.

1% rebate on your daily Visa spend

Earn rebate across these merchants and categories with a minimum spend of S$400:
Transport Yes debit card promotions

Grab, Comfort and CityCab

Online Spend
Online Spend

ZALORA, Lazada, ASOS, iHerb and Fairprice Online

Convenience Stores Yes debit card promotions
Convenience Stores

Cheers and 7-Eleven

Fast Food Yes debit card promotions
Fast Food

McDonald's, Subway, Burger King and more

The only card you will need

The OCBC YES! Debit Card comes with more features allowing you to enjoy more payment and usage convenience.

OCBC YES! Debit Card ATM Card
Pay with NETS

Withdraw cash worldwide
Withdraw cash for free on any OCBC ATMSs overseas!

Enhanced security with EMV Chip

Payment Convenience
Sign with Visa

Tap with VISA payWave
Pay fuss free at your favourite grocery stores, fast food restaurants and more!

Usage convenience
Purchase online and overseas
Make payments whenever, wherever

Enjoy OCBC card promotions
Be entitled to privileges just for you

Card Security

Visa spending limit
Set your preferred daily Visa spending limit

The daily Visa spending limit on the OCBC YES! Debit Card is set at S$2,000. This means, you can spend up to S$2,000 via Visa . You can change it easily at any OCBC ATM or call us at 1800 363 3333.

Theft Protection
Protect against card theft or loss

If your card is lost or stolen, notify us immediately at 1800 363 3333 and you will only be liable for up to S$100, excluding the ez-link stored value on your OCBC YES! Debit Card.

Overseas Cash Withdrawals
Disable overseas cash withdrawal

Overseas cash withdrawals with your OCBC YES! Debit Card has been deactivated to guard against ATM fraud. Call us at 1800 363 3333 or visit any of our branches to enable the function.

Visa spending limit
Transaction alerts

You will be notified with a SMS for transactions that are above $1,000. To set your preferred trigger amount, simply visit OCBC Internet Banking or call us at 1800 363 3333.

OCBC Cards Promotions

Earle Swensen's
Earle Swensen's

S$10 return voucher with a min. of S$50 spent

Valid till 31 Dec 2018

So Pho

S$5 return voucher with any amount spent

Valid till 31 Dec 2018


10% off* hotel bookings

Book by 31 January 2019. Travel by 30 April 2019.

Enter your OCBC voucher code : OCBC10HOL

Book here now:

*Hotels eligible for voucher use have to be prepaid, labelled "Expedia Rate" and not on the exclusion list. Bookings have to be made through the above URL.


S$7 off with a min. of S$15 spent for new shoppers
Promo Code : OCBCNEW7

S$3 off with a min. of S$30 spent for existing shoppers
Promo Code : OCBC3OFF

Valid till 1 July 2018

3 ways to apply

Via online form

Complete the application form online.

Apply now


For existing OCBC deposit account holders

OCBC ATM machine

Step 1: Insert your OCBC ATM Card into any OCBC ATM machine

Step 2: Enter your PIN

Step 3: Select 'Other Services'

Step 4: Select 'Debit Card'

Step 5: Select 'OCBC YES! Card Application'

Your OCBC YES! Card will be sent to you by mail

Find an ATM

At a branch

Please bring along:

for Singaporeans
or Singapore PRs


employment pass/work
permit or student pass and
passport for foreigners

Find nearest branch to apply