Age 21 and above
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
Principal card: S$160.50 a year
Supplementary card: S$80.25 a year
No annual fees for the first 2 years
The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.
With effect from 19 September 2016, the OCBC Credit Cardmembers' Agreement will be revised, mainly to address changes to the Cashwise nomenclature, updates to the Cash Advance terms and other editorial amendments.
Please refer to http://www.ocbc.com/assets/pdf/cards/cm_agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.
Receive 12% BEST Rewards (equivalent to 3% cash rebate) for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan.
e.g. S$100 spent at BEST Denki = 12 BEST Rewards = S$3 cash rebate
Earn extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above.
Spend a minimum of S$200 in a single receipt on bulky items (those that do not fit into a car boot) and have your purchases delivered for free.
Use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.
Shop for a wide range of electronics at our retail outlets island-wide.
Shop at retail outlets across Singapore with discounts of up to 25%
Priority entry at nightspots and discounts for concerts, performances and movies
Sample an array of cuisines with great deals and discounts at cafés, bars, bistros and restaurants
Reduced airfares, discounted travel packages and other travel deals