OCBC BEST Denki Credit Card

BEST-OCBC Platinum Credit Card | OCBC


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$160.50 a year

Supplementary card: S$80.25 a year

No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

With effect from 18 June 2016, the OCBC Credit Cardmembers' Agreement will be revised to address, among other matters, amendments and provisions relating to the introduction of digital payment services and malware risks.
Please refer to http://www.ocbc.com.sg/assets/pdf/Cards/CM_Agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.

The best privileges are in store

BEST Rewards

Receive 8% BEST Rewards (equivalent to 2% cash rebate) for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan.

e.g. S$100 spent at BEST Denki = 8 BEST Rewards = S$2 cash rebate

Up to 2.5% cash rebates yearly

Earn extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above.

Free Delivery

Spend a minimum of S$200 in a single receipt on bulky items (those that do not fit into a car boot) and have your purchases delivered for free.

Safety 5 Premium Warranty Programme

Use your OCBC BEST Denki Credit Card and pay only 16% of the purchase price for more coverage with Safety 5 Premium Warranty Programme. This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection.

BEST Denki Safety 5 Premium Warranty Programme

With effect from 1 March 2015, pay only 16% of the purchase price for Safety 5 Premium Warranty Programme for more coverage using your OCBC BEST Denki Credit Card.

Current spotlights

0% instalment payment plan

Choose to pay over a period of 6, 12, 24 or 36 months, with a minimum purchase of S$200.

Exclusive invitations to members' events

Be invited to members-only events, private sales and participate in specially organised workshops and product seminars.

BEST Denki retail outlets

Shop for a wide range of electronics at our retail outlets island-wide.

View all BEST Denki locations

Get $50 in cash rebates on your OCBC-BEST Denki Card

Receive $50 in cash rebates with a minimum spend of $800 within a single receipt.

Find out more

OCBC card promotions


Shop at retail outlets across Singapore with discounts of up to 25%


Priority entry at nightspots and discounts for concerts, performances and movies


Sample an array of cuisines with great deals and discounts at cafés, bars, bistros and restaurants


Reduced airfares, discounted travel packages and other travel deals

How to apply

Get your credit card in

5 simple steps

How to apply for a supplementary card

Terms and conditions