Important Notice
The plans under MaxLife Protector are underwritten by Overseas Assurance Corporation Ltd, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group, and are not deposits or obligations of, or guaranteed by OCBC Bank. Terms and conditions apply. Please refer to www.ocbc.com/wealth for more details.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

It is usually detrimental to replace an existing accident and health policy with a new one. A penalty may be imposed for early policy termination and the new policy may cost more or have less benefits at the same cost

This material is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. A person interested in the insurance policies should read the product summary and benefit illustration (available from OCBC Bank) before deciding whether to buy this product.

A copy of the prospectus of LionGlobal MAP Fund (“Fund”) is available and may be obtained from the Fund Manager, or any of its approved distributors. Potential investors should read the prospectus for details on the Fund before deciding whether to subscribe for or purchase units in the Fund. The value of the units in the Fund and the income accruing to the units, if any, may fall or rise.

You may wish to seek advice from a financial adviser before making a commitment to purchase a life policy or the Fund. In the event that you choose not to seek advice from a financial adviser, you should consider whether the life policy or the Fund in question is suitable for you.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

OCBC Bank, its related companies, their respective directors and/or employees (collectively “Related Persons”) may have positions in, and may effect transactions in the products mentioned herein. OCBC Bank may have alliances with the product providers, for which OCBC Bank may receive a fee. Product providers may also be Related Persons, who may be receiving fees from investors. OCBC Bank and the Related Persons may also perform or seek to perform broking and other financial services for the product providers.
  
¹OCBC Bank reserves the right to substitute the above gift with an item of similar value.  OCBC Bank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of any gift.  Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any gift, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any gift by any person.  OCBC Bank reserves the right to waive/vary/amend any of these terms and conditions without prior notice.  The decision of OCBC Bank on all matters relating to this offer shall be final and binding.

²This promotion is applicable to any female individual who is a holder of an existing OCBC SmartSavings account and it shall be valid from 2 April 2010 until such date(s) as may be determined and notified by OCBC Bank in its sole discretion from time to time. Only S$ Time Deposit Account solely in the name of the applicant is allowed for the placement of the OCBC Ladies’ S$ Time Deposit. All promotional interest rates and tenors are valid for a limited period only and are subject to change by OCBC Bank in its sole discretion without prior notice. Pre-Mature Withdrawal Fee: No interest, whether accrued or not, will be payable for any premature withdrawal, OCBC Bank shall be entitled to charge a fee for an amount equivalent to 0.15% of the original principal amount of monies placed with OCBC Bank on the OCBC Ladies’ S$ Time Deposit. The Terms and Conditions Governing the OCBC Ladies' S$ Time Deposit (available at www.ocbc.com/tandc and any OCBC branches) apply.

³The gift promotion is only for eligible customers who renew over at least the original principal amount of their matured OCBC Ladies’ Time Deposit for another 13 months. Limited to only one bag hook per eligible customer regardless of the number of placements, while stocks last. Lost, damaged or defective gift set will not be replaced. Terms and conditions governing the OCBC Ladies’ S$ Time Deposit Promotion (available at www.ocbc.com/tandc and any OCBC branches) apply. The eligibility of each customer to receive a gift and the type of gift received shall be determined at the absolute discretion of OCBC Bank. The gifts are not exchangeable for cash or other items. OCBC Bank reserves the right at its sole and absolute discretion to replace any gift with any item(s) of similar value. OCBC Bank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of any gift. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any gift, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any gift by any person. OCBC Bank reserves the right to waive/vary/amend any of these terms and conditions without prior notice. The decision of OCBC Bank on all matters relating to this gift promotion shall be final and binding.
 
Singapore dollar deposits held by or for an individual or a charity in accounts listed in OCBC Bank’s Insured Deposit Register (available at www.ocbc.com/policies) will be insured in accordance with and for up to the limits specified in the Deposit Insurance Act.

Click here for the Terms and Conditions Governing The OCBC Ladies' Circle Programme