<div><style="margin-right:20px">OCBC YES! Debit Card | OCBC</style></div>


Age 16 and above

No minimum income

OCBC deposit account holders (Eligible accounts)

Singaporeans, Singapore PRs and foreigners

How to apply

Fees & charges

Annual Fee – Waived

Replacement Card Fee - $20 (for lost or stolen card only)

Overseas ATM Cash Withdrawal Charges - 3% of the transaction amount (Min S$5 and Max S$20)

Transactions (including refunds) in Foreign currencies – 1.8% administrative fee + costs of conversion applies

Foreign currency transactions are converted to local currency based on the exchange rate determined by the respective card associations (VISA/MasterCard International). The conversion rate is applied on the date of posting to the Debit Card and may be different from the rate in effect on the date of transaction.

The only card you will need

Covers all payment methods

The ultimate card that lets you pay for anything via Visa, Visa payWave and NETS. One card is all your need to pay for transport, shopping, food and online purchases.

Automatic ez-link top-up

Using your OCBC YES! Card is even more convenient with EZ-Reload, which automatically tops up your card when funds in the ez-link purse run low. Please note that Ez-link facility will not be available in all YES! Debit Cards issued after 31 Oct 13.

Find out more

Change your spending limit easily

Visit any OCBC ATM to change your spending limit instantly. You can spend up to S$2,000 a day depending on the available balance in your deposit account.

Access to cash around the world

Withdraw cash from any OCBC ATMs island-wide or from any Visa / Plus ATMs worldwide. When overseas, simply look for ATMs with the Visa / Plus or MEPS logos for instant cash.

Protect against card theft or loss

If your card is lost or stolen, notify us immediately at 1800 363 3333 and you will only be liable for up to S$100, excluding the ez-link stored value on your OCBC YES! Card.

Disable overseas cash withdrawal

Overseas cash withdrawals with your OCBC YES! Card has been deactivated to guard against ATM fraud. Call us at 1800 363 3333 or visit any of our branches to enable the function.

OCBC YES! Card promotions

Shaw Theatres

Enjoy S$1 off weekday & weekend movie tickets or a movie package at only S$26.

Read more

Creative Eateries

Get 10% off total bill with min. of S$80 spent

Read more

Arteastiq Social Painting Studio

Enjoy 15% off regular art jamming session.

Read more

OCBC card promotions


Shop at retail outlets across Singapore with discounts of up to 25%


Priority entry at nightspots and discounts for concerts, performances and movies


Sample an array of cuisines at cafés, bars, bistros and restaurants


Discounted airfares, travel packages and all your other travel needs

3 ways to apply

Via online form

Complete the application form online.

Apply now


For existing OCBC deposit account holders

Step 1: Insert your OCBC ATM Card into any OCBC ATM machine

Step 2: Enter your PIN

Step 3: Select 'Other Services'

Step 4: Select 'Debit Card'

Step 5: Select 'OCBC YES! Card Application'

Your OCBC YES! Card will be sent to you by mail

Find an ATM

At a branch

Please bring along:

for Singaporeans
or Singapore PRs


employment pass/work
permit or student pass and
passport for foreigners

Find nearest branch to apply