Age 16 and above
No minimum income
OCBC deposit account holders (Eligible accounts)
Singaporeans, Singapore PRs and foreigners
Annual Fee – Waived
Replacement Card Fee - $20 (for lost or stolen card only)
Overseas ATM Cash Withdrawal Charges - 3% of the transaction amount (Min S$5 and Max S$20)
Transactions (including refunds) in Foreign currencies – 1.8% administrative fee + costs of conversion applies
Foreign currency transactions are converted to local currency based on the exchange rate determined by the respective card associations (VISA/MasterCard International). The conversion rate is applied on the date of posting to the Debit Card and may be different from the rate in effect on the date of transaction.
The ultimate card that lets you pay for anything via Visa, Visa payWave and NETS. One card is all your need to pay for transport, shopping, food and online purchases.
Using your OCBC YES! Card is even more convenient with EZ-Reload, which automatically tops up your card when funds in the ez-link purse run low. Please note that Ez-link facility will not be available in all YES! Debit Cards issued after 31 Oct 13.
Visit any OCBC ATM to change your spending limit instantly. You can spend up to S$2,000 a day depending on the available balance in your deposit account.
Withdraw cash from any OCBC ATMs island-wide or from any Visa / Plus ATMs worldwide. When overseas, simply look for ATMs with the Visa / Plus or MEPS logos for instant cash.
If your card is lost or stolen, notify us immediately at 1800 363 3333 and you will only be liable for up to S$100, excluding the ez-link stored value on your OCBC YES! Card.
Overseas cash withdrawals with your OCBC YES! Card has been deactivated to guard against ATM fraud. Call us at 1800 363 3333 or visit any of our branches to enable the function.
Shop at retail outlets across Singapore with discounts of up to 25%
Priority entry at nightspots and discounts for concerts, performances and movies
Sample an array of cuisines at cafés, bars, bistros and restaurants
Discounted airfares, travel packages and all your other travel needs
Complete the application form online.
For existing OCBC deposit account holders
Step 1: Insert your OCBC ATM Card into any OCBC ATM machine
Step 2: Enter your PIN
Step 3: Select 'Other Services'
Step 4: Select 'Debit Card'
Step 5: Select 'OCBC YES! Card Application'
Your OCBC YES! Card will be sent to you by mail
or Singapore PRs
permit or student pass and
passport for foreigners