The defensive portfolio is targeted at investors who primarily seek current income. Majority of the portfolio (75%) is allocated to bonds.

Only 20% of the portfolio is allocated to equities for modest capital appreciation. The portfolio also has a modest allocation (5%) to Gold.

Targeted at investors who seek yield, but are willing to sacrifice some certainty for potential higher returns from capital gains.

Bonds form about 60% of the portfolio, with some exposure to Emerging market bonds.

Allocation to US High Dividend stocks provides opportunity for yield as well as capital appreciation.

Allocation to equities and gold provides opportunities for capital appreciation, albeit at higher risks.

For the balanced portfolio, about 40% of the portfolio is comprised of bonds, with about 10% allocation to Emerging Market bonds.

Allocation to Equities (50%) provides opportunities for capital appreciation, albeit at higher risk.

Allocation to US dividend yield ETFs (10%), offer alternate sources of yield in addition to capital appreciation.

The allocation to Gold (10%) is through the Gold ETF (IAU US).

The Stable Singapore Giants thematic basket is designed to capture the performance of large cap stocks with relatively low volatility listed on the Singapore Exchange. In addition, stocks trading at a relatively high valuation are also screened out.

The stocks in the basket are equally weighted and the basket is benchmarked against the SPDR Straits Times Index ETF.

The All Weather portfolio is a portfolio allocation strategy that has historically performed, and is expected to perform, reasonably well across different economic and inflationary environments. It is as simple as holding four different assets (equities, gold, long term bonds and short term bonds) each of which does well in a particular environment when (1) inflation rises, (2) inflation falls, (3) growth rises, and (4) growth falls. The long term investment objective is suitable for medium and low risk investors and is ideally suitable for investors who believe in maintaining conservative profiles and weathering market volatility.

The Stable AUSSIE Giants thematic basket is designed to capture the performance of large cap stocks with low volatility in the All Ordinaries Index. In addition, stocks trading at a relatively high valuation are also screened out. The stocks in the basket are benchmarked against the SPDR S&P/ASX 200 FUND.

The Stable US Giants thematic basket is designed to capture the performance of large cap stocks with low volatility in the S&P 500 Index. To confine the basket to large cap stocks, only the top 50% of stocks in the Index are selected. In addition, stocks trading at a relatively high valuation are also screened out. The stocks in the basket are equally weighted and the basket is benchmarked against the SPDR S&P 500 ETF Trust.

The Cash is King thematic basket is constructed from stocks listed on the Singapore Exchange. The stocks are further screened by market cap, price to free cash flow and dividend yield. The basket is benchmarked against the SPDR Straits Times Index ETF.

The Singapore Stable REITS thematic basket is designed to capture the performance of Real Estate Investment Trusts (REITs) listed on the Singapore Exchange. The REITs are further screened by market cap and volatility. The REIT basket is benchmarked against the SPDR Straits Times Index ETF.

For investors willing to sacrifice stability for potential to generate higher returns, albeit at higher risk, we propose higher allocation to equities and commodities.

The allocation is bonds is about 25% , 10% being allocated to Emerging market bonds.

Allocation to Equities (65%) provides opportunities for capital appreciation , albeit at a higher risk. About 10% of the portfolio is allocated to Gold.

The Australian Financial thematic basket is constructed from stocks in the All Ordinaries Index that are in the Financials sector. All stocks in the basket pass our QVM (Quality ,Value and Momentum) framework. The basket is benchmarked against the SPDR S&P/ASX 200 FUND.

The Hong Kong Property portfolio is designed to capture the performance of selected stocks in the Real Estate sector in the Hang Seng Composite Index. All stocks in the portfolio pass our QVM (Quality, Value and Momentum) framework. The portfolio is benchmarked against the Hong Kong Tracker Fund.

Unlike major global exchanges, the minimum lot sizes for various stocks listed on the Hong Kong Exchange are not fixed and can vary a lot. Hence, the higher minimum investment amounts and lesser constituents in the portfolio.

The Mainland European Technology portfolio is designed to capture the performance of selected stocks in the Information Technology sector in France and Germany. All stocks in the portfolio pass our QVM (Quality, Value and Momentum) framework. The portfolio is benchmarked against the iShares Euro Stoxx 50 UCITS ETF.

The UK Financials portfolio is designed to capture the performance of selected stocks in the Financials sector in UK, All stocks in the portfolio pass our QVM (Quality, Value and Momentum) framework. The portfolio is benchmarked against the iShares Core FTSE 100 UCITS ETF.

The Stable US Health Care Giants thematic basket is designed to capture the performance of large cap stocks with low volatility in the Health Care sector of the S&P 500 Index. To confine the basket to large cap stocks, only the top 50% of stocks in the Sector are selected. In addition, stocks trading at a relatively high valuation are also screened out. The stocks in the basket are equally weighted and the basket is benchmarked against the SPDR S&P500 ETF Trust.

Targeted primarily at investors who are primarily looking for capital appreciation, equities form the majority of this portfolio.

Bonds form only about 15% of the portfolio, composed of long term US Bonds and Emerging Market Bonds. Significant allocation to Equities (70%) offer opportunities for significant capital appreciation, albeit at higher risk. About 15% of the portfolio is allocated to Gold.

The Mainland European Financials portfolio is designed to capture the performance of selected stocks in the Financials sector in France and Germany. All stocks in the portfolio pass our QVM (Quality, Value and Momentum) framework. The portfolio is benchmarked against the iShares Euro Stoxx 50 UCITS ETF.

The US Tech Leaders thematic portfolio is designed to capture the performance of leading stocks with relatively high momentum in the Information Technology sector in the S&P 500 Index. To confine the portfolio to relatively larger stocks, only the top 50 stocks in the sector are considered. The thematic portfolio is benchmarked against the SPDR S&P 500 ETF Trust.

The Resurgent Industrials thematic basket is designed to capture the performance of stocks in the S&P 500 Index that are likely beneficiaries of President Trump’s emphasis on infrastructure development in the United States. The thematic basket is constructed from stocks in the Industrials sector of the S&P 500 Index. All stocks in the basket pass our QV (Quality and Value) framework. The basket is benchmarked against the SPDR S&P500 ETF Trust.

The Australian REITS thematic basket is designed to capture the performance of Real Estate Investment Trusts included in the All Ordinaries Index. The REITs are further screened by market cap and volatility. The REIT basket is benchmarked against the SPDR S&P/ASX 200 FUND.

The Yummy thematic basket is designed to capture the performance of companies in the S&P 500 that derive a significant portion of their revenues from chocolate, snacks, fast food and non-alcoholic beverages. The basket is constructed from stocks of selected sub industry groups in the Consumer Discretionary and Consumer Stables sectors. The thematic basket is benchmarked against the SPDR S&P500 ETF Trust.

The Rising Rates thematic basket is designed to capture the performance of selected stocks in the S&P 500 Index that are likely beneficiaries of rising interest rates in the United States. The thematic basket is constructed from Banks and Insurance stocks in the Financials sector of the S&P 500 Index. All stocks in the basket pass our QV (Quality and Value) framework. The basket is benchmarked against the SPDR S&P500 ETF Trust.

Dogs of the Dow is a thematic basket that is based on a simple and popular investment strategy that involves buying the 10 highest yielding stocks in the Dow Jones Industrial Average. The stocks in the thematic basket are equally weighted and the basket is rebalanced quarterly to include the highest yielding 10 stocks from the Dow Jones Industrial Index each quarter. The basket is benchmarked against the SPDR Dow Jones Industrial Average ETF Trust.

The Hong Kong Consumer portfolio is designed to capture the performance of selected stocks in the Consumer Discretionary and Consumer Staples sector in the Hang Seng Composite Index. All stocks in the portfolio pass our QVM (Quality, Value and Momentum) framework. The portfolio is benchmarked against the Hong Kong Tracker Fund.

Unlike major global exchanges, the minimum lot sizes for various stocks listed on the Hong Kong Exchange are not fixed and can vary a lot. Hence, the higher minimum investment amounts and lesser constituents in the portfolio.

The Stable US Consumer Giants thematic basket is designed to capture the performance of large cap stocks with low volatility in the Consumer Discretionary and Consumer Staples sectors of the S&P 500 Index. To confine the basket to large cap stocks, only the top 50% of stocks from these sectors are selected. In addition, stocks trading at a relatively high valuation are also screened out. The stocks in the basket are equally weighted and the basket is benchmarked against the SPDR S&P 500 ETF Trust.

The Stable US Industrial Giants thematic basket is designed to capture the performance of large cap stocks with low volatility in the Industrials sector of the S&P 500 Index. To confine the basket to large cap stocks, only the top 50% of stocks in the sector are selected. In addition, stocks trading at a relatively high valuation are also screened out. The stocks in the basket are equally weighted and the basket is benchmarked against the SPDR S&P 500 ETF Trust.

The Hong Kong Technology portfolio is designed to capture the performance of selected stocks in the Information Technology sector in the Hang Seng Composite Index. All stocks in the portfolio pass our QVM (Quality, Value and Momentum) framework.The portfolio is benchmarked against the Hong Kong Tracker Fund.

Unlike major global exchanges, the minimum lot sizes for various stocks listed on the Hong Kong Exchange are not fixed and can vary a lot. Hence, the higher minimum investment amounts and lesser constituents in the portfolio.