Blue Chip Investment Plan (BCIP)

The affordable and hassle-free way
to invest in blue chip shares

Start from

S$
100
a month


18 share counters

to select from



Eligibility

  • Singaporeans, Singapore PRs / Foreigners residing
    in Singapore (Not applicable to U.S. Persons, e.g. citizen of U.S. or Green Card holder)
  • Single account holders must be 18 years old or over.
  • For joint account, parent/legal guardian must be 18 years old or over, and the child must be below 18 years old.

Apply now

Enjoy S$20 cashback when you invest in 1 or more counters for 3 consecutive months.
T&Cs apply. Promotion valid from 7 Jan to 30 Jun 2019.


Simple and affordable, BCIP is a monthly plan that allows you to invest and gain exposure in the stock market.


Why invest through Blue Chip Investment Plan | OCBC Bank

Access to blue chip shares from as low as S$100
Buy smaller numbers of shares with your chosen monthly investment amount instead of the standard lot size.


Conveniently invest without timing the market
BCIP invests in your selected share counters each month. This reduces the risk of market timing and can reduce your average price per share over time.


Flexibility to make changes
There is no lock-in period. You can give instructions to amend share counters or the investment amount, and sell your shares through the OCBC OneWealth™ app or Online Banking.


Review the 20 blue chip investment plan share counters | OCBC Bank

Review and select from 18 share counters and decide how much you want to invest each month.

Apply for blue chip investment plan via online banking | OCBC Bank

Log on to the OCBC OneWealth™ app or Online Banking and apply for BCIP.

All you need is an OCBC deposit or SRS account.

How does BCIP work?

We receive your orders from the 1st day up to 12pm on the last business day of the month, and will carry out your instructions on the 22nd of the next month.

You will be entitled to dividends, whenever declared by the respective company or ETF.

Log on to online banking and review your blue chip investment plan | OCBC Bank

Log on to the OCBC OneWealth™ app or Online Banking at any time to review your plan, or to instruct us to change orders or sell your shares.

Counters

Blue chips are known as common stocks of nationally known companies, with a long record of profit growth and dividend payment. Such companies typically have a reputation for quality management, products, and services.

An ETF tracks an index, a commodity, bonds, or a basket of assets like an index fund. An ETF trades like a company shares on a stock exchange. ETFs experience price changes throughout the day as they are bought and sold.

Unlike a stock which focuses on the performance of one company, an ETF tracks an index, a commodity, bonds, or a basket of securities. This allows investors to diversify their portfolio by buying into one ETF.

Dollar cost averaging is an investment strategy with the goal of reducing the impact of volatility on large purchases of financial assets such as stocks. DCA is done by investing equal amounts at regular intervals to purchase more units when price is low and less units when price is high. This will help to potentially lower the cost of investment over a period.

Illustration of DCA over time

For more description of the available BCIP counters, please refer to https://www.ocbc.com/personal-banking/investments/bcip-counters-list.pdf

Selection of counters should be based on your own discretion as we do not provide financial advice on which counters to invest in. You may base your selection on your investment objectives and needs. Below are some objectives you may consider:

  • To invest for Income, you may choose to focus on the dividends paid out by the company.
  • To Invest for Capital appreciation, you may look at companies which have exhibited higher than average growth over the years, and focus on how the company has grown in terms of their total return.
  • For portfolio diversification, you may look at ETFs with different asset classes or companies from different sectors.

For more information on the price, performance, dividend and financial information of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

You may refer to the following available research ratings on our BCIP counters:

BCIP Counters Research call Rating issued on
Capitaland Limited Buy 21 Feb 2019
Capitamall Trust Hold 24 Jan 2019
ComfortDelGro Corporation Limited Hold 14 Feb 2019
DBS Group Holdings Limited Buy 18 Feb 2019
Keppel Corporation Limited Buy 25 Jan 2019
Olam International Limited - -
Oversea-Chinese Banking Corporation Limited - -
SembCorp Industries Limited Buy 21 Feb 2019
Sembcorp Marine Ltd Hold 21 Feb 2019
Singapore Airlines Limited Buy 15 Feb 2019
Singapore Exchange Limited Buy 25 Jan 2019
Singapore Press Holdings Limited Hold 11 Apr 2019
Singapore Technologies Engineering Limited Buy 28 Mar 2019
Singapore Telecommunications Ltd Buy 11 Mar 2019
Starhub Ltd Sell 15 Feb 2019
United Overseas Bank Limited Buy 25 Feb 2019
Wilmar International Limited Hold 9 Apr 2019
Nikko AM Singapore STI ETF - -

Our research calls reflect our expectation of the counter�s performance in the next 6-12 months from the date that rating is issued.

  Expected price change from date of rating
BUY rating At least 10%
HOLD Between -5% to 10%
SELL rating Less than -5%

Table of BCIP Counters and their respective calls are updated on 18 April 2019.
Please refer to https://portal.iocbc.com/assets/pdf/ospl/OIR-Coverage-SG.pdf for our latest research calls.

A change in our research call represents a change in our expectation of the counter�s future performance. This does not constitute as a recommendation to buy or sell the BCIP counters.

In general, all investments in shares and ETFs have certain degree of inherent risk. The return and risk of your BCIP investment depend on the BCIP counters that you chose to invest in. For more information on the price, performance, dividend and financial information of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

Dividends

Dividends are paid out by the companies or ETFs that you have invested in via BCIP. If you hold a unit of the companies� shares or ETFs before the ex-dividend date, you will be entitled to the dividends given by the companies or ETFs.

Dividends are paid out by the companies or ETFs that you have invested in via BCIP. The exact dividend amount will be determined by the companies or ETFs that you invest in. For more information on the historical dividends of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

Dividends are paid out by the companies or ETFs that you have invested in via BCIP. The frequency of distribution will be determined by the companies or ETFs that you invest in. For more information on the historical dividends of the companies and ETFs offered on BCIP, please refer to the official website of the respective counters.

There are three types of dividends - cash, shares and choice dividend. For cash dividend, the amount will be credited into your debiting account. For shares dividend, the number of shares given will be allocated to your BCIP account. For choice dividend, you will be informed to make a choice on whether to receive your dividend in cash or to reinvest as shares.

The 18 share counters are mostly components of the Straits Times index (STI). An Exchange Traded Fund is also available.

Please follow these steps to use the SGX code provided to retrieve more information on the latest price and the corresponding company on www.sgx.com.

View All

Description Sector SGX Code
Headquartered in Singapore, the multinational company's core businesses in real estate, hospitality and real estate financial services are focused in growth cities in Asia Pacific, Europe and the Gulf Cooperation Council (GCC) countries. The company's real estate and hospitality portfolio spans more than 120 cities in over 20 countries. Properties C31
Description Sector SGX Code
CapitaMall Trust (CMT) is a real estate investment trust established in Singapore as a unit trust fund CMT invests in income-producing assets which are used for retail purposes primarily in Singapore. Income is mainly derived from rental payments received from a diverse list of approximately 2,600 leases with local and international retailers. Properties C38U
Description Sector SGX Code
ComfortDelGro is a public listed passenger land transport company, with a fleet of more than 38,700 vehicles world-wide. ComfortDelGro's businesses include taxi, bus, rail, car rental and leasing, automotive engineering and maintenance services, inspection, test and assessment services, learner drivers' instruction services, insurance brokerage services and outdoor advertising. Transport, Storage & Communications C52
Description Sector SGX Code
The principal activities of the DBS Group consists of investment holding, banking and financing, the provision of mortgage financing, lease and hire purchase financing, corporate advisory services, nominee and trustee services, funds management services, stockbroking, primary dealership in Singapore Government securities, merchant banking, factoring, credit card and venture capital operations, and other financial services. Finance D05
Description Sector SGX Code
The Keppel Group of Companies includes Keppel Offshore and Marine, Keppel Integrated Engineering, Keppel Energy, Keppel Telecommunications and Transportation, K-Green Trust, Keppel Land and K-REIT Asia, among others. Multi-Industry BN4
Description Sector SGX Code
Olam is a leading global integrated supply chain manager of agricultural products and food ingredients. It sources 14 products directly from over 35 origin countries. Its products include:

  • Edible nuts, spices and beans.
  • Confectionery and beverage ingredients.
  • Food staples and packaged foods.
  • Fibre and wood products.
It supplies its products to over 3,000 customers in more than 50 destination markets worldwide.
Commerce O32
Description Sector SGX Code
OCBC Bank offers a comprehensive range of banking services and financial solutions in consumer banking, business banking, international banking, global treasury and investment management. The OCBC Group has diverse subsidiaries that are involved in financial futures, regional stockbroking, trustee, nominee and custodian services, property development and hotel management. Finance O39
Description Sector SGX Code
SembCorp Industries' principal activities are those of an investment holding company, as well as the corporate headquarters, which gives strategic direction and provides management services to its subsidiaries. The principal activities of key subsidiaries are as follows:

  1. Utilities
  2. Marine & Offshore Engineering
  3. Environmental Management
  4. Industrial Parks
Multi-Industry U96
Description Sector SGX Code
SembCorp Marine is a global marine engineering group specialising in ship repair, newbuilding, ship conversion and offshore engineering. With a combined docking capacity of 2.3 million dwt, it offers one of the largest ship repair, ship conversion and offshore and marine-related facilities in East Asia. Its global hub now spans eight shipyards strategically located around the world - four in Singapore, two in China and one each in Indonesia and Brazil. Manufacturing S51
Description Sector SGX Code
Singapore Airlines, a full member of the global Star Alliance, is one of the world's premium airlines, with the distinction of operating a young and modern fleet. The Singapore Airlines route network extends across 160 destinations in 50 countries, including those served by Singapore Airlines Cargo, regional airline subsidiary SilkAir, and codeshare partners. Principal activities of the Group consist of air transportation, engineering services and other airline related activities. Transport, Storage & Communications C6L
Description Sector SGX Code
SGX owns and operates the only integrated securities exchange and derivatives exchange in Singapore and their related clearing houses. The securities exchange was the first fully electronic and floorless exchange in Asia. Finance S68
Description Sector SGX Code
In Singapore, SPH publishes 17 newspaper titles in four languages. Every day, 3 million individuals or 79 per cent of people above 15 years old, read one of SPH's news publications. SPH also publishes and produces more than 100 magazine titles in Singapore and the region, covering a broad range of interests from lifestyle to information technology.

Beyond print, SPH newspapers dwell into several other businesses such as:

  1. Internet and Mobile
  2. Broadcasting
  3. Outdoor Advertising
  4. Properties
Manufacturing T39
Description Sector SGX Code
The Group is organised as 4 divisions:

  1. ST Aero is in aircraft maintenance and engineering with operations in Singapore, Australia, USA and UK.
  2. ST Kinetics is in design, development and manufacture of specialty vehicles, weapons and munitions.
  3. ST Marine designs, upgrades and builds naval and commercial vessels.
  4. ST Elec is one of the largest electronic systems houses in the region, with a strong track record for integrating complex systems.
Multi-Industry S63
Description Sector SGX Code
Headquartered in Singapore, SingTel is a communications group in Asia. It provides a diverse range of services to meet the communications needs of consumers and businesses, including mobile and fixed-line voice and data, narrow band and broadband Internet services as well as integrated Information Technology and communications solutions. It has more than 125 years of operating experience within the industry. Transport, Storage & Communications Z74
Description Sector SGX Code
StarHub is an info-communication company and the sole operator delivering a range of information, communications and entertainment services over fixed, cable, mobile and Internet platforms. StarHub operates a 3G mobile network in addition to its GSM network and is the provider of i-mode mobile Internet service over its 2.5G and 3G networks. StarHub also operates its own nation-wide HFC network that delivers multi-channel cable TV services (including Digital Cable), voice and Internet access for both consumer and corporate markets. Transport, Storage & Communications CC3
Description Sector SGX Code
UOB provides a wide range of financial services through its global network of branches/offices and subsidiaries/associates: personal financial services, private banking, trust services, commercial and corporate banking, investment banking, corporate finance, capital market activities, treasury services, futures broking, asset management, venture capital management, general insurance, life assurance and stockbroking services. Finance U11
Description Sector SGX Code
Headquartered in Singapore, Wilmar is Asia's leading agribusiness group. Its business activities include oil palm cultivation, oilseeds crushing, edible oils refining, sugar, specialty fats, oleo-chemicals and biodiesel manufacturing and grains processing. Manufacturing F34
Description Sector SGX Code
The Fund's investment objective is to replicate as closely as possible, before expenses, the performance of the FTSE Straits Times Index. The Fund is designed for investors who seek an "index-based" approach to investing in a portfolio of Singapore listed securities in a cost effective and easy to access manner. Finance G3B

Download a pdf version of the list of counters here

Regular Fees

Types of charges Mode of investment
Cash SRS
Buying shares 0.30% of the total investment amount
or S$5 per counter, whichever is higher
0.30% of the total investment amount
or S$5 per counter, whichever is higher
+
S$0.37*
per counter for processing
Selling shares 0.30% of the total sales proceeds
or S$5 per counter, whichever is higher
0.30% of the total sales proceeds
or S$5 per counter, whichever is higher
+
S$0.37*
per counter for processing

The fees and charges shown above include Goods and Services Tax(GST).

If you transfer your shares to

CDP or other financial institutions^ Change of beneficial owner 3bps of settlement value, min $150, per settlement instruction + GST*
No change in beneficial owner/Transfer to immediate family $10 + GST*

^For transfers to other financial institutions, half of the fees are charged to the transferee.

Change of beneficial owner means the shares are transferred to an account not in your name, either singly or jointly.

*Charges imposed by SGX

We know you may still have questions on BCIP. Refer to the FAQs to find out more.

Download FAQs

Ways to apply

For single account holder

Via Online Banking

For existing OCBC Online Banking customers only.

To access the forms:

  1. Log in to your OCBC Online Banking account
  2. Select the “Investment & Insurance” tab
  3. Click on the “Blue Chip Investment Plan” link

Log In to Online Banking




Don't have online banking yet? Apply now

Via OCBC OneWealth App

Download the OCBC OneWealth App to start investing now.

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Don't have OCBC Online Banking yet?
Apply instantly now!

 

Via Mail

For new and existing OCBC customers.

Mail in the completed application form with copies of:

  1. NRIC

    For Singaporeans and Singapore PRs
  2. Employment Pass / S-Pass

    Employment Pass / S-Pass or student pass and passport for foreigners
  3. Tax Residency Declaration

    For all applicants, please download the declaration form here
  4. Other supporting documents

    Supporting phone bill / bank statement / utilities bill showing residential address if you are a new customer

Download application form

For joint account (with child)

Via Mail

Mail in the completed application form with copies of:

Parent / Legal Guardian's documents

  1. NRIC

    For Singaporeans and Singapore PRs
  2. Employment Pass / S-Pass

    Employment Pass / S-Pass and passport for foreigners
  3. Tax Residency Declaration

    For all applicants, please download the declaration form here for both main and joint account holder.
  4. Other supporting documents

  • Supporting phone bill / bank statement / utilities bill showing residential address if you are a new customer
  • Supporting legal documents showing legal guardianship if you are not the parent

Child's documents

  1. Birth Certificate

  2. NRIC if child is 15 years old or over

Download application form