MaxTerm Value / MaxTerm Value (CI)

Get high protection coverage
at low premiums

Highly affordable

Pay the


the term policy


  • Age: 17 to 70 years old (age next birthday)
How to apply

As you progress through life, your financial commitment grows. Have you wondered how you can protect your life goals if the unfortunate were to happen to you? Protect your life goals with term insurance.

protection need

Term insurance provides high protection coverage at an affordable price over the policy duration. In unforeseen circumstances, you or your family members will receive a lump sum payout which you can use to pay off your outstanding liabilities, or provide an income for your loved ones.

Highly affordable

A 35-year-old (age next birthday) female, non-smoker, Singaporean only pays S$2.30/day for 30 years of insurance coverage at S$700,000 sum assured with MaxTerm Value. The earlier you purchase MaxTerm Value / MaxTerm Value (CI), the more affordable it is.

Essential coverage with two term insurance plans to choose from
Total and Permanent Disablity (TPD)
Terminal Illness (TI)
Critical Illnesses (CI)
Sum Assured Min:S$100,000
Max:S$3.0 million
  Subject to financial underwriting
Premiums stay the same throughout the policy term

This is not a fixed deposit or savings plan. This is a term insurance plan. Premium rates for MaxTerm Value are guaranteed and stay the same throughout the policy term. For MaxTerm Value (CI), the premiums are not guaranteed and may be adjusted based on the future critical illness claims experience.

Ms Tan is a 35-year-old (age next birthday), non-smoker, who bought a 30-year MaxTerm Value with a sum assured S$700,000. “Age” in this illustration refers to age nearest birthday.

Scenario 1:
Ms Tan pays S$819 yearly until age 65. There is no refund of premiums if no claims are made at the end of the policy term.

Scenario 2:
Ms Tan pays S$819 yearly. The unfortunate (death, TPD or TI) strikes her at age 45. A lump sum of S$700,000 will be paid out to her and/or her family.

Total premiums paid thus far: S$8,190 (based on yearly premiums)

Be rewarded when you start building your portfolio today.

Build with an Endowment Insurance

Get up to S$2,000 cash reward

Build with Unit Trusts

Get up to S$100 worth of shopping vouchers

Safeguard with MaxTerm Value (CI)

Get up to S$400 cash reward

For a limited time only, receive additional cash rewards of S$30 when you complete the OCBC Life Goals Planner with us and purchase a qualifying product at any branch.

Want to know more about MaxTerm Value /
MaxTerm Value (CI)?

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Call us

(65) 6722 2293

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