PA Protect

Benefits for you and/or your child

Section Benefits Sum Insured
(Per Policy Year)
Sum Insured
(Per Policy Year)
1Accidental DeathS$150,000 S$30,000 S$250,000 S$50,000
2Total Permanent Disablement (TPD)S$150,000S$30,000 S$250,000S$50,000
3Additional Accidental Death or Total Permanent Disablement Benefit whilst in public conveyance or due to specified natural disasters limited to flood, earthquake, cyclone, hurricane & typhoonS$50,000S$10,000S$100,000S$20,000
4Accidental Medical ExpensesS$2,000S$1,000 S$3,000S$1,500
Sub-limit of accidental medical expenses:
a. Chinese Physician (inclusive of bonesetter), Chiropractor, Physiotherapist Expenses S$500S$250 S$750S$375
b. Mobility Aids & Ambulance Services ExpensesS$500S$250S$750S$375
c. Accidental Dental ExpensesS$500S$250S$750S$375
d. Common Injuries Benefit: Fractures, dislocation & burns (injury must occur within 3 months from date of accident)S$500S$250S$750S$375
5Subsidy for Day Care: registered Infant Care, Child Care & Student Care Centre (per day limit S$100 with minimum hospitalisation of 3 days)S$500S$1,000
6Child RiderS$12,000

a. Medical Expenses
Due to Infectious Diseases:

Chicken Pox, Chikungunya Fever,
Dengue Fever, Hand, Foot & Mouth
Disease, Kawasaki Disease, Measles
Due to Animal Bites

b. Education Fund (when child suffers TPD due to an accident within 12 months from date of accident)S$10,000 per child (up to maximum of 3 children)
c. Get Well Benefit (per day S$50 with minimum hospitalisation of 3 days)S$500 (S$250 per accident)

Premiums (inclusive of 7% GST)

Insured Payment Frequency ClassicWise PremierWise
AdultMonthly S$15.52S$19.80
Child MonthlyS$6.69S$8.83
Child RiderMonthlyS$4.82S$4.82

Premium rates are not guaranteed and may be adjusted based on future experience. Above rates do not include any promotional discounts.


Apply by mail

You can apply for PA Protect by sending us the completed application form.

Download application form

Mail to us

Overseas Assurance Corporation
1 Pickering Street
#01-01 Great Eastern Centre
Singapore 048659
Attn: General Bancassurance


Call the OAC hotline


(+65) 6248 2888

Operating hours are from
9am to 5:30pm, Mondays to Fridays
(excluding public holidays)

For expats, please call 6722 2293

The Overseas Assurance Corporation Ltd (OAC) is a member of the OCBC Group.