OCBC Titanium Rewards Card

Get and use your card instantly when you apply via MyInfo.

  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*
  • Same day physical credit card issuance for online applications approved before 12:30pm

*Excluding merchants that do not require CVV input

Find out more

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 July 2019
  • Only for new OCBC Credit Card applications
T&Cs apply

The new OCBC Titanium Rewards Card now gives you more rewards points in more places. Whether you shop online or in stores, locally or overseas – you now earn 10x OCBC$ for every S$1 spent (capped at 120,000 OCBC$ within one year starting from the month in which your card was issued). In addition, the OCBC Titanium Rewards Card comes with e-Commerce Protection which ensures you get the best online deals, securely.

See what we have changed from OCBC Titanium Card to reward you more

Only the OCBC Titanium Rewards Card gets you

10X OCBC$

at retailers that fall within these shopping categories online and in stores, locally and overseas:

  • Clothes, shoes and bags

    Clothes, shoes and bags

  • Department stores

    Department stores

  • Babies and children’s wear

    Babies' and children’s wear

  • electronics and Gadgets

    Electronics and gadgets

On top of that, we recognise and award 10x OCBC$ on any purchases when you shop at the following merchants:

Alibaba Daigou Mustafa Centre
AliExpress Ezbuy Qoo10
Amazon IKEA Shopee
Courts Lazada Taobao

Last updated on: 24 October 2018

Transactions made on credit/debit cards are automatically categorised according to the Merchant Category Code (MCC) of the store, and the MCC determines whether the transaction is eligible for additional rewards. Note that MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express), which OCBC Bank has no discretion over.

Please note that the merchant's registered MCC may not always correspond with its nature of business. For example, a retail store can be registered as a Duty Free Store (MCC 5309) and Financial Institution (MCC 6012) even though it sells a variety of retail products, including electronics and gadgets and personal care.

Please refer to Frequently Asked Questions for more details.

For any questions regarding the eligible 10x OCBC$ transactions, please feel free to call us at 1800 363 3333.

Stay protected when you shop online

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E-Commerce Protection

Safeguard yourself against non-delivery and defective products when you shop online.

learn more

All online purchases on your OCBC Titanium Rewards Card comes with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you. Enjoy coverage of up to USD 200 per year.

  • Purchase Online
  • In 30 – 60 days
  • Delivery
  • Within 30 days
    from the date of
    the loss
    incident.
  • File Reimbursement
  • Buy any physical goods* online with your OCBC Titanium Rewards Card.

  • Goods not delivered or only partially delivered within 30 days of scheduled delivery and your seller has failed to refund you within 60 days of delivery
    OR
    Goods improperly functioning due to physical damage of goods delivered and your Seller/Courier has failed to refund you within 60 days of delivery.

  • File a claim via AIG Asia Pacific by visiting https://sg.mycardbenefits.com.

    Subject to maximum annual aggregate claim of US$200.

  • Purchase Online

    Buy any physical goods* online with your OCBC Titanium Rewards Card.

    *Minimum value of US$50. Other exclusions apply.

  • In 30 – 60 days
  • Delivery

    Goods not delivered or only partially delivered within 30 days of scheduled delivery and your seller has failed to refund you within 60 days of delivery
    OR
    Goods improperly functioning due to physical damage of goods delivered and your Seller/Courier has failed to refund you within 60 days of delivery.

  • Within 30 days
    from the date of
    the loss
    incident.
  • File Reimbursement

    File a claim via AIG Asia Pacific by calling +65 6419 1667 with supporting documents.

    Subject to maximum annual aggregate claim of US$200.

 

 

Exclusive offers

2% Cash Rebate at BEST Denki

Earn 2% Cash Rebate when you spend at BEST Denki, on top of the existing 10 OCBC$ (worth 4 Miles) OCBC Titanium Rewards Cardmembers earn on a usual basis.

Valid till 31 January 2020

Find out more
Lounge

Mastercard Airport Experiences provided by LoungeKey™

Regardless of the airline you fly or the ticket you hold, enjoy exclusive access at USD 27 per visit per person to more than 1,000 lounges with Mastercard Airport Experiences provided by LoungeKey™, where you can pamper yourself with complimentary refreshments and comfy seating. In addition, enjoy offers from top airport dining, spa and retail merchants.

Find out more

Cathay Cineplexes offers

  • S$8.50 (Mon to Thurs, including sneak preview)
  • S$11.00 (Fri to Sun, PH, eve of PH)
  • S$10.90 Mastercard Combo (Medium popcorn, hotdog and soft drink)

Valid till 30 June 2019

Terms and conditions
Valid from 1 January to 30 June 2019, unless otherwise stated. Payment must be made with a valid Mastercard credit /debit card. Limited to 10 tickets per transaction per card member. Movie ticket promotion is applicable strictly at the self-ticketing kiosks only. Not valid for online/corporate/group bookings. Not valid for all 3D,Hindi, Tamil, Special-Priced Tickets, Movie Marathon, Elite Club, Ultima, Platinum Movie Suites and Film Festival titles. Not valid with other discounts, promotions and voucher redemptions. Not valid for hall rental and block booking. The management reserves the right to alter the terms and conditions without prior notice. All information stipulated is correct at the time of post and may be subject to changes without prior notice.

Complimentary use of JetQuay Quayside

Complimentary Access Program

  • Complimentary use of JetQuay Quayside single trip service for Principal cardholder and up to 1 companion travelling on the same flight.
  • Cardholder must charge the full air ticket for a full service airline in order to be entitled to the complimentary access program

Valid from now till 31 October 2019


Discounted Access Program

  • Usage of JetQuay Quayside single trip service (arrival or departure) with up to 1 companion travelling on the same flight, at a special rate of S$250 per such service.
  • S$50 surcharge per way applies to all Terminal 4 Quayside service with effect from 1 November 2018.

- 30% off JetQuay Gateway Services
- 30% off JetQuay Jetside Services

Valid from now till 31 October 2019

For enquiries or reservations, call JetQuay at +65 6262 2220 or email reservations@jetquay.com.sg

Find out more


  • 1-1 on all Lounge services at The Haven, excluding the nap rooms.

Click here for more information, or call +65 6247 5636 to make a reservation at The Haven.

Enjoy these promotions with your OCBC Titanium Rewards Card.

REDEEM YOUR REWARDS

Earn OCBC$ when you spend with your OCBC Titanium Rewards Card and redeem these rewards.

  • Earn: 25,000 OCBC$
      REDEEM: 10,000
    KRISFLYER MILES

    redeem 10,000 kris flyer miles
  • Earn: 18,000 OCBC$
      REDEEM: S$50
    TITANIUM CASH

    redeem S$50 titanium cash
  • Earn: 10,500 OCBC$
      REDEEM: S$30 ESSO
    SYNERGY VOUCHER

    redeem S$30 esso synergy voucher
  • Earn: 7,000 OCBC$
      REDEEM: S$20 NTUC
    FAIRPRICE VOUCHER

    redeem S$20 ntuc fairprice voucher
  • Earn: 3,500 OCBC$
      REDEEM: S$10
    ROBINSONS VOUCHER

    redeem S$10 robinsons voucher
  • Earn: 1,750 OCBC$
      REDEEM: S$5
    ZARA BILL OFFSET

    redeem S$5 zara bill offset

View full catalogue here

 

eligibility & fees

Eligibility

  • Age 21 and above
  • Annual income:
    S$30,000 and above for Singaporeans and Singapore PRs
    S$45,000 and above for foreigners

Fee & Charges

  • Principal card: S$192.60 a year (First 2 years free)
  • To earn an annual fee waiver for your OCBC Titanium Rewards Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Titanium Rewards Credit Card was issued.
  • Supplementary card: S$96.30 a year (First 2 years free)
  • For more fees and charges, view here

How to apply

Get your credit card in

3 simple steps


How to apply for a supplementary card

With effect from 19 September 2016, the OCBC Credit Cardmembers' Agreement will be revised, mainly to address changes to the Cashwise nomenclature, updates to the Cash Advance terms and other editorial amendments.
Please refer to https://www.ocbc.com/assets/pdf/cards/cm_agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.


Important things to note before you apply

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.


Notices
  • You will only earn 1 OCBC$ (instead of 10 OCBC$) for every dollar spent in Mobile Pay and Personal Care categories.
  • Bus and train fare transactions charged to your OCBC Titanium Rewards Card will not be awarded OCBC$. Please visit ocbc.com/rewards for the revised T&Cs governing the OCBC$ Rewards Programme.
Terms and conditions