Spend and Earn this Chinese New Year with OCBC YES! Debit Card


Have an auspicious start to the year when you spend and earn with OCBC YES! Debit Card.

Enjoy S$16 cashback when you spend:

1.  $200 on groceries at any supermarket


2.  S$100 online on any of the following merchants:

  • McDonald's
  • KFC
  • Pizza Hut
  • Food Panda

Or get S$8 cashback when you fulfil either of the two criterias.

Be the first 2000 to enjoy the promotion! Only valid till 29 Feb 2016.

Terms and Conditions Governing the OCBC YES! Debit Card Chinese New Year Promotion (the "Promotion")

Promotion Period

  1. The promotion period will be from 29 January 2016 to 29 February 2016 (both dates included) or such other period as may be determined by Oversea-Chinese Banking Corporation Limited ("OCBC") in its absolute discretion (the "Promotion Period").



  3. You are eligible to take part in the Promotion ("Eligible Cardmembers") if:
    (a) You are an existing OCBC YES! Debit Cardholder who has received a short messaging service/electronic mail invitation (an "Invitation") to participate in the Promotion;
    (b) Your OCBC YES! Debit Card account is in good standing with OCBC during the Promotion Period; and
    (c) You have made retail transactions during the Promotion Period on your OCBC YES! Debit Card in accordance to the terms and conditions of the Promotion.



  5. The first 2000 customers to spend at least S$200 in supermarkets with their OCBC YES! Debit Card in accordance with the terms of the Invitation during the Promotion Period will receive a one-time S$8 cash rebate.
  6. The first 2000 customers to spend at least S$100 on online food delivery from the selected merchants with their OCBC YES! Debit Card in accordance with the terms of the Invitation during the Promotion Period will receive a one-time S$8 cash rebate. Selected merchants are: McDonald's, KFC, Pizza Hut and foodpanda.
  7. Eligible Cardmembers can earn up to S$16 in total should they fulfil both (3) and (4).
  8. The amount each Eligible Cardmember receives back in cash will be calculated based on their total retail spending made at eligible merchants during the Promotion Period. In the event of any ambiguity, OCBC retains the right to determine whether a particular transaction qualifies as a "retail transaction".
  9. Only applicable for retail transactions on Visa and Visa payWave made locally or online.
  10. Purchases via NETS, Annual card fees, Cashwise Facility, Instalment Payment Plan, income tax, interest, late payment charges, goods and services taxes, Cash Advances, Balance Transfers and other fees and charges are excluded from the calculation of the retail spend for this Promotion.
  11. Your OCBC YES! Debit Card account will be credited with the relevant cashback amount by 31 March 2016.
  12. You cannot transfer or exchange the cashback for cash, credit or other benefits.
  13. Your OCBC YES! Debit Card account must be active and in good standing at the time of crediting.
  14. OCBC has the right to end or withdraw the Promotion without giving you notice.



  16. OCBC's decision on all matters relating to the Promotion will be final. If there is any difference between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions will apply.
  17. OCBC will not be responsible or held liable for any loss to or expenses you or any person incur in connection with the Promotion, including any error in computation, any breakdown or malfunction in any computer system or equipment.
  18. We have the right to change any terms and conditions without giving you notice. This includes changing the rules relating to who is eligible for the Promotion and the dates of the Promotion.
  19. 16. The laws of Singapore apply to these terms and conditions, and any disputes between the participants and OCBC will be dealt with in the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions has no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.