OCBC Plus! Visa Card

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Cards
OCBC Plus! Visa Card

Singapore’s card of choice at FairPrice and more

Enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards

Get S$50 cash rebate upon approval.

No minimum spend required
Apply online by 30 September 2019
Only for new OCBC Credit Card applications

T&Cs apply

Get S$20 cash credit for adding an NTUC-OCBC Starter or Plus! Savings Account to your card application.

Promotion valid only (i) for your first OCBC deposit account and (ii) it must be opened online.
Limited to the first 600 OCBC deposits accounts opened online per month, and valid till 31 December 2019.

T&Cs apply

What are NTUC Plus!/OCBC Plus! Visa Credit Cards

NTUC Plus!/OCBC Plus! Visa Credit Cards are designed to let you save more. With up to 12% rebate at FairPrice, grocery shopping just got better! You will also enjoy more savings on fuel, telco bills and other daily essentials, in addition to LinkPoints rebates at over 200 participating Plus! merchants. It’s our way of celebrating your hard work with Singapore’s card of choice for savings all year round.

How our Credit Cards work

NTUC Plus! Visa Credit Card
(for NTUC Union members)

Key benefits

Spend a minimum of S$400 monthly anywhere outside of FairPrice^{^} to qualify.

Up to 12% off at FairPrice Stores, Unity and Warehouse Club¹
Up to 8% off at FairPrice On¹

OCBC Plus! Visa Credit Card

Key benefits

Spend a minimum of S$500 monthly anywhere outside of FairPrice^{^} to qualify.

7% off at FairPrice Stores, Unity and Warehouse Club²
3% off at FairPrice On²

Key benefits

Spend a minimum of S$400 monthly anywhere outside of FairPrice^{^} to qualify.

Up to 12% off at FairPrice Stores, Unity and Warehouse Club¹
Up to 8% off at FairPrice On¹

Spend a minimum of S$500 monthly anywhere outside of FairPrice^{^} to qualify.

7% off at FairPrice Stores, Unity and Warehouse Club²
3% off at FairPrice On²

^{^}Anywhere outside of FairPrice spend refers to Visa transactions made on your NTUC Plus!/OCBC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice On, Warehouse Club and Unity.

Get the NTUC-OCBC Starter Account with the NTUC Plus! Visa Credit Card

Get the Plus! Savings Account with the NTUC Plus! Visa Credit Card

Also available as a Debit Card, click for full benefits.

Save even more

Up to 12% off at FairPrice stores, Unity and Warehouse Club¹

Up to 8% off at FairPrice On¹

Up to 20.6% fuel savings (From now till 31 Dec 2019) + earn 2.3% Smiles Savings at Esso

Find out more

Enjoy instant 18% off all fuel grades + 0.2% LinkPoints rebate at Caltex

Find out more

3% off at Cheers¹⁵

3% off at Popular¹⁵

1% LinkPoints rewards on M1, Starhub & Singtel recurring bills¹⁶

0.22% LinkPoints rewards on all Visa spendings¹⁷

Find out more

Enjoy fast, easy and secure payments with Visa payWave

Full Terms and Conditions

Promotions

Additional Benefits

Link a new Esso Smiles Account with your NTUC/OCBC Plus! Visa Card

Enjoy great fuel savings with ease when you link your card.

Frequency Asked Questions

Additional discounts on dining, shopping, travel and more

Enjoy exclusive card promotions with OCBC Cards islandwide

Find out more

Plus! App

Enhance your rewards experience with the Plus! App.

Check your LinkPoints balance and transaction history conveniently.
Be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats.
Collect stamps from Plus! Partners to redeem exciting rewards.

Download the app now
View the latest Plus! Promotions

Eligibility & Fees

Eligibility

NTUC Plus!/OCBC Plus! Visa Credit Card

Age 21 and above
Annual income:
S$30,000 and above for Singaporeans and Singaporean PRs
S$45,000 and above for foreigners
(You must be an NTUC Union member to be eligible for the NTUC Plus! Visa Credit Card. If you cease to be an NTUC Union member, OCBC Bank reserves the right to cancel your NTUC Plus! Visa Credit Card and issue you a OCBC Plus! Visa Credit Card. When this happens, your NTUC-OCBC Starter Account will be converted to a Plus! Savings Account.)

Fees & charges

NTUC Plus! Visa Credit Card

Principal card: Free (prevailing NTUC Membership fee applies)
Supplementary card: Free (up to 3 supplementary cards)

OCBC Plus! Visa Credit Card

Principal card: : S$107 per annum (First 1 year free)
Supplementary card: Free (up to 3 supplementary cards)
To earn an annual fee waiver for your OCBC Plus! Visa Credit Card, you must spend a minimum of at least S$2,500 in one year, starting from the month after your OCBC Plus! Visa Credit Card was issued.

For more fees and charges, view here.

How to apply

Get your credit card in

3 simple steps

Important things to note before you apply

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Terms and conditions

Plus! Credit Cardmembers Agreement
OCBC Credit Cardmembers Agreement
Terms and conditions governing OCBC Deposit Accounts
Terms and conditions governing Plus! Deposit Accounts
Terms and Conditions Governing the NTUC-OCBC Starter Account
Terms and conditions governing Electronic Banking Services
Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme

Illustration

Here’s how you can achieve at least S$400 worth of spend anywhere outside of FairPrice^{^} a month:

Esso service station	S$60
Town council bill	S$100
Telco bill	S$100
Insurance	S$50
Dining	S$20
Popular bookstore	S$50
EZ-Link top-up	S$50
Cheers	S$5
Department store	S$30
Total	S$465

^{^}Anywhere outside of FairPrice refers to Visa transactions made on your NTUC Plus!/OCBC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice Online, Warehouse Club and Unity.

calculation example

Here’s an example of how a typical NTUC Plus! Visa cardmember can earn 12% rebate with his NTUC Plus! Visa Card assuming he meets the minimum anywhere outside of FairPrice spend and credits his salary into his NTUC-OCBC Starter Account. Assuming he spent S$500¹ in FairPrice this month:

LinkPoints Rebate from FairPrice	LinkPoints Rebate from OCBC	Bonus LinkPoints from Salary Crediting into NTUC-OCBC Starter Account	FairPrice Annual Cash Rebate²
2 LinkPoints x S$500 = 1,000 LinkPoints	8.5 LinkPoints x S$500 = 4,250 LinkPoints	1.5 LinkPoints x S$500 = 750 LinkPoints	S$20 cash rebate
Total 6,000 LinkPoints worth S$40 (S$6.67 + S$28.33 + S$5)			S$20 worth of cash rebate
Total Savings: S$60 based on S$500 worth of purchases in FairPrice

150 LinkPoints = S$1

¹To earn LinkPoints on your purchases in FairPrice, you must charge at least S$20 per transaction.
²FairPrice Annual Cash Rebate is applicable to NTUC members who are FairPrice shareholders and rebate is applicable for all purchases in FairPrice up to S$6,000 per year.

Esso service station	S$80
Town council bill	S$120
Telco bill	S$120
Insurance	S$50
Dining	S$20
Popular bookstore	S$50
EZ-Link top-up	S$50
Cheers	S$20
Departmental store	S$50
Total	S$560

LinkPoints Rebate from FairPrice	LinkPoints Rebate from OCBC
2 LinkPoints x S$500 = 1,000 LinkPoints	8.5 LinkPoints x S$500 = 4,250 LinkPoints
Total 5,250 LinkPoints worth S$35 (S$6.67 + S$28.33)
Total Savings: S$35 based on S$500 worth of purchases in FairPrice

OCBC Plus! Visa Card

Singapore’s card of choice at FairPrice and more

Enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards

What are NTUC Plus!/OCBC Plus! Visa Credit Cards

How our Credit Cards work

Key benefits

Key benefits

Key benefits

Also available as a Debit Card, click for full benefits.

Save even more

Promotions

Up to 20.6% fuel savings at Esso

Exclusive savings on everyday essentials

Additional Benefits

Link a new Esso Smiles Account with your NTUC/OCBC Plus! Visa Card

Additional discounts on dining, shopping, travel and more

Plus! App

Eligibility & Fees

Eligibility

Fees & charges

How to apply

Get your credit card in

3 simple steps

Terms and conditions

Choose your card

Choose your card

Choose your card

Up to 12% off

Up to 8% off

7% off

3% off

Illustration

Illustration