OCBC Plus! Visa Card

OCBC Plus! Visa Card

Singapore’s card of choice at FairPrice and more

Enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards

Get and use your card instantly when you apply via MyInfo.

  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*

*Excluding merchants that do not require CVV input

Find out more

What are NTUC Plus!/OCBC Plus! Visa Credit Cards

NTUC Plus!/OCBC Plus! Visa Credit Cards are designed to let you save more. With up to 12% rebate at FairPrice, grocery shopping just got better! You will also enjoy more savings on fuel, telco bills and other daily essentials, in addition to LinkPoints rebates at over 200 participating Plus! merchants. It’s our way of celebrating your hard work with Singapore’s card of choice for savings all year round.


How our Credit Cards work

Silver Card

NTUC Plus! Visa Credit Card
(for NTUC Union members)

Key benefits
Black Card

OCBC Plus! Visa Credit Card

Key benefits

Spend a minimum of S$500 monthly anywhere outside of FairPrice^ to qualify.

  • 7% off at FairPrice Stores, Unity and Warehouse Club2
  • 3% off at FairPrice On2
Key benefits

^Anywhere outside of FairPrice spend refers to Visa transactions made on your NTUC Plus!/OCBC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice On, Warehouse Club and Unity.

Get the NTUC-OCBC Starter Account with the NTUC Plus! Visa Credit Card

Get the Plus! Savings Account with the NTUC Plus! Visa Credit Card

Also available as a Debit Card, click for full benefits.

Save even more



Up to 20.6% fuel savings at Esso

1 Aug 2018 – 28 Feb 2020 *Extended due to popular demand!

Get an additional 2.1% off your gross fuel spend at Esso!

Find out more

Additional Benefits

Link a new Esso Smiles Account with your NTUC/OCBC Plus! Visa Card

Enjoy great fuel savings with ease when you link your card.

Sign up for a new card

Frequency Asked Questions

Additional discounts on dining, shopping, travel and more

Enjoy exclusive card promotions with OCBC Cards islandwide

Find out more

Plus! App

Enhance your rewards experience with the Plus! App.

  • Check your LinkPoints balance and transaction history conveniently.
  • Be it shopping, exercising, traveling or dining, explore the discounts and deals you can get under Plus! Treats.
  • Collect stamps from Plus! Partners to redeem exciting rewards.
Download the app now
View the latest Plus! Promotions

STACK Your rewards

STACK – The new digital platform to track and exchange points across different rewards programmes, and get exclusive access to deals on STACK Marketplace.

Find out more


Eligibility & Fees


NTUC Plus!/OCBC Plus! Visa Credit Card

  • Age 21 and above
  • Annual income:
    S$30,000 and above for Singaporeans and Singaporean PRs
    S$45,000 and above for foreigners
  • (You must be an NTUC Union member to be eligible for the NTUC Plus! Visa Credit Card. If you cease to be an NTUC Union member, OCBC Bank reserves the right to cancel your NTUC Plus! Visa Credit Card and issue you a OCBC Plus! Visa Credit Card. When this happens, your NTUC-OCBC Starter Account will be converted to a Plus! Savings Account.)

Fees & charges

NTUC Plus! Visa Credit Card

  • Principal card: Free (prevailing NTUC Membership fee applies)
  • Supplementary card: Free (up to 3 supplementary cards)

OCBC Plus! Visa Credit Card

  • Principal card: : S$107 per annum (First 1 year free)
  • Supplementary card: Free (up to 3 supplementary cards)
  • To earn an annual fee waiver for your OCBC Plus! Visa Credit Card, you must spend a minimum of at least S$2,500 in one year, starting from the month after your OCBC Plus! Visa Credit Card was issued.

    For more fees and charges, view here.


How to apply

Get your credit card in

3 simple steps

Important things to note before you apply

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Terms and conditions