Cash Advance

Never worry about not having
enough cash on hand

Get easy access to cash anytime, anywhere

 

Ever been stuck in a moment when you needed cash but didn't have any? Conveniently get extra cash right when you need it, with OCBC Cash Advance.


3 ways to apply

ATM
  • Use your credit card pin to get cash from any OCBC ATM island-wide
  • While overseas, look out for any ATM with a VISA or MasterCard logo
Branch
  • Withdraw cash over the counter at any OCBC Branch
  • While overseas, visit any VISA or MasterCard affiliated bank branch
Dial-A-Cash
  • Call 1800 363 3333 to speak to a customer service representative
  • While overseas, dial +65 6363 3333 instead

What you need to know


  • For credit cards approved before 22 August 2012, cash advance withdrawal limits are pegged to your available credit limit. For credit cards approved on or after 22 August 2012, the cash advance withdrawal limit is up to 70% of the approved credit limit of your card.
  • Maximum withdrawal amount from an OCBC ATM is S$1,000 per transaction up to your available limit, subject to a maximum of S$20,000 per day. Overseas ATMs may have different maximum withdrawal limits. Your Credit Card PIN is required.
  • A Cash Advance Fee of S$15 or 6% on the amount withdrawn, whichever is greater, applies for each Cash Advance transaction.
  • Cash Advance interest of 28.92% p.a (minimum S$2.50) will be calculated on a daily basis and levied on the amount withdrawn from the withdrawal date until full payment. Interest subject to compounding if the monthly interest charges are not repaid in full.

Terms and conditions

Fees and Charges for ATM Usage

Fees and Charges & Terms and Conditions

- For credit cards approved before 22 August 2012, cash advance withdrawal limits are pegged to your available credit limit. For credit cards approved on or after 22 August 2012, the cash advance withdrawal limit is up to 70% of the approved credit limit of your card.

- Maximum withdrawal amount from an OCBC ATM is S$1,000 per transaction up to your available credit limit, subject to a maximum of S$20,000 per day. Overseas ATMs may have different maximum withdrawal limits.

- A Cash Advance Fee of S$15 or 6% on the amount withdrawn, whichever is greater, applies for each Cash Advance transaction.

- Cash Advance interest of 28.92% p.a (minimum S$2.50) will be calculated on a daily basis and levied on the amount withdrawn from the withdrawal date until full payment. Interest subject to compounding if the monthly interest charges are not repaid in full.

Need help?

1800 363 3333

or contact us online