OCBC 90°N Mastercard

Earn more on your daily spend for future travels

Why you will love this

Flexible rewards — Travel$ offer access to miles, cash rebates and more

No expiry or conversion fees on your Travel$

Instant approval — Get and use your card instantly when you apply via MyInfo

Who can apply

Singaporean, Singapore PR, E-pass and S-pass holders

Anyone above 21 years old

A versatile travel companion that lets you go the distance and rewards you with more Travel$ for every spend.

Immediate perks
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Earn 8 miles on your accommodation (Till 29 February 2020)

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For Agoda transactions, bookings must be made through agoda.com/ocbc90n. Bonus miles will be credited to your account within 2 months after your departure from the hotel.

For Expedia transactions, bookings must be made through expedia.com.sg/ocbc90n.

To ensure the transaction is tracked accurately, do not access any other Agoda or Expedia landing pages after accessing this site on any browser. This promotion also cannot be used in conjunction with any other promotions/ discount codes/ Shopback.

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Earn 4 miles on your flight booking (Till 29 February 2020)

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Earn 4 miles on shopping and entertainment (Till 29 February 2020)

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Bonus miles for DFS and Shilla will be awarded for in-store spend at Changi Airport only.

Announcement

The OCBC 90°N Mastercard now comes with a brand new look! All communications will have this refreshed card image moving forward. 

New card applicants will receive this new card design from 15 October 2021. For existing cardmembers, the new card design will only be issued to you upon card renewal or replacement.

Benefits
2.1 Travel$ per S$1 Foreign Currency Spend

2.1 Travel$ per S$1
Foreign Currency Spend

  • Travel$ are awarded for every S$5 spent per transaction

  • Travel$ are awarded for every S$5 spent per transaction

1.2 Travel$ per S$1 spend Local Spend (SGD)

1.2 Travel$ per S$1
Local Spend (SGD)

  • Travel$ are awarded for every S$5 spent per transaction

  • Travel$ are awarded for every S$5 spent per transaction

VOYAGE Miles are evergreen

Travel$ that do not expire, with easy redemption

  • No expiry – redeem whenever you want
  • No conversion fees from Travel$ to Miles
  • Less wastage as Miles are converted in blocks of 1,000 Travel$

  • No expiry – redeem whenever you want
  • No conversion fees from Travel$ to Miles
  • Less wastage as Miles are converted in blocks of 1,000 Travel$

Turn your Travel$ to cash rebates

Turn your Travel$ to cash rebates

  • Get cash rebates at up to 2.1% from your earned Travel$ 
  • No minimum spend and no caps
  • Use it to instantly offset your credit card bills

  • Get cash rebates at up to 2.1% from your earned Travel$ 
  • No minimum spend and no caps
  • Use it to instantly offset your credit card bills

STACK your rewards

STACK your rewards

  • Get exclusive deals on STACK Marketplace
  • Enjoy real-time points conversion across different rewards programmes

  • Get exclusive deals on STACK Marketplace
  • Enjoy real-time points conversion across different rewards programmes

E-Commerce Protection

E-Commerce Protection

All online purchases on your OCBC 90°N Card come with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you.

All online purchases on your OCBC 90°N Card come with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you.

Promotion
Plan your next staycation with complimentary HoteLux Elite perks

Receive up to US$100 dining or spa credit, room upgrades and more. Redeem your complimentary 3-month Elite Membership with your OCBC 90°N Card.

Find out more

Start earning new travel experiences
Up to 7 Travel$ per S$1 spent on Agoda accommodations worldwide
  • 7 Travel$ per S$1 on bookings made in foreign currency
  • 6 Travel$ per S$1 on bookings made in SGD

Travel$ are awarded for every S$5 spent per transaction. Find out more about Travel$.

See booking requirements 

Mastercard Airport Experiences provided by LoungeKey: Unwind before you take-off

Make the most of your airport experience by getting access to lounges worldwide. You can also enjoy offers for dining, spas and retail as listed on the Mastercard Airport Experiences website and mobile app. 

Learn more 

Welcome gift

Gift vouchers worth up to S$300 await you!

Apply for an OCBC 90°N Card and receive welcome gift vouchers worth up to S$300 via STACK, our digital loyalty platform.

You will need a valid STACK account to receive the vouchers after your card is approved. Terms and conditions apply.

Find out more

BEFORE YOU APPLY

Eligibility requirements

Minimum age

21 years old

Nationality

Singaporeans, Singapore PRs, E-Pass and S-Pass Holders

Annual income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners


Fees

Principal card

S$53.50 a year (non-waivable for the first year) Receive an extra 10,000 Travel$ when you top up S$139.

Supplementary card

S$53.50 (waived for the first year)

Other fees and charges



Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.


Ready to apply?

Start earning new travel experiences with the OCBC 90°N Mastercard this instant

FAQs
Is there any cap on the Travel$ I can earn each month?

There is no cap on the amount of Travel$ you can earn each month.

What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, OCBC Bank has no control over when the merchant records the transaction.

When will I receive my Travel$?

Travel$ will be credited to your account when the transaction is posted.

What is the difference between OCBC 90°N Mastercard and Visa Card?

The OCBC 90°N Mastercard and Visa Cards have different award rates to suit your needs and preferences. Please refer to www.ocbc.com/90nvisa for the OCBC 90°N Visa Card benefits.

As these two cards are on different card associations (Mastercard/Visa), they may also enjoy different card association specific or targeted promotions from time to time.

More questions and answers

OCBC 90°N Card

card

New OCBC Cardmembers

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 December 2019

T&Cs apply

More information such as terms and conditions, fees and charges can be found here.

1
For Singaporeans and Permanent Residents:

NRIC

For Foreigners:

Passport
Employment Pass (EP); or S-Pass

2
S$1,000 for initial deposit
3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement