Deposit Accounts Interest Rates

For the full terms and conditions of deposit accounts, please refer to the Terms and Conditions Governing Deposit Accounts. 360, Bonus+ Savings, Child Development, Monthly Savings, Premier Dividend+ Savings Account are accompanied by additional terms and conditions.


360 Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
Salary bonus interest Up to S$70,000 Up to 1.50
Credit Card Spend bonus interest Up to S$70,000 Up to 0.60
Step-up bonus interest Up to S$70,000 Up to 0.60
Wealth bonus interest Up to S$70,000 Up to 1.20
Grow bonus interest Up to S$70,000 1.00
Boost bonus interest On incremental balance, up to S$1,000,000 1.00

For full details, please refer to OCBC 360 Account.

FRANK Account

Account Balance Interest Rate (% per year)
First S$10,000 0.20
Next S$90,000 0.30
Next S$400,000 0.40
Above S$500,000 Balance in excess of S$500,000 will not earn interest

Bonus+ Savings Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you make no withdrawal in that month Entire account balance 0.75
When you make no withdrawal and deposit a minimum of S$500 in that month Entire account balance 0.2

Mighty Savers Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you deposit a minimum of S$50 and make no withdrawal that month Entire account balance 0.35
OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest Entire account balance 0.40

Monthly Savings Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you deposit a minimum of S$50 and make no withdrawal that month Entire account balance 0.35
OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest
(Not applicable to accounts opened from 2 May 2018 onwards)
Entire account balance 0.40

Child Development Account (CDA)

Account Balance Interest Rate (% per year)
First S$36,000 2.00
Above S$36,000 0.05

Premier Dividend+ Savings Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you make no withdrawal in that month Entire account balance 0.80
When you make no withdrawal and deposit a minimum of S$2,000 in that month Entire account balance 0.25

Premier EasiSave, Premier Statement Savings, Private Bank EasiSave, Private Bank Statement Savings, EasiSave Gold Account

Account Balance Interest Rate (% per year)
First S$100,000 0.10
Next S$900,000 0.20
Above S$1,000,000 0.25

Premier Trade SGD Cash Account

Account Balance Interest Rate (% per year)
Entire account balance 0.15

Basic Banking, Moi, MultiSave, OCBC Savers, OCBC SmartSenior, OCBC WealthSavers, Passbook Savings, Passbook Savings (Debit Card), Passbook Trust, Savings (PAR), School Savings, Seniorate, SmartParent, SmartSavings, Special Savings (CPF), Statement Savings, Statement Savings (Debit Card), Statement Savings - Trust, Student EasiStart, Young Savers Account

Account Balance Interest Rate (% per year)
First S$350,000 0.05
Next S$650,000 0.08
Above S$1,000,000 0.10

AL-Wadiah Savings, AL-Wadiah Savings (Debit Card) Account

Account Balance Hibah (Dividends) (% per year)
First S$350,000 0.05
Next S$650,000 0.08
Above S$1,000,000 0.10

EasiSave, MoneyMax, PLUS-Yield Plus Account

Account Balance Interest Rate (% per year)
First S$100,000 0.05
Next S$250,000 0.08
Next S$650,000 0.10
Above S$1,000,000 0.15

Bonus Savers Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.20
When you make no withdrawal in that month Entire account balance 0.48

Singapore Dollars Time Deposit Account

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Premier Global Account

Account Balance Interest Rate (% per year)
  United
States Dollar
(USD)
Australian
Dollar (AUD)
New Zealand
Dollar (NZD)
Canadian
Dollar (CAD)
Chinese Yuan
Offshore (CNH)
First $100,000 0.02 0.50 0.50 0.05  
Next $250,000 0.05 0.75 0.75 0.05  
Next $650,000 0.08 1.00 1.00 0.05  
Above $1,000,000 0.12 1.50 1.30 0.05  
First $500,000         0.25
Next $1,500,000         0.25
Next $3,000,000         0.50
Above $5,000,000         0.75


Foreign Currency Time Deposit, Global Savings, Foreign Currency Call Deposit Account

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Prime Lending Rate: 5% per year

All rates are for information only and are subject to change without prior notice