For the full terms and conditions of deposit accounts, please refer to the Terms and Conditions Governing Deposit Accounts. 360, Bonus+ Savings, Child Development, Monthly Savings, Premier Dividend+ Savings Account are accompanied by additional terms and conditions.

Account Balance | Interest Rate (% per year) | |
---|---|---|

Base interest | Entire account balance | 0.05 |

When you credit your salary every month | Up to S$60,000 | 1.20 |

When you pay 3 bills online every month | Up to S$60,000 | 0.50 |

When you spend S$500 on your OCBC credit cards every month | Up to S$60,000 | 0.50 |

When you insure or invest in eligible financial products (You will receive bonus interest for a period of 12 months) | Up to S$60,000 | 1.00 |

When you increase your account balance from the previous month's balance | On any incremental account balances, up to S$1,000,000 | 1.00 |

Account Balance | Interest Rate (% per year) |
---|---|

First S$10,000 | 0.20 |

Next S$90,000 | 0.30 |

Next S$400,000 | 0.40 |

Above S$500,000 | Balance in excess of S$500,000 will not earn interest |

Account Balance | Interest Rate (% per year) | |
---|---|---|

Base interest | Entire account balance | 0.05 |

When you make no withdrawal in that month | Entire account balance | 0.75 |

Account Balance | Interest Rate (% per year) | |
---|---|---|

Base interest | Entire account balance | 0.05 |

When you deposit a minimum of S$50 and make no withdrawal that month | Entire account balance | 0.35 |

OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest | Entire account balance | 0.40 |

Account Balance | Interest Rate (% per year) |
---|---|

First S$36,000 | 2.00 |

Above S$36,000 | 0.05 |

Account Balance | Interest Rate (% per year) | |
---|---|---|

Base interest | Entire account balance | 0.05 |

When you make no withdrawal in that month | Entire account balance | 0.80 |

Account Balance | Interest Rate (% per year) |
---|---|

First S$100,000 | 0.10 |

Next S$900,000 | 0.20 |

Above S$1,000,000 | 0.25 |

Account Balance | Interest Rate (% per year) |
---|---|

Entire account balance | 0.15 |

Account Balance | Interest Rate (% per year) |
---|---|

First S$350,000 | 0.05 |

Next S$650,000 | 0.08 |

Above S$1,000,000 | 0.10 |

Account Balance | Hibah (Dividends) (% per year) |
---|---|

First S$350,000 | 0.05 |

Next S$650,000 | 0.08 |

Above S$1,000,000 | 0.10 |

Account Balance | Interest Rate (% per year) |
---|---|

First S$100,000 | 0.05 |

Next S$250,000 | 0.08 |

Next S$650,000 | 0.10 |

Above S$1,000,000 | 0.15 |

Account Balance | Interest Rate (% per year) | |
---|---|---|

Base interest | Entire account balance | 0.20 |

When you make no withdrawal in that month | Entire account balance | 0.48 |

Prime Lending Rate: 5% per year

All rates are for information only and are subject to change without prior notice