Deposit Account Product Interest Rates

For the full terms and conditions of deposit accounts, please refer to the Terms and Conditions Governing Deposit Accounts. 360, Bonus+ Savings, Child Development, Monthly Savings, Premier Dividend+ Savings Account are accompanied by additional terms and conditions.


360 Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you credit your salary every month Up to S$60,000 1.20
When you pay 3 bills online every month Up to S$60,000 0.50
When you spend S$500 on your OCBC credit cards every month Up to S$60,000 0.50
When you insure or invest in eligible financial products (You will receive bonus interest for a period of 12 months) Up to S$60,000 1.00
When you increase your account balance from the previous month's balance On any incremental account balances, up to S$1,000,000 1.00

FRANK Account

Account Balance Interest Rate (% per year)
First S$10,000 0.20
Next S$90,000 0.30
Next S$400,000 0.40
Above S$500,000 Balance in excess of S$500,000 will not earn interest

Bonus+ Savings Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you make no withdrawal in that month Entire account balance 0.75

Monthly Savings Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you deposit a minimum of S$50 and make no withdrawal that month Entire account balance 0.35
OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest Entire account balance 0.40

Child Development Account (CDA)

Account Balance Interest Rate (% per year)
First S$36,000 2.00
Above S$36,000 0.05

Premier Dividend+ Savings Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.05
When you make no withdrawal in that month Entire account balance 0.80

Premier EasiSave, Premier Statement Savings, Private Bank EasiSave, Private Bank Statement Savings, EasiSave Gold Account

Account Balance Interest Rate (% per year)
First S$100,000 0.10
Next S$900,000 0.20
Above S$1,000,000 0.25

Premier Trade SGD Cash Account

Account Balance Interest Rate (% per year)
Entire account balance 0.15

Basic Banking, Moi, MultiSave, OCBC Savers, OCBC SmartSenior, OCBC WealthSavers, Passbook Savings, Passbook Savings (Debit Card), Passbook Trust, Savings (PAR), School Savings, Seniorate, SmartParent, SmartSavings, Special Savings (CPF), Statement Savings, Statement Savings (Debit Card), Statement Savings - Trust, Student EasiStart, Young Savers Account

Account Balance Interest Rate (% per year)
First S$350,000 0.05
Next S$650,000 0.08
Above S$1,000,000 0.10

AL-Wadiah Savings, AL-Wadiah Savings (Debit Card) Account

Account Balance Hibah (Dividends) (% per year)
First S$350,000 0.05
Next S$650,000 0.08
Above S$1,000,000 0.10

EasiSave, MoneyMax, PLUS-Yield Plus Account

Account Balance Interest Rate (% per year)
First S$100,000 0.05
Next S$250,000 0.08
Next S$650,000 0.10
Above S$1,000,000 0.15

Bonus Savers Account

  Account Balance Interest Rate (% per year)
Base interest Entire account balance 0.20
When you make no withdrawal in that month Entire account balance 0.48

Prime Lending Rate: 5% per year

All rates are for information only and are subject to change without prior notice