Comprising OCBC Business Term Loan and OCBC Business CreditPlus, our working capital solution is specially designed to give your business maximum flexibility and easy access to funds.
Next Steps :
Business Term Loan
This is a collateral-free facility that dispenses funds upfront to meet your immediate needs.
No Asset Pledged
Gives you the ease of a hassle-free application.
Separate Payouts
Offers you the flexibility of using the loan in 2 separate payouts within 6 months if the loan amount is above $80,000.
Top-up Convenience
Lets you redraw up to your original loan amount after 2 years without submitting any document.
Business CreditPlus
A collateral-free overdraft facility to draw on whenever you need instant cash.
Standby Limit
Offers you greater flexibility as funds may be used as and when you need it.
Flexible Repayment
Exercise control over your funds as you only pay interest on the amount used.
Automatic Renewal
Saves you time as line is renewed without the need for new supporting documents.
Eligibility
Singapore registered entity
For Pte Ltds, at least 30% local shareholding
Minimum annual income per guarantor is S$24,000
Company must be in active operation for the past 2 years
To apply, visit any OCBC Bank Branch, call 1800 538 1111 or SMS 8333 0988.
