Product Rates

OCBC Prime Lending Rates

  • Prime Lending Rates:  5.00000 p.a.

Passbook Savings / Special Savings / Young Savers Account Rates

 
Amount Rate (% p.a.)
First $10000 0.05000
From $10001 to $50000 0.05000
From $50001 to $350000 0.05000
From $350001 to $1000000 0.08000
Above $1000000 0.10000

Basic Banking Account Rates

 
Amount Rate (% p.a.)
First $10000 0.05000
From $10001 to $50000 0.05000
From $50001 to $350000 0.05000
From $350001 to $1000000 0.08000
Above $1000000 0.10000

Statement Savings (With / Without Debit Card) Account Rates

 
Amount Rate (% p.a.)
First $10000 0.05000
From $10001 to $50000 0.05000
From $50001 to $350000 0.05000
From $350001 to $1000000 0.08000
Above $1000000 0.10000

Moi, MultiSave, OCBC School Savings, Seniorate, Savers, SmartParent,
SmartSavings, SmartSenior, Student EasiStart, WealthSaver Account Rates

 
Amount Rate (% p.a.)
First $10000 0.05000
From $10001 to $50000 0.05000
From $50001 to $350000 0.05000
From $350001 to $1000000 0.08000
Above $1000000 0.10000

NTUC-OCBC Starter Account Rates

 
Amount Rate (% p.a.)
First $50000 0.20000
From $50001 to $500000 0.40000
Amount in excess of $500,000 will not incur interest

Time Deposit

 
  Rate (% p.a.)
$5,000 - $20,000
1 - 2 mths 0.05000
3 - 5 mths 0.10000
6 - 8 mths 0.15000
9 - 11 mths 0.20000
12 - 15 mths 0.25000
18 mth 0.50000
24 mth 0.55000
36 mth 0.65000
>$20,000 - $50,000
1 - 2 mths 0.05000
3 - 5 mths 0.10000
6 - 8 mths 0.15000
9 - 11 mths 0.20000
12 - 15 mths 0.25000
18 mth 0.50000
24 mth 0.55000
36 mth 0.65000
Please note that the current CPF interest rates for Ordinary Account is 2.5% per annum and Special Account is 4.0% per annum.

With effect from 4 June 2007, new CPF Time Deposit placements will not be accepted.

Esteem Time Deposits will earn 0.125% p.a. more than Time Deposits for amount $5,000 - $50,000.

 

 
  Rate (% p.a.)
>$50,000 - $99,999
1 - 2 mths 0.05000
3 - 5 mths 0.10000
6 - 8 mths 0.15000
9 - 11 mths 0.20000
12 - 15 mths 0.25000
18 mth 0.50000
24 mth 0.55000
36 mth 0.65000
$100,000 - $249,999
1 - 2 mths 0.05000
3 - 5 mths 0.10000
6 - 8 mths 0.15000
9 - 11 mths 0.20000
12 - 15 mths 0.25000
18 mth 0.50000
24 mth 0.55000
36 mth 0.65000
$250,000 - $499,999
1 - 2 mths 0.05000
3 - 5 mths 0.10000
6 - 8 mths 0.15000
9 - 11 mths 0.20000
12 - 15 mths 0.25000
18 mth 0.50000
24 mth 0.55000
36 mth 0.65000
$500,000 - $999,999
1 - 2 mths 0.05000
3 - 5 mths 0.10000
6 - 8 mths 0.15000
9 - 11 mths 0.20000
12 - 15 mths 0.25000
18 mth 0.50000
24 mth 0.55000
36 mth 0.65000
For deposits of more than S$1,000,000, you may call our Customer Service Officers at 1800 363 3333 or approach any one of our branches for the interest rates.

EasiCredit Rates

 
Debit balances Rate (% p.a.)
For Annual income of less than S$30,000 29.80%
For Annual income of more than S$30,000 19.98%
Effective Interest Rate is subject to compounding if the monthly interest charges are not repaid in full.

EasiSave Account (Without Debit Card) Rates

 
Amount Rate (% p.a.)
First $100000 0.05000
From $100001 to $350000 0.08000
From $350001 to $1000000 0.10000
Above $1000000 0.15000

EasiSave Account (With Debit Card) Rates

 
Amount Rate (% p.a.)
First $100000 0.05000
From $100001 to $350000 0.08000
From $350001 to $1000000 0.10000
Above $1000000 0.15000

MoneyMax / PLUS - Yield Plus Account Rates

 
Amount Rate (% p.a.)
First $100000 0.05000
From $100001 to $350000 0.08000
From $350001 to $1000000 0.10000
Above $1000000 0.15000



All rates are for information only and are subject to change without prior notice.

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